1022-1024 Hampden St, Holyoke MA 01040

Holyoke, MA 01040
$429,000
$379,000
Est. $2,674/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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6
Beds
3
Baths
2,553
Sq Ft
$148
Price/Sq Ft
0.12
Acres
1900
Year Built
3
Parking
225
Days on Market
For Sale Price Drop -$50,000 Listed Mar 30, 2026 • MLS# 73493385 Copied! • Updated Oct 31, 2026

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About this home

Spacious two-family home in the desirable Highlands neighborhood, offering an excellent opportunity for owner-occupants seeking generous living space with rental income potential. Situated on a corner lot, the property features a first-floor apartment and a larger second unit spanning the second and third floors, providing flexible living arrangements. Extensive updates completed in 2018 include renovated kitchens and baths, refinished hardwood floors, and a newer roof. Additional features include enclosed porches, separate entrances, a fenced yard, a driveway, and additional off-street parking. Conveniently located near Ashley Reservoir, Mount Tom, local restaurants, shopping, and major highways, this property offers spacious living with the added benefit of rental income potential.

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Recently Sold Nearby

Price & Status History

Market Insights

3
Price Changes
11.7%
Price Range

Property Timeline

↓
Price Reduced
Oct 27, 2026
$379,000 $20,000 (-5.01%)
From $399,000 to $379,000 (-5.0%)
↓
Price Reduced
Aug 17, 2026
$399,000 $20,000 (-4.77%)
From $419,000 to $399,000 (-4.8%)
•
Back On Market
Jul 16, 2026
Active
📋
Status: Active under contract
Jul 2, 2026
Active → Active Under Contract
⏳
Pending Sale
Jul 2, 2026
Offer accepted, sale pending
•
Back On Market
Jun 8, 2026
Active
⏳
Pending Sale
May 7, 2026
Offer accepted, sale pending
↓
Price Reduced
Apr 15, 2026
$419,000 $10,000 (-2.33%)
From $429,000 to $419,000 (-2.3%)
🏠
Listed for Sale
Mar 30, 2026
$429,000
Original listing
Agent: Robert Goggins Office: 5 College REALTORS® Northampton

Tax History

Year Taxes Assessment
2026 $6,694 $410,300

Financial Details

Annual Property Tax
$6,694
Tax Year 2026
Assessed Value
$410,300

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1900
Living Area 2,553 sq ft
Lot Size 0.12 acres
Stories 3
Bedrooms 6
Full Baths 3
Total Rooms 13

Investment Metrics

Units 2
Unit 1 Rent $1,300/mo · Y
Unit 2 Rent $1,300/mo · Y
Unit 3 Rent — · Y
Total Monthly Rent $2,600/mo
Gross Income $44,100
Net Operating Income $44,100
Cap Rate 11.64%
Heating Electric
Cooling Window Unit(s)
Flooring Tile, Carpet, Laminate, Hardwood, Wood
Appliances Range, Microwave, Refrigerator
Fireplace None
Basement Full, Unfinished
Laundry None
Features Ceiling Fan(s), Bathroom With Tub & Shower, Internet Available - Unknown, Living Room, Kitchen, Laundry Room
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Enclosed, Deck - Wood
Features Off Street
Total Spaces 3
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range

Financial

Annual Tax $6,694
Assessed Value $410,300
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Sellers Have Never Occupied Property. 1st Floor Unit Lease Ends 1/27-$1, 300/mo + Util, 2nd Floor Is Mo To Mo.
Possession None
Accepted Financing None
Structure Type []
House Color YL/WHT
Sq Ft Source Public Record
Documents None
County Hampden
Total market time (incl. prior listings) 183 days

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1900
Bedrooms
6
Full Bathrooms
3
Living Area
2,553 sq ft
Total Rooms
13
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring: Tile, Carpet, Laminate, Hardwood, Wood
Appliances: Range, Microwave, Refrigerator
Interior Features: Ceiling Fan(s), Bathroom With Tub & Shower, Internet Available - Unknown, Living Room, Kitchen, Laundry Room
Windows: Insulated Windows
Basement: Full, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter, Stone, Brick/Mortar
Stories: 3

Utilities & Systems

Heating: Electric
Cooling: Window Unit(s)
Hot Water: Tank
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Enclosed, Deck - Wood
Fencing:
Other Structures:
Lot Features: Corner Lot, Level
Road Surface:

Parking & Garage

Total Parking Spaces: 3
Parking Features: Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $558
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

1022-1024 Hampden St, Holyoke MA 01040

Holyoke, MA 01040

Listing Information

Listing Agent Robert Goggins
Listing Office 5 College REALTORS® Northampton
Office Phone 413-585-8555
Agent MLS ID CN222920
Office MLS ID AN4474
Listing Data Updated Oct 31, 2026 3:06 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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