LevelSecond
10 Summit Ter, Peabody MA 01960
Peabody, MA 01960
$699,000
Est. $4,173/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
17
Oct
Saturday, October 17
10:00 AM - 11:30 AM EDT
18
Oct
Sunday, October 18
10:00 AM - 11:30 AM EDT
About this home
Welcome to 10 Summit Terrace! This well maintained and updated four bedroom, two bath Cape combines classic charm with comfortable everyday living. The main home offers a welcoming interior and a flexible bedroom layout, with space to accommodate a home office or hobbies.A standout feature is the separate, fully finished detached building, offering exciting possibilities beyond the main house. Whether you envision a game room, workout studio, dedicated workspace, or a place to relax and entertain, this bonus space is ready for your ideas. Buyers can also explore potential conversion to an accessory dwelling unit, subject to applicable requirements and approvals. A versatile property with room to make it your own!
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 14, 2026
$699,000
Original listing
Office: eXp Realty LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/14/2026 | 🏠 Listed for Sale | $699,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,263 | $555,800 |
Financial Details
Annual Property Tax
$5,263
Tax Year 2026
Assessed Value
$555,800
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1950
Living Area
1,104 sq ft
Lot Size
0.14 acres
Bedrooms
4
Full Baths
2
Total Rooms
6
Interior
Heating
Baseboard, Oil
Cooling
Window Unit(s)
Flooring
Wood, Tile
Appliances
Range, Dishwasher, Microwave, Refrigerator
Fireplace
None
Fireplaces
1
Basement
Full
Laundry
In Basement
Features
Bonus Room
Exterior
Construction
None
Architecture
Cape
Roof
Shingle
Features
Patio, Fenced Yard, Other
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
Patio
Parking
Features
Paved
Total Spaces
6
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$5,263
Assessed Value
$555,800
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
white
Sq Ft Source
Public Record
Sq Ft Disclosures
buyer/buyers agent to verify measurements
Documents
None
County
Essex
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1950
Bedrooms
4
Full Bathrooms
2
Living Area
1,104 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,064 sq ft above grade
312 sq ft below grade
LevelSecond
LevelFirst
LevelFirst
LevelFirst
LevelFirst
LevelFirst
Display Options
Outdoor Areas
Patio & porchPatio
Room Markers
KKitchen (1)
BRBedroom (4)
DDining (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile
Appliances:
Range, Dishwasher, Microwave, Refrigerator
Interior Features:
Bonus Room
Windows:
Basement:
Full
Laundry:
In Basement
Security:
Construction & Materials
Style:
Cape
Year Built:
1950
Structure Type:
Exterior Materials:
Roof:
Shingle
Foundation:
Concrete Perimeter, Block
Utilities & Systems
Heating:
Baseboard, Oil
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio, Fenced Yard, Other
Patio & Porch:
Patio
Fencing:
Fenced
Other Structures:
Lot Features:
Wooded, Level
Road Surface:
Parking & Garage
Total Parking Spaces:
6
Parking Features:
Paved
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Shopping
Nearby Schools
School District
Peabody School District local
C-
School Safety
2024-25
2.1%
Average
1.9%
Suspensions
1.7%
In-School
0.2%
Emergency
3.4% below state avg
Elementary Schools
10 schools
Covenant Christian Academy
2.7 mi
Grades PK-12
The Recreational Education Center, LLC
2.7 mi
Grades PK-12
F
Peabody Personalized Remote Education Program (Peabody P.R.E.P.)
4.0 mi
|
#345 of 346
|
Score: 14.4
Improved 33 spots from last year
-43.8 below state avg
117 students
Diverse
Rising School
Diverse Student Body
Grades K-12
C-
Center School
0.4 mi
|
#687 of 825
|
Score: 36.5
Dropped 307 spots from last year
-21.7 below state avg
281 students
Diverse
Diverse Student Body
Grades PK-05
B+
South Memorial School
1.0 mi
|
#272 of 825
|
Score: 51.7
Improved 233 spots from last year
-6.5 below state avg
446 students
Moderate
Rising School
Grades PK-05
C
William A Welch Sr School
1.4 mi
|
#660 of 825
|
Score: 37.8
Improved 130 spots from last year
-20.4 below state avg
400 students
Diverse
Rising School
Grades K-05
B-
Captain Samuel Brown School
1.6 mi
|
#493 of 825
|
Score: 44.9
Improved 28 spots from last year
-13.3 below state avg
375 students
Diverse
Rising School
Grades K-05
C
Thomas Carroll School
1.7 mi
|
#604 of 825
|
Score: 40.6
Improved 135 spots from last year
-17.6 below state avg
562 students
Diverse
Rising School
Diverse Student Body
Grades PK-05
C
John E. McCarthy School
2.6 mi
|
#612 of 825
|
Score: 39.9
Dropped 34 spots from last year
-18.3 below state avg
323 students
Diverse
Diverse Student Body
Grades K-05
B+
West Memorial School
3.4 mi
|
#302 of 825
|
Score: 50.7
Improved 164 spots from last year
-7.5 below state avg
283 students
Moderate
Rising School
Grades PK-05
Middle Schools
1 school
C+
J. Henry Higgins Middle School
0.6 mi
|
#235 of 352
|
Score: 37.4
Improved 10 spots from last year
-20.8 below state avg
1,271 students
Diverse
Grades 06-08
High Schools
2 schools
C
Peabody Veterans Memorial High School
1.5 mi
|
#259 of 346
|
Score: 46.4
Same rank as last year
-11.8 below state avg
1,234 students
Diverse
19 sports
• 1,614 athletes
Career Tech Programs
Strong Athletics
Grades 09-12
Bishop Fenwick High School
1.9 mi
17 sports
• 1,390 athletes
Strong Athletics
Grades 09-12
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
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Property Tax
$439
Homeowners Insurance
$200
PMI (if <20% down)
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Loan Summary
Total of 360 payments
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
10 Summit Ter, Peabody MA 01960
Peabody, MA 01960
Listing Information
Listing Agent
Alie Broom
Listing Office
eXp Realty LLC
Office Phone
888-854-7493
Agent MLS ID
CN235389
Office MLS ID
AN9700
Listing Data Updated
Oct 14, 2026 1:01 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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