98-100 Draper St, Springfield MA 01108
Springfield, MA 01108
$399,900
Est. $2,587/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
OFFERS DUE SUNDAY 8/2 AT 5:00PM! Calling all investors and owner occupants! This conveniently located two family home is ready for new owners. This turnkey property will be delivered completely vacant - great for occupying one unit while renting out the other, or adding to your investment portfolio. The first floor features three bedrooms and one bathroom, a large living room & formal dining room with charming built-ins, kitchen with plenty of storage, plus laundry hook ups right off the kitchen. On the second floor, you’ll find a similar layout with three bedrooms, one bathroom, spacious living room & dining room, plus kitchen and laundry. The second floor also comes with lead certificate. Other features include great enclosed porches & a wide open basement, great for storage. Don’t miss this opportunity!
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Pending Sale
Aug 3, 2026
Offer accepted, sale pending
Listed for Sale
Jul 29, 2026
$399,900
Original listing
Agent: Pam Weibel
Office: Lock and Key Realty Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/03/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 07/29/2026 | 🏠 Listed for Sale | $399,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $4,383 | $279,500 |
Financial Details
Annual Property Tax
$4,383
Tax Year 2025
Assessed Value
$279,500
Facts & Features
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
1920
Living Area
2,440 sq ft
Lot Size
0.11 acres
Bedrooms
6
Full Baths
2
Total Rooms
12
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
$1,575/mo · N
Total Monthly Rent
$1,575/mo
Gross Income
$18,900
Net Operating Income
$18,900
Cap Rate
4.73%
Interior
Heating
Steam, Natural Gas
Cooling
None
Flooring
None
Appliances
Range, Refrigerator
Fireplace
None
Basement
Full, Unfinished
Laundry
Washer Hookup, Dryer Hookup, Gas Dryer Hookup, Electric Dryer Hookup
Features
Living Room, Dining Room, Kitchen, Laundry Room
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Enclosed
Parking
Features
Paved Drive, Paved
Total Spaces
4
Utilities
Electric
Circuit Breakers, 100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Gas Dryer, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$4,383
Assessed Value
$279,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
Property To Be Delivered Vacant - First Showings Will Only Be Vacant First Floor, Basement And Exterior. Do Not Disturb The Second Floor Tenant.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
White
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
5 days
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
Sale Pending
Year Built
1920
Bedrooms
6
Full Bathrooms
2
Living Area
2,440 sq ft
Total Rooms
12
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,440 sq ft above grade
Display Options
Outdoor Areas
Patio & porchEnclosed
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Range, Refrigerator
Interior Features:
Living Room, Dining Room, Kitchen, Laundry Room
Windows:
Basement:
Full, Unfinished
Laundry:
Washer Hookup, Dryer Hookup, Gas Dryer Hookup, Electric Dryer Hookup
Security:
Construction & Materials
Year Built:
1920
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Block
Stories:
2
Heating, Cooling & Utilities
Heating:
Steam, Natural Gas
Cooling:
None
Hot Water:
Natural Gas, Tank
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Enclosed
Fencing:
Other Structures:
Lot Features:
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Paved
Nearby Schools
School District
Springfield School District local
D
Where Graduates Go
Class of 2021
36%
attend college
20%
4-Year
16%
2-Year
3%
Out of State
3%
Working
School Safety
2024-25
5.9%
Above Average
5.1%
Suspensions
1.4%
In-School
0.8%
Emergency
0.4% above state avg
Elementary Schools
10 schools
St. Michael's Academy
1.2 mi
Grades PK-08
B
Veritas Preparatory Charter School
1.6 mi
|
#12 of 25
|
Score: 34.5
Improved 339 spots from last year
-23.8 below state avg
769 students
Moderate
Early College Program
Rising School
Grades 05-12
Your Educational Success Academy
2.2 mi
Grades K-12
D
The Springfield Virtual School
2.3 mi
|
#326 of 346
|
Score: 30.7
Improved 11 spots from last year
-27.5 below state avg
201 students
Moderate
College Ready Curriculum
Grades PK-12
Pioneer Valley Christian Academy
2.4 mi
Grades PK-12
Pioneer Valley Montessori School
3.3 mi
Grades PK-06
A
Alfred G. Zanetti Montessori Magnet School
3.4 mi
|
#3 of 16
|
Score: 47.5
Improved 137 spots from last year
-10.7 below state avg
436 students
Diverse
Rising School
Grades PK-08
Mill Pond School
3.7 mi
Grades PK-12
A+
Springfield Preparatory Charter School
4.0 mi
|
#2 of 16
|
Score: 48.5
Improved 94 spots from last year
-9.8 below state avg
485 students
Moderate
Rising School
Strong Attendance
Grades K-08
Academy Hill School
4.2 mi
Grades PK-08
Middle Schools
10 schools
C
John J. Duggan Middle School
2.7 mi
|
#251 of 346
|
Score: 47.1
Improved 35 spots from last year
-11.1 below state avg
843 students
Diverse
High Graduation Rate
Rising School
College Ready Curriculum
Grades 06-12
F
Forest Park Middle School
0.8 mi
|
#341 of 352
|
Score: 26.3
Improved 18 spots from last year
-31.9 below state avg
460 students
Diverse
Grades 06-08
Springfield Commonwealth Academy
1.8 mi
Grades 06-08
F
South End Middle School
2.0 mi
|
#350 of 352
|
Score: 23.0
Improved 12 spots from last year
-35.2 below state avg
176 students
Moderate
Grades 06-08
C+
STEM Middle Academy
2.7 mi
|
#12 of 16
|
Score: 24.5
Improved 298 spots from last year
-33.7 below state avg
241 students
Diverse
Rising School
Grades 06-08
F
Kiley Prep
2.9 mi
|
#351 of 352
|
Score: 21.5
Improved 9 spots from last year
-36.7 below state avg
314 students
Diverse
Grades 06-08
C-
Kiley Academy
2.9 mi
|
#14 of 16
|
Score: 22.1
Improved 341 spots from last year
-36.2 below state avg
253 students
Diverse
Rising School
Grades 06-08
C-
Van Sickle Prep School
3.8 mi
|
#15 of 16
|
Score: 21.0
Improved 330 spots from last year
-37.2 below state avg
207 students
Moderate
Rising School
Grades 06-08
B-
Van Sickle Academy
3.8 mi
|
#10 of 16
|
Score: 28.1
Improved 340 spots from last year
-30.1 below state avg
256 students
Moderate
Rising School
Grades 06-08
Springfield Middle School
3.9 mi
15 students
Moderate
Grades 06-08
High Schools
10 schools
C
Emergence Academy
2.2 mi
|
#21 of 25
|
Score: 26.2
Improved 356 spots from last year
-32 below state avg
376 students
Diverse
Rising School
Diverse Student Body
Grades 06-12
C-
Conservatory of the Arts
2.3 mi
|
#303 of 346
|
Score: 37.6
Improved 2 spots from last year
-20.6 below state avg
292 students
Moderate
High Graduation Rate
College Ready Curriculum
Grades 06-12
C+
Libertas Academy Charter School
2.6 mi
|
#238 of 346
|
Score: 48.5
Improved 106 spots from last year
-9.8 below state avg
592 students
Moderate
7 sports
• 134 athletes
Rising School
Grades 06-12
C-
Baystate Academy Charter Public School
3.8 mi
|
#306 of 346
|
Score: 37.1
Improved 37 spots from last year
-21.1 below state avg
344 students
Diverse
Rising School
College Ready Curriculum
Grades 06-12
C
The Springfield Renaissance School an Expeditionary Learning School
3.8 mi
|
#275 of 346
|
Score: 45.0
Improved 6 spots from last year
-13.2 below state avg
596 students
Diverse
High Graduation Rate
College Ready Curriculum
Grades 06-12
Pope Francis Preparatory School
1.4 mi
18 sports
• 1,124 athletes
Strong Athletics
Grades 09-12
C
High School of Commerce
2.2 mi
|
#272 of 346
|
Score: 45.2
Improved 30 spots from last year
-13 below state avg
835 students
Moderate
11 sports
• 554 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 09-12
F
Phoenix Academy Public Charter High School, Springfield
2.5 mi
|
#343 of 346
|
Score: 20.1
Improved 5 spots from last year
-38.1 below state avg
175 students
Moderate
College Ready Curriculum
Grades 09-12
B+
Gateway to College at Springfield Technical Community College
2.6 mi
|
#123 of 346
|
Score: 74.4
Same rank as last year
30 students
Diverse
College Ready Curriculum
Grades 09-12
F
Springfield International Academy at Sci-Tech
2.6 mi
|
#340 of 346
|
Score: 20.7
Dropped 40 spots from last year
-37.5 below state avg
52 students
Diverse
Career Tech Programs
College Ready Curriculum
Diverse Student Body
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$365
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
98-100 Draper St, Springfield MA 01108
Springfield, MA 01108
Listing Information
Listing Office
Lock and Key Realty Inc.
Office Phone
413-282-8080
Agent MLS ID
CN208359
Office MLS ID
AN5521
Listing Data Updated
Aug 3, 2026 6:31 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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