95 Pine St # A, Manchester MA 01944

Manchester, MA 01944
$647,000
Est. $3,840/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
1.5
Baths
1,023
Sq Ft
$632
Price/Sq Ft
0.52
Acres
1989
Year Built
2
Parking
18 minutes
Time on Market
For Sale Listed Sep 12, 2026 • MLS# 73576269 Copied! • Updated Sep 12, 2026

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About this home

A Very Pleasant Surprise! Tucked away right on Pine Street, this sweet oasis offers a unique opportunity to reside in one of the North Shore’s most desirable coastal communities. Enjoy the perfect blend of vibrant seaside life and peaceful seclusion, with top-rated schools, the MBTA, downtown shops, dining, playgrounds, harbor, and Singing Beach all just moments from your door. Step out back to discover your own private retreat. This hidden rear unit features a beautiful granite patio bordered by lush, natural green-scape that directly backs up to the historic Powder House Reservation. Whether sipping morning coffee or unwinding after a long day, you will love the tranquility, refreshing sounds, and scenic beauty of nature surrounding this hidden gem.

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Property History

Property Timeline

🏠
Listed for Sale
Sep 12, 2026
$647,000
Original listing
Agent: Marianne Round Office: Coldwell Banker Realty - Manchester

Tax History

Year Taxes Assessment
2026 $4,415 $507,500

Financial Details

Annual Property Tax
$4,415
Tax Year 2026
Assessed Value
$507,500

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1989
Living Area 1,023 sq ft
Lot Size 0.52 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 5

Interior

Heating Baseboard
Cooling None
Flooring Wood, Tile, Carpet
Appliances Tankless Water Heater, Dishwasher, Disposal, Trash Compactor, Microwave, Refrigerator, Washer, Dryer, Energy Star Qualified Washer
Fireplace None
Basement Full, Concrete, Unfinished
Laundry Electric Dryer Hookup, Washer Hookup, In Basement
Features None

Exterior

Construction Frame
Architecture None
Roof Shingle
Features Deck - Composite, Patio
Pool None
Spa None
Fencing None
Patio/Porch Deck - Composite, Patio
Features Paved Drive, Off Street
Total Spaces 2
Electric Circuit Breakers
Water Public, Private
Sewer Public Sewer
Gas None
Other None
Annual Tax $4,415
Assessed Value $507,500
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint None
Seller Disclosures This Is A 2 Unit Condo With No Hoa Fee. Joint Expenses (master Insurance, Plowing, Minium Landscaping) Are Shared.
Possession None
Accepted Financing None
Structure Type []
House Color White
Sq Ft Source Public Record
Sq Ft Disclosures Square footage per 95 Pine Street Plan of Land Deed reference 10528/310 2.5 floors
Documents None
County Essex

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1989
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,023 sq ft
Total Rooms
5
Levels
Front to Back Split

Floor Layout

Interior Features

Flooring: Wood, Tile, Carpet
Appliances: Tankless Water Heater, Dishwasher, Disposal, Trash Compactor, Microwave, Refrigerator, Washer, Dryer, ENERGY STAR Qualified Washer
Interior Features:
Windows: Insulated Windows
Basement: Full, Concrete, Unfinished
Laundry: Electric Dryer Hookup, Washer Hookup, In Basement
Security:

Construction & Materials

Year Built: 1989
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Block

Heating, Cooling & Utilities

Heating: Baseboard
Cooling: None
Hot Water:
Water Source: Public, Private
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck - Composite, Patio
Patio & Porch: Deck - Composite, Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Paved Drive, Off Street
School District
Manchester Essex Regional School District local
A-
School Safety 2024-25
0.0% Very Low (Safest)
5.5% below state avg
E

Elementary Schools

3 schools
A
Manchester Memorial Elementary School
0.7 mi | #128 of 825 | Score: 57.7
Dropped 11 spots from last year
-0.5 below state avg
305 students Less Diverse
Strong Attendance
Grades PK-05
Brookwood School
1.1 mi
Grades PK-08
Glen Urquhart School
2.1 mi
Grades K-08
M

Middle Schools

3 schools
A
Manchester Essex Regional Middle School
0.7 mi | #57 of 352 | Score: 55.8
Improved 43 spots from last year
-2.4 below state avg
278 students Less Diverse
Rising School Strong Attendance
Grades 06-08
Landmark School - Elementary Middle School
1.1 mi
Grades K-09
A
Miles River Middle School
4.9 mi | #54 of 352 | Score: 55.9
Dropped 28 spots from last year
-2.3 below state avg
396 students Less Diverse
Strong Attendance
Grades 06-08
H

High Schools

3 schools
A+
Manchester Essex Regional High School
0.7 mi | #26 of 346 | Score: 72.1
Improved 7 spots from last year
+13.9 above state avg
373 students Less Diverse
19 sports • 932 athletes
Strong AP Program High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
Waring School
3.6 mi
Grades 06-12
A+
Hamilton-Wenham Regional High School
4.9 mi | #33 of 346 | Score: 70.3
Dropped 3 spots from last year
+12.1 above state avg
457 students Less Diverse
19 sports • 1,310 athletes
Strong AP Program High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $368
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

95 Pine St # A, Manchester MA 01944

Manchester, MA 01944

Listing Information

Listing Agent Marianne Round
Listing Office Coldwell Banker Realty - Manchester
Office Phone 978-526-7572
Agent MLS ID C8000966
Office MLS ID AN6220
Listing Data Updated Sep 12, 2026 9:55 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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