900 Clark St, Gardner MA 01440

Gardner, MA 01440
$440,000
Est. $2,922/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2
Baths
1,469
Sq Ft
$300
Price/Sq Ft
0.98
Acres
1988
Year Built
10
Parking
5 hours 20 minutes
Time on Market
For Sale Open House Listed Sep 29, 2026 • MLS# 73583640 Copied! • Updated Sep 29, 2026

Track this home for price, status, and open-house alerts.

Open House Schedule

04
Oct
Sunday, October 4
10:30 AM - 12:00 PM EDT

About this home

Welcome Home! This charming Cape offers the perfect blend of privacy, comfort, and functionality. Set back from the road on nearly an acre of land, the property provides a peaceful setting with plenty of room to enjoy both indoor and outdoor living. Step onto the inviting farmer’s porch and take in the tranquil surroundings. Inside, the first floor features a comfortable bedroom, full bathroom with granite countertop, spacious kitchen with a center island, dining room, and welcoming living room. The layout provides plenty of space for everyday living as well as entertaining family and friends. Upstairs, you’ll find two generously sized bedrooms, a dedicated home office, and a second full bathroom. Whether you need space for family, guests, or working from home, this flexible floor plan offers plenty of possibilities. Outside, the large backyard provides room to relax, entertain, garden, or simply enjoy the privacy of your nearly one-acre lot. A spacious deck offers the ideal spot for summer gatherings, while the storage shed provides convenient space for tools and outdoor equipment. A kennel is also included for your four-legged companions.Additional features include mini-split heating and cooling installed in June 2019 and wiring for a generator. Title V has passed. With its private setting, versatile floor plan, generous outdoor space, and convenient features, this Cape is ready for its next owner to make it home. Don’t miss your opportunity to see all this property has to offer!

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Property History

Property Timeline

🏠
Listed for Sale
Sep 29, 2026
$440,000
Original listing
Agent: Kelly LaGrassa Office: LAER Realty Partners

Tax History

Year Taxes Assessment
2026 $5,968 $433,400

Financial Details

Annual Property Tax
$5,968
Tax Year 2026
Assessed Value
$433,400

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1988
Living Area 1,469 sq ft
Lot Size 0.98 acres
Bedrooms 3
Full Baths 2
Total Rooms 7

Interior

Heating Baseboard, Oil, Ductless
Cooling Ductless
Flooring Wood, Tile, Carpet
Appliances Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full
Laundry Electric Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Porch, Deck - Wood, Storage
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck - Wood
Features Shared Driveway, Off Street
Total Spaces 10
Electric 200+ Amp Service, Generator Connection
Water Private
Sewer Private Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup, Generator Connection
Annual Tax $5,968
Assessed Value $433,400
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Shared Driveway/right-of-way At The End Of The Driveway. Information Deemed Reliable But Not Guaranteed. Buyer/buyer’s Agent To Conduct Their Own Due Diligence And Verify All Information. 24 Hour Notice For All Showings.
Exclusions Electric Fireplace And Personal Belongings.
Possession None
Accepted Financing Other (see Remarks)
Structure Type []
House Color Tan
Sq Ft Source Public Record
Documents None
County Worcester

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1988
Bedrooms
3
Full Bathrooms
2
Living Area
1,469 sq ft
Total Rooms
7

Floor Layout

Interior Features

Flooring: Wood, Tile, Carpet
Appliances: Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows: Insulated Windows
Basement: Full
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Cape
Year Built: 1988
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Oil, Ductless
Cooling: Ductless
Hot Water:
Water Source: Private
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck - Wood, Storage
Patio & Porch: Porch, Deck - Wood
Fencing:
Other Structures:
Lot Features: Wooded
Road Surface:

Parking & Garage

Total Parking Spaces: 10
Parking Features: Shared Driveway, Off Street
School District
Gardner School District local
D
⚠ School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
↑ 0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
5.1 mi
Grades K-08
C-
Gardner Elementary School
3.5 mi | #677 of 825 | Score: 37.1
Improved 88 spots from last year
-21.1 below state avg
1,071 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
D
Gardner Middle School
3.1 mi | #335 of 352 | Score: 27.0
Dropped 4 spots from last year
-31.2 below state avg
528 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
3.3 mi | #230 of 346 | Score: 49.5
Improved 83 spots from last year
-8.7 below state avg
797 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
3.3 mi | #325 of 346 | Score: 30.7
Improved 54 spots from last year
-27.5 below state avg
74 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $497
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

900 Clark St, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent Kelly LaGrassa
Listing Office LAER Realty Partners
Office Phone 978-249-8800
Agent MLS ID NB115279
Office MLS ID AN7393
Listing Data Updated Sep 29, 2026 7:31 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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