86 Main Street, Saugus MA 01906
Saugus, MA 01906
$799,000
Est. $4,916/month
About this home
Exceptional opportunity to purchase this handsome 2-family home that has been proudly owned and maintained by the same family for generations. This property features two spacious units each with 2 bedrooms and 1 bath. Both units feature classic hardwood floors, high ceilings and plenty of natural light. Additional features include the two car garage, ample off-street parking, beautiful screened in porch and private backyard, expansive full basement with laundry and exterior access, and a walk-up attic. Convenient location just 11 miles to Boston with easy access to route 1 and central Saugus. This property presents a fantastic opportunity for both owner-occupants and investors alike.
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Status: Active under contract
Jul 15, 2026
Active → Active Under Contract
Pending Sale
Jul 13, 2026
Offer accepted, sale pending
Back On Market
Jul 9, 2026
Active
Status: Active under contract
Jul 2, 2026
Active → Active Under Contract
Listed for Sale
Jun 24, 2026
$799,000
Original listing
Agent: Margaret Finn
Office: James A. Finn & Sons
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/15/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 07/13/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 07/09/2026 | • Back On Market | - | - | - | Active |
| 07/02/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 06/24/2026 | 🏠 Listed for Sale | $799,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $8,107 | $778,000 |
Financial Details
Annual Property Tax
$8,107
Tax Year 2026
Assessed Value
$778,000
Facts & Features
2 Car Garage
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
1930
Living Area
2,114 sq ft
Lot Size
0.35 acres
Bedrooms
4
Full Baths
2
Total Rooms
8
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Interior
Heating
None
Cooling
None
Flooring
Carpet, Laminate, Hardwood
Appliances
None
Fireplace
None
Basement
Full
Laundry
None
Features
Laundry Room
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Screened
Parking
Garage Spaces
2
Has Garage
Yes
Features
Off Street, Paved
Total Spaces
6
Utilities
Electric
200+ Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$8,107
Assessed Value
$778,000
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Seller Disclosures
Seller Has Not Lived In The Property For Many Years But Has Been Involved In The Maintenance.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Essex
Total market time (incl. prior listings)
35 days
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
Sale Pending
Year Built
1930
Bedrooms
4
Full Bathrooms
2
Living Area
2,114 sq ft
Total Rooms
8
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,114 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch, Screened
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Carpet, Laminate, Hardwood
Appliances:
Interior Features:
Laundry Room
Windows:
Basement:
Full
Laundry:
Security:
Construction & Materials
Year Built:
1930
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Stories:
2
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Natural Gas, Tank
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch, Screened
Fencing:
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Garage Spaces:
2
Total Parking Spaces:
6
Parking Features:
Off Street, Paved
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$676
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
86 Main Street, Saugus MA 01906
Saugus, MA 01906
Listing Information
Listing Agent
Margaret Finn
Listing Office
James A. Finn & Sons
Office Phone
978-922-0379
Agent MLS ID
CN201148
Office MLS ID
C63900
Listing Data Updated
Jul 29, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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