LevelThird
86 Bowdoin St, Springfield MA 01109
Springfield, MA 01109 • McKnight
$899,900
$800,000
Est. $4,658/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Step into Springfield history with this exceptional architect-designed residence located in the National Register and Local Historic Districts in the highly desirable McKnight neighborhood. Beautifully preserved, this turn-of-the-century home, and remarkable architectural details throughout.Offering 17 spacious rooms, 11 bedrooms, 3 full baths, and 4 half baths, plus two former maid’s quarters, this distinctive property seamlessly blends historic elegance with modern updates. The inviting kitchen features newer cabinetry, new flooring, abundant storage, and multiple workspaces, making it ideal for everyday living and entertaining.Enjoy mornings on the expansive covered rear porch or cozy evenings by the fireplace. Thoughtful updates throughout enhance the home’s original character while providing today’s conveniences.This rare property offers exceptional space and flexibility for a variety of residential living arrangements. Buyers are encouraged to verify any intended use, including potential short-term rental or other occupancy options, with local zoning and permitting authorities.An extraordinary opportunity to own one of Springfield’s architectural treasures in one of its most admired historic neighborhoods.
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
11.1%
Price Range
Property Timeline
Price Reduced
Aug 31, 2026
$800,000
$99,900
(-11.1%)
From $899,900 to $800,000 (-11.1%)
Listed for Sale
Aug 7, 2026
$899,900
Original listing
Agent: Carol E. Smith
Office: Home Equity Assets Realty, LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/31/2026 | ↓ Price Reduced | $800,000 | $99,900 | - | From $899,900 to $800,000 (-11.1%) |
| 08/07/2026 | 🏠 Listed for Sale | $899,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $4,950 | $315,700 |
Financial Details
Annual Property Tax
$4,950
Tax Year 2025
Assessed Value
$315,700
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1911
Living Area
5,574 sq ft
Lot Size
0.59 acres
Bedrooms
11
Full Baths
3
Half Baths
4
Total Rooms
17
Interior
Heating
Steam, Oil, Natural Gas
Cooling
Wall Unit(s)
Flooring
Wood, Tile
Appliances
Range, Refrigerator
Fireplace
None
Fireplaces
2
Basement
Full
Laundry
First Floor
Features
None
Exterior
Construction
Brick
Architecture
Colonial
Roof
Asphalt/composition Shingles
Features
Porch, Pool - Inground
Pool
In Ground
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Garage Spaces
1
Has Garage
Yes
Features
Paved Drive, Off Street
Total Spaces
5
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$4,950
Assessed Value
$315,700
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
In Ground Pool Is Missing Pump. Buyers Are Encouraged To Verify Any Intended Use, Including Potential Short-term Rental Or Other Occupancy Options, With Local Zoning And Permitting Authorities. Buyer And Buyers Agent To Do Their Own Due Diligence. Any Concessions For Buyers Brokerage Are To Be Neg
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
28 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1911
Bedrooms
11
Full Bathrooms
3
Half Bathrooms
4
Living Area
5,574 sq ft
Total Rooms
17
Floor Layout
Interactive room guide
Floor Layout
Finished Area
5,574 sq ft above grade
LevelSecond
LevelSecond
LevelSecond
LevelSecond
LevelSecond
LevelSecond
LevelSecond
LevelFirst
LevelFirst
LevelFirst
LevelFirst
FeaturesYes
Display Options
Outdoor Areas
PoolIn Ground
Patio & porchPorch
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile
Appliances:
Range, Refrigerator
Interior Features:
Windows:
Basement:
Full
Laundry:
First Floor
Security:
Construction & Materials
Style:
Colonial
Year Built:
1911
Structure Type:
Exterior Materials:
Brick
Roof:
Asphalt/Composition Shingles
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Steam, Oil, Natural Gas
Cooling:
Wall Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Pool - Inground
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
5
Parking Features:
Paved Drive, Off Street
Special Features
Fireplaces:
2
Fireplace Type:
Pool:
Private Pool
Pool Features:
In Ground
Community Amenities:
Public Transportation, Highway Access
Nearby Schools
School District
Springfield School District local
D
Where Graduates Go
Class of 2021
36%
attend college
20%
4-Year
16%
2-Year
3%
Out of State
3%
Working
School Safety
2024-25
5.9%
Above Average
5.1%
Suspensions
1.4%
In-School
0.8%
Emergency
0.4% above state avg
Elementary Schools
10 schools
Your Educational Success Academy
0.7 mi
Grades K-12
A
Alfred G. Zanetti Montessori Magnet School
0.8 mi
|
#3 of 16
|
Score: 47.5
Improved 137 spots from last year
-10.7 below state avg
436 students
Diverse
Rising School
Grades PK-08
D
The Springfield Virtual School
1.0 mi
|
#326 of 346
|
Score: 30.7
Improved 11 spots from last year
-27.5 below state avg
201 students
Moderate
College Ready Curriculum
Grades PK-12
B
Veritas Preparatory Charter School
1.3 mi
|
#12 of 25
|
Score: 34.5
Improved 339 spots from last year
-23.8 below state avg
769 students
Moderate
Early College Program
Rising School
Grades 05-12
Academy Hill School
1.6 mi
Grades PK-08
A+
Springfield Preparatory Charter School
2.3 mi
|
#2 of 16
|
Score: 48.5
Improved 94 spots from last year
-9.8 below state avg
485 students
Moderate
Rising School
Strong Attendance
Grades K-08
Grace Academy
2.3 mi
Grades K-12
St. Michael's Academy
2.3 mi
Grades PK-08
Pioneer Valley Christian Academy
3.1 mi
Grades PK-12
Pioneer Valley Montessori School
4.1 mi
Grades PK-06
Middle Schools
10 schools
C
John J. Duggan Middle School
2.6 mi
|
#251 of 346
|
Score: 47.1
Improved 35 spots from last year
-11.1 below state avg
843 students
Diverse
High Graduation Rate
Rising School
College Ready Curriculum
Grades 06-12
Springfield Commonwealth Academy
1.0 mi
Grades 06-08
F
South End Middle School
1.2 mi
|
#350 of 352
|
Score: 23.0
Improved 12 spots from last year
-35.2 below state avg
176 students
Moderate
Grades 06-08
C+
STEM Middle Academy
1.3 mi
|
#12 of 16
|
Score: 24.5
Improved 298 spots from last year
-33.7 below state avg
241 students
Diverse
Rising School
Grades 06-08
C-
Van Sickle Prep School
1.4 mi
|
#15 of 16
|
Score: 21.0
Improved 330 spots from last year
-37.2 below state avg
207 students
Moderate
Rising School
Grades 06-08
B-
Van Sickle Academy
1.4 mi
|
#10 of 16
|
Score: 28.1
Improved 340 spots from last year
-30.1 below state avg
256 students
Moderate
Rising School
Grades 06-08
Springfield Middle School
1.6 mi
15 students
Moderate
Grades 06-08
F
Springfield Public Day Middle School
1.6 mi
|
#352 of 352
|
Score: 19.5
Improved 14 spots from last year
-38.7 below state avg
45 students
Diverse
Grades 06-08
D
Springfield Legacy Academy
1.9 mi
|
#16 of 16
|
Score: 18.8
Improved 340 spots from last year
-39.4 below state avg
243 students
Less Diverse
Rising School
Grades 06-08
C
Impact Prep at Chestnut
1.9 mi
|
#13 of 16
|
Score: 23.7
Improved 350 spots from last year
-34.5 below state avg
314 students
Moderate
Rising School
Grades 06-08
High Schools
10 schools
C
Emergence Academy
0.5 mi
|
#21 of 25
|
Score: 26.2
Improved 356 spots from last year
-32 below state avg
376 students
Diverse
Rising School
Diverse Student Body
Grades 06-12
C-
Conservatory of the Arts
0.6 mi
|
#303 of 346
|
Score: 37.6
Improved 2 spots from last year
-20.6 below state avg
292 students
Moderate
High Graduation Rate
College Ready Curriculum
Grades 06-12
C+
Libertas Academy Charter School
0.9 mi
|
#238 of 346
|
Score: 48.5
Improved 106 spots from last year
-9.8 below state avg
592 students
Moderate
7 sports
• 134 athletes
Rising School
Grades 06-12
C
The Springfield Renaissance School an Expeditionary Learning School
1.4 mi
|
#275 of 346
|
Score: 45.0
Improved 6 spots from last year
-13.2 below state avg
596 students
Diverse
High Graduation Rate
College Ready Curriculum
Grades 06-12
C-
Baystate Academy Charter Public School
2.2 mi
|
#306 of 346
|
Score: 37.1
Improved 37 spots from last year
-21.1 below state avg
344 students
Diverse
Rising School
College Ready Curriculum
Grades 06-12
F
Phoenix Academy Public Charter High School, Springfield
0.2 mi
|
#343 of 346
|
Score: 20.1
Improved 5 spots from last year
-38.1 below state avg
175 students
Moderate
College Ready Curriculum
Grades 09-12
B+
Gateway to College at Springfield Technical Community College
0.3 mi
|
#123 of 346
|
Score: 74.4
Same rank as last year
30 students
Diverse
College Ready Curriculum
Grades 09-12
C
High School of Commerce
0.5 mi
|
#272 of 346
|
Score: 45.2
Improved 30 spots from last year
-13 below state avg
835 students
Moderate
11 sports
• 554 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 09-12
F
Springfield International Academy at Sci-Tech
1.4 mi
|
#340 of 346
|
Score: 20.7
Dropped 40 spots from last year
-37.5 below state avg
52 students
Diverse
Career Tech Programs
College Ready Curriculum
Diverse Student Body
Grades 09-12
C-
Springfield High School of Science and Technology
1.4 mi
|
#311 of 346
|
Score: 36.3
Dropped 1 spots from last year
-21.9 below state avg
1,147 students
Moderate
13 sports
• 870 athletes
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Monthly Payment
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Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
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Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$413
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
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$0
Total interest paid
$0
Rate Impact
-0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
McKnight
86 Bowdoin St, Springfield MA 01109
Springfield, MA 01109
Listing Information
Listing Agent
Carol E. Smith
Listing Office
Home Equity Assets Realty, LLC
Office Phone
413-328-0799
Agent MLS ID
BB809084
Office MLS ID
AC1163
Listing Data Updated
Sep 4, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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