LevelFirst
85 Trowbridge St # 2, Cambridge MA 02138
Cambridge, MA 02138 • Harvard Square
$1,650,000
Est. $10,193/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
This exceptionally generous 1,819 sq ft, 3 bed, 2 bath, floor-through condominium comprises the second floor of a beautifully preserved 1890 building on a side street very close to Harvard Square. Superb configuration of the space is enhanced by turn-of-the-century grace and beauty, high ceilings and lovely wood floors. The open areas for entertaining are flexible and formal; large living room with bow windows, dining room, a separate living room with a brick fireplace, and an eat-in kitchen. Premium appliances in the kitchen and both baths are renovated. In-unit laundry in guest bath. New HVAC (2026). Recent windows (2022). Lovely front and rear decks, with mature trees lending a cozy, treehouse feel. And best of all, a prime location, convenient to Harvard & Inman Sq’s & the Redline. Around the corner from locally-owned coffee shops, restaurants, bakeries, and specialty grocers. Generous storage and easy bike access. Rare garage parking. Professionally managed. 100% owner-occupied.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 10, 2026
$1,650,000
Original listing
Agent: The Petrowsky Jones Group
Office: Compass
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/10/2026 | 🏠 Listed for Sale | $1,650,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $12,043 | $1,755,800 |
Financial Details
Annual Property Tax
$12,043
Tax Year 2026
HOA Fee
$646
Monthly
Assessed Value
$1,755,800
Facts & Features
1 Car Garage
Central AC
Home Facts
Type
Residential
Style
Condominium
Year Built
1890
Living Area
1,819 sq ft
Stories
1
Bedrooms
3
Full Baths
2
Total Rooms
7
Interior
Heating
Baseboard, Natural Gas, Energy Star Qualified Equipment
Cooling
Central Air
Flooring
Tile, Hardwood
Appliances
None
Fireplace
Family Room
Fireplaces
1
Basement
Y
Laundry
First Floor, In Unit
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Rubber
Features
Porch, Deck
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Deck
Parking
Garage Spaces
1
Has Garage
Yes
Features
Detached, Off Street
Total Spaces
1
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$12,043
Assessed Value
$1,755,800
HOA & Community
HOA Fee
$646 Monthly
Fee Includes
Water, Sewer, Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal, Trash, Reserve Funds
Amenities
None
Optional Fee Includes
None
Owner-Occupied Units
3
Pets
Yes w/ Restrictions
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Pets Ok With Approval. Do Not Block Driveway. Professionally Managed, Full Service. Common Areas Cleaned, Trash Removed, Etc.
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
["2/3 Family"]
Unit/Building
2
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1890
Bedrooms
3
Full Bathrooms
2
Living Area
1,819 sq ft
Total Rooms
7
Stories
1
Entry Level
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,819 sq ft above grade
LevelFirst
LevelFirst
FeaturesBathroom - Full
LevelFirst
FeaturesBathroom - Full
LevelFirst
LevelFirst
LevelFirst
LevelFirst
FeaturesBathroom - Full
LevelFirst
FeaturesYes
Display Options
Outdoor Areas
Patio & porchPorch, Deck
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Hardwood
Appliances:
Interior Features:
Windows:
Basement:
Y
Laundry:
First Floor, In Unit
Security:
Intercom
Construction & Materials
Year Built:
1890
Effective Year (Renovated):
1973
Structure Type:
2/3 Family
Exterior Materials:
Frame
Roof:
Rubber
Foundation:
Stories:
1
Heating, Cooling & Utilities
Heating:
Baseboard, Natural Gas, ENERGY STAR Qualified Equipment
Heating Zones:
1
Cooling:
Central Air
Cooling Zones:
1
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Deck
Patio & Porch:
Porch, Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
1
Parking Features:
Detached, Off Street
Special Features
Fireplaces:
1
Fireplace Type:
Family Room
Community Amenities:
Public Transportation, Park, House of Worship, Public School, T-Station, University
Nearby Schools
School District
Cambridge School District local
A-
Where Graduates Go
Class of 2021
65%
attend college
58%
4-Year
7%
2-Year
23%
Out of State
7%
Working
School Safety
2024-25
1.2%
Low
0.8%
Suspensions
0.2%
In-School
0.4%
Emergency
4.3% below state avg
Elementary Schools
10 schools
C
Prospect Hill Academy Charter School
0.7 mi
|
#246 of 346
|
Score: 47.4
Improved 36 spots from last year
-10.8 below state avg
888 students
Diverse
Rising School
College Ready Curriculum
Diverse Student Body
Grades PK-12
A
Amigos School
0.9 mi
|
#46 of 352
|
Score: 57.6
Improved 13 spots from last year
-0.6 below state avg
421 students
Diverse
Diverse Student Body
Strong Attendance
Grades PK-08
St. Peter Elementary School
1.1 mi
Grades PK-08
Cambridge Montessori School
1.3 mi
Grades PK-06
Cambridge Friends School
1.4 mi
Grades PK-08
Shady Hill School
1.5 mi
Grades PK-08
A
Benjamin Banneker Charter Public School
1.6 mi
|
#105 of 825
|
Score: 59.1
Dropped 84 spots from last year
+0.9 above state avg
344 students
Less Diverse
Grades PK-06
Lycee International de Boston/International School of Boston, Inc.
2.2 mi
Grades 01-12
Fayerweather Street School
2.5 mi
Grades PK-08
A
John M Tobin School
0.5 mi
|
#116 of 825
|
Score: 58.4
Dropped 13 spots from last year
+0.2 above state avg
307 students
Very Diverse
Diverse Student Body
Grades PK-05
Middle Schools
5 schools
Allium Montessori School
0.5 mi
Grades 01-06
A-
Putnam Avenue Upper School
0.6 mi
|
#104 of 352
|
Score: 49.2
Dropped 25 spots from last year
-9 below state avg
286 students
Very Diverse
Diverse Student Body
Grades 06-08
B-
Cambridge Street Upper School
1.0 mi
|
#207 of 352
|
Score: 39.9
Dropped 19 spots from last year
-18.3 below state avg
317 students
Very Diverse
Diverse Student Body
Grades 06-08
B+
Darby Vassall Upper School
1.3 mi
|
#119 of 352
|
Score: 47.6
Improved 25 spots from last year
-10.6 below state avg
296 students
Very Diverse
Rising School
Diverse Student Body
Grades 06-08
A
Rindge Avenue Upper School
1.5 mi
|
#66 of 352
|
Score: 54.0
Dropped 1 spots from last year
-4.2 below state avg
278 students
Diverse
Diverse Student Body
Strong Attendance
Grades 06-08
High Schools
3 schools
Farr Academy School
0.9 mi
Grades 07-12
NuVu Innovation School
1.0 mi
Grades 08-12
B-
Community Charter School of Cambridge
1.4 mi
|
#205 of 346
|
Score: 51.9
Dropped 84 spots from last year
-6.3 below state avg
244 students
Diverse
7 sports
• 202 athletes
High Graduation Rate
College Ready Curriculum
Grades 06-12
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
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Property Tax
$1,004
Homeowners Insurance
$200
HOA Fee
$646/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
Harvard Square
85 Trowbridge St # 2, Cambridge MA 02138
Cambridge, MA 02138
Listing Information
Listing Agent
The Petrowsky Jones Group
Listing Office
Compass
Office Phone
617-303-0067
Agent MLS ID
TEAM0207
Office MLS ID
AN2606
Listing Data Updated
Sep 10, 2026 10:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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