85 Pine St, Swampscott MA 01907
Swampscott, MA 01907
$640,000
Est. $4,081/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Diamond in the rough! Make this property shine again! Priced under assessed value and a great fit for an owner occupant ready to move in and earn your sweat equity along the way, or investors and rehabbers looking for a quick cosmetic project! Spacious and open floor plan, great for entertaining inside and out. High ceilings, hardwood floors, finished basement with ADU potential, utilities in place for second unit. Basement level would easily serve as a one bed apartment, or extended living space. Additionally a beautiful gunite pool and pebble finished patio, tested and functioning as it should, multiple small storage sheds for plus a pool house with a resort-style bar, fridge and changing room. Half block to the T, half mile to the beach, and an oasis in your own back yard, don't miss this opportunity!
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Public Records & Permits
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Oct 2, 2026
$640,000
Original listing
Agent: Luca Amara
Office: LA Realty and Property Consulting, LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/02/2026 | 🏠 Listed for Sale | $640,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $7,738 | $644,800 |
Financial Details
Annual Property Tax
$7,738
Tax Year 2026
Assessed Value
$644,800
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1880
Living Area
1,691 sq ft
Lot Size
0.15 acres
Bedrooms
4
Full Baths
3
Total Rooms
8
Interior
Heating
Baseboard, Natural Gas
Cooling
Heat Pump
Flooring
Wood
Appliances
Gas Water Heater
Fireplace
None
Basement
Full, Finished, Walk-out Access, Interior Entry
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
Greek Revival
Roof
Shingle
Features
Deck, Deck - Vinyl, Patio, Pool - Inground, Pool - Inground Heated, Fenced Yard
Pool
In Ground, Pool - Inground Heated
Spa
None
Fencing
Fenced
Patio/Porch
Deck, Deck - Vinyl, Patio
Parking
Features
Off Street, Paved
Total Spaces
4
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$7,738
Assessed Value
$644,800
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Info Downloaded From Public Records, Buyers/agents To Do Due Diligence. Seller Has Not Occupied The Property. House Sold In As-is Condition.
Additional Details
Possession
None
Accepted Financing
Seller W/participate
Structure Type
[]
House Color
white
Sq Ft Source
Public Record
Sq Ft Disclosures
Basement living area is approximate and should be confirmed
Documents
None
County
Essex
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1880
Bedrooms
4
Full Bathrooms
3
Living Area
1,691 sq ft
Total Rooms
8
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,691 sq ft above grade
818 sq ft below grade
Display Options
Outdoor Areas
PoolIn Ground, Pool - Inground Heated
Patio & porchDeck, Deck - Vinyl, Patio
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood
Appliances:
Gas Water Heater
Interior Features:
Windows:
Basement:
Full, Finished, Walk-Out Access, Interior Entry
Laundry:
Security:
Construction & Materials
Style:
Greek Revival
Year Built:
1880
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Granite
Heating, Cooling & Utilities
Heating:
Baseboard, Natural Gas
Cooling:
Heat Pump
Cooling Zones:
1
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck, Deck - Vinyl, Patio, Pool - Inground, Pool - Inground Heated, Fenced Yard
Patio & Porch:
Deck, Deck - Vinyl, Patio
Fencing:
Fenced
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Off Street, Paved
Special Features
Pool:
Private Pool
Pool Features:
In Ground, Pool - Inground Heated
Community Amenities:
Public Transportation, Shopping
Nearby Schools
School District
Swampscott School District local
B
Where Graduates Go
Class of 2021
78%
attend college
73%
4-Year
5%
2-Year
38%
Out of State
4%
Working
School Safety
2024-25
1.2%
Low
1.2%
Suspensions
0.4%
In-School
4.3% below state avg
Elementary Schools
1 school
B+
Swampscott Elementary School
1.2 mi
|
#314 of 825
|
Score: 50.3
Dropped 42 spots from last year
-7.9 below state avg
Limited historical data for year-over-year comparison
745 students
Moderate
Grades K-04
Middle Schools
1 school
B+
Swampscott Middle School
1.0 mi
|
#122 of 352
|
Score: 47.4
Dropped 51 spots from last year
-10.9 below state avg
663 students
Moderate
Grades PK-08
High Schools
1 school
A-
Swampscott High School
0.5 mi
|
#101 of 346
|
Score: 60.3
Dropped 69 spots from last year
+2.1 above state avg
675 students
Moderate
18 sports
• 1,578 athletes
Strong AP Program
Career Tech Programs
College Ready Curriculum
Strong Athletics
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$645
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
85 Pine St, Swampscott MA 01907
Swampscott, MA 01907
Listing Information
Listing Agent
Luca Amara
Listing Office
LA Realty and Property Consulting, LLC
Office Phone
617-329-1392
Agent MLS ID
NB114965
Office MLS ID
AN1051
Listing Data Updated
Oct 2, 2026 9:22 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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