85-87 Highland Ave., Ludlow MA 01056

Ludlow, MA 01056
$479,000
Est. $2,990/month
5
Beds
2
Baths
2,717
Sq Ft
$176
Price/Sq Ft
0.11
Acres
1900
Year Built
4
Parking
13 hours 47 minutes
Time on Market
For Sale Open House Listed Aug 10, 2026 • MLS# 73561419 Copied! • Updated Aug 10, 2026

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Open House Schedule

16
Aug
Sunday, August 16
12:00 PM - 1:30 PM EDT

About this home

Completely renovated from top to bottom, this exceptional multi-family is the perfect opportunity for both owner-occupants and investors alike. Every detail has been thoughtfully updated, offering modern finishes, spacious layouts, and truly move-in-ready living!! The spectacular second-floor unit spans 2 levels and feels more like a single family home than an apartment. Designed for today’s lifestyle, it features an open concept floor plan with soaring 9 foot ceilings, recessed lighting throughout, and an incredible kitchen showcasing quartz countertops, a large center island, SS appliances, and wine fridge. The spacious primary suite on the main living level is a true retreat w/ an extraordinary walk-in closet that is an absolute dream and the main bath has been beautifully updated. The lovely first floor has also been stylishly renovated offering an updated kitchen featuring a center island, 2 spacious bedrooms and a renovated bath. Additional improvements include 2 new furnaces, making this property as efficient as it is beautiful. Whether you are looking to offset your mortgage with rental income or add a turnkey property to your investment portfolio, this meticulously updated multi-family is a rare find that offers style, comfort, and value.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Aug 10, 2026
$479,000
Original listing
Agent: Kara Rice Office: Executive Real Estate, Inc.

Tax History

Year Taxes Assessment
2026 $4,420 $276,100

Financial Details

Annual Property Tax
$4,420
Tax Year 2026
Assessed Value
$276,100

Facts & Features

Central AC

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1900
Living Area 2,717 sq ft
Lot Size 0.11 acres
Bedrooms 5
Full Baths 2
Total Rooms 12

Investment Metrics

Units 2
Unit 1 Rent $1,800/mo · Y
Unit 2 Rent — · N
Total Monthly Rent $1,800/mo
Gross Income $21,600
Net Operating Income $21,600
Cap Rate 4.51%
Heating Forced Air, Natural Gas
Cooling None, Central Air
Flooring Tile
Appliances Oven, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer, Range Hood, Range, Wine Refrigerator
Fireplace None
Basement Full, Interior Entry, Unfinished
Laundry Washer & Dryer Hookup
Features High Speed Internet, Remodeled, Pantry, Storage, Stone/granite/solid Counters, Upgraded Cabinets, Upgraded Countertops, Walk-in Closet(s), Bathroom With Tub, Open Floorplan, Living Room, Kitchen, Laundry Room, Loft
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Patio
Features Paved Drive, Paved
Total Spaces 4
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $4,420
Assessed Value $276,100
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Sale Is Contingent Upon The Successful Closing Of Sellers New Home, Which Is Currently Under Agreement. Seller Currently Occupies 2nd Floor, No Rent History And Will Be Delivered Vacant. The 1st Floor Has A 1 Yr Lease Which Began Aug 1st 2026.
Possession None
Accepted Financing None
Structure Type []
House Color Tan
Sq Ft Source Public Record
Sq Ft Disclosures 1st Floor rented as of Aug 1st - 1 yr lease. 2nd floor has 2 living levels & will be vacant.
Documents None
County Hampden

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1900
Bedrooms
5
Full Bathrooms
2
Living Area
2,717 sq ft
Total Rooms
12
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring: Tile
Appliances: Oven, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer, Range Hood, Range, Wine Refrigerator
Interior Features: High Speed Internet, Remodeled, Pantry, Storage, Stone/Granite/Solid Counters, Upgraded Cabinets, Upgraded Countertops, Walk-In Closet(s), Bathroom With Tub, Open Floorplan, Living Room, Kitchen, Laundry Room, Loft
Windows:
Basement: Full, Interior Entry, Unfinished
Laundry: Washer & Dryer Hookup
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Block
Stories: 3

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Cooling: None, Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Patio
Fencing:
Other Structures:
Lot Features: Cleared, Level
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Paved
School District
Ludlow School District local
C
School Safety 2024-25
3.9% Above Average
3.9% Suspensions 0.3% In-School
1.6% below state avg
E

Elementary Schools

3 schools
St. John The Baptist School
0.1 mi
Grades PK-08
East Street Elementary School
0.4 mi
368 students Moderate
Grades PK-01
C-
Indian Orchard Elementary School
1.0 mi | #681 of 824 | Score: 36.7
Improved 121 spots from last year
-21.5 below state avg
580 students Diverse
Rising School
Grades PK-05
M

Middle Schools

3 schools
F
John F Kennedy Middle School
1.9 mi | #339 of 352 | Score: 26.5
Dropped 2 spots from last year
-31.7 below state avg
366 students Moderate
Grades 06-08
B+
Wilbraham Middle School
2.2 mi | #111 of 352 | Score: 48.1
Improved 68 spots from last year
-10.1 below state avg
613 students Moderate
Rising School Strong Attendance
Grades 06-08
C
John J. Duggan Middle School
4.1 mi | #266 of 346 | Score: 44.7
Improved 20 spots from last year
-13.5 below state avg
823 students Diverse
High Graduation Rate Rising School College Ready Curriculum
Grades 06-12
H

High Schools

3 schools
B-
Ludlow Senior High School
1.1 mi | #190 of 346 | Score: 52.1
Dropped 40 spots from last year
-6.1 below state avg
736 students Moderate
18 sports • 1,236 athletes
Career Tech Programs Strong Athletics
Grades 09-12
F
Springfield Public Day High School
1.6 mi | #334 of 346 | Score: 23.6
Dropped 83 spots from last year
-34.6 below state avg
65 students Moderate
College Ready Curriculum
Grades 09-12
Sunshine Village
2.4 mi
Grades 11-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $368
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

85-87 Highland Ave., Ludlow MA 01056

Ludlow, MA 01056

Listing Information

Listing Agent Kara Rice
Listing Office Executive Real Estate, Inc.
Office Phone 413-596-2212
Agent MLS ID CN227956
Office MLS ID AC1693
Listing Data Updated Aug 10, 2026 12:43 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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