85-87 Highland Ave., Ludlow MA 01056
Ludlow, MA 01056
$479,000
Est. $2,990/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Completely renovated from top to bottom, this exceptional multi-family is the perfect opportunity for both owner-occupants and investors alike. Every detail has been thoughtfully updated, offering modern finishes, spacious layouts, and truly move-in-ready living!! The spectacular second-floor unit spans 2 levels and feels more like a single family home than an apartment. Designed for today’s lifestyle, it features an open concept floor plan with soaring 9 foot ceilings, recessed lighting throughout, and an incredible kitchen showcasing quartz countertops, a large center island, SS appliances, and wine fridge. The spacious primary suite on the main living level is a true retreat w/ an extraordinary walk-in closet that is an absolute dream and the main bath has been beautifully updated. The lovely first floor has also been stylishly renovated offering an updated kitchen featuring a center island, 2 spacious bedrooms and a renovated bath. Additional improvements include 2 new furnaces, 3 new electrical panels, new electrical and plumbing making this property as efficient as it is beautiful. Whether you are looking to offset your mortgage with rental income or add a turnkey property to your investment portfolio, this meticulously updated multi-family is a rare find that offers style, comfort, and value.
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Status: Active under contract
Aug 20, 2026
Active → Active Under Contract
Pending Sale
Aug 19, 2026
Offer accepted, sale pending
Showing Instructions Updated
Aug 17, 2026
New showing requirements
Showing Instructions Updated
Aug 11, 2026
New showing requirements
Listed for Sale
Aug 10, 2026
$479,000
Original listing
Agent: Kara Rice
Office: Executive Real Estate, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/20/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 08/19/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 08/17/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 08/11/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 08/10/2026 | 🏠 Listed for Sale | $479,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,420 | $276,100 |
Financial Details
Annual Property Tax
$4,420
Tax Year 2026
Assessed Value
$276,100
Facts & Features
Central AC
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
1900
Living Area
2,717 sq ft
Lot Size
0.11 acres
Stories
3
Bedrooms
5
Full Baths
2
Total Rooms
12
Investment Metrics
Units
2
Unit 1 Rent
$1,800/mo · Y
Unit 2 Rent
— · N
Total Monthly Rent
$1,800/mo
Gross Income
$21,600
Net Operating Income
$21,600
Cap Rate
4.51%
Interior
Heating
Forced Air, Natural Gas
Cooling
None, Central Air
Flooring
Tile
Appliances
Oven, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer, Range Hood, Range, Wine Refrigerator
Fireplace
None
Basement
Full, Interior Entry, Unfinished
Laundry
Washer & Dryer Hookup
Features
High Speed Internet, Remodeled, Pantry, Storage, Stone/granite/solid Counters, Upgraded Cabinets, Upgraded Countertops, Walk-in Closet(s), Bathroom With Tub, Open Floorplan, Living Room, Kitchen, Laundry Room, Loft
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Patio
Parking
Features
Paved Drive, Paved
Total Spaces
4
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$4,420
Assessed Value
$276,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Sale Is Contingent Upon The Successful Closing Of Sellers New Home, Which Is Currently Under Agreement. Seller Currently Occupies 2nd Floor, No Rent History And Will Be Delivered Vacant. The 1st Floor Has A 1 Yr Lease Which Began Aug 1st 2026. Central Air On 2nd And 3rd Floors.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Tan
Sq Ft Source
Public Record
Sq Ft Disclosures
1st Floor rented as of Aug 1st - 1 yr lease. 2nd floor has 2 living levels & will be vacant.
Documents
None
County
Hampden
Total market time (incl. prior listings)
24 days
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
Sale Pending
Year Built
1900
Bedrooms
5
Full Bathrooms
2
Living Area
2,717 sq ft
Total Rooms
12
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,717 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPatio
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile
Appliances:
Oven, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer, Range Hood, Range, Wine Refrigerator
Interior Features:
High Speed Internet, Remodeled, Pantry, Storage, Stone/Granite/Solid Counters, Upgraded Cabinets, Upgraded Countertops, Walk-In Closet(s), Bathroom With Tub, Open Floorplan, Living Room, Kitchen, Laundry Room, Loft
Windows:
Basement:
Full, Interior Entry, Unfinished
Laundry:
Washer & Dryer Hookup
Security:
Construction & Materials
Year Built:
1900
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Block
Stories:
3
Heating, Cooling & Utilities
Heating:
Forced Air, Natural Gas
Cooling:
None, Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Patio
Fencing:
Other Structures:
Lot Features:
Cleared, Level
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Paved
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$368
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
85-87 Highland Ave., Ludlow MA 01056
Ludlow, MA 01056
Listing Information
Listing Agent
Kara Rice
Listing Office
Executive Real Estate, Inc.
Office Phone
413-596-2212
Agent MLS ID
CN227956
Office MLS ID
AC1693
Listing Data Updated
Sep 3, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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