815-819 River St, Fitchburg MA 01420

Fitchburg, MA 01420
$549,000
$509,000
Est. $3,250/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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5
Beds
3.5
Baths
2,972
Sq Ft
$171
Price/Sq Ft
0.32
Acres
1860
Year Built
5
Parking
180
Days on Market
For Sale Price Drop -$40,000 Listed Mar 17, 2026 • MLS# 73487479 Copied! • Updated Aug 24, 2026

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About this home

Back on Market! Don’t miss this exceptional opportunity to own a spacious, newly renovated three-family property—perfect for both owner-occupants and savvy investors. Each unit has been thoughtfully updated, offering modern comfort and strong rental appeal. The one bed and three bed units are currently leased, providing immediate and reliable income. The first unit spans two levels and features three generously sized bedrooms, along with a bright living room and a separate dining area—ideal for comfortable living. The second unit also offers a two-level layout with two well-proportioned bedrooms. The third unit is a charming one-bedroom apartment complete with a cozy living space, dining area, and kitchen. With its recent renovations, full occupancy, and excellent income potential, this property is a standout investment in today’s market. EASY TO SHOW – Schedule your private viewing today!

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Recently Sold Nearby

Property History

Market Insights

2
Price Changes
7.3%
Price Range

Property Timeline

Back On Market
Aug 20, 2026
Active
📋
Status: Active under contract
Aug 19, 2026
Active → Active Under Contract
Price Reduced
Aug 4, 2026
$509,000 $30,000 (-5.57%)
From $539,000 to $509,000 (-5.6%)
Price Reduced
Jul 7, 2026
$539,000 $10,000 (-1.82%)
From $549,000 to $539,000 (-1.8%)
Back On Market
May 16, 2026
Active
📋
Status: Active under contract
May 5, 2026
Active → Active Under Contract
Back On Market
Apr 18, 2026
Active
Back On Market
Apr 17, 2026
Active
Pending Sale
Apr 17, 2026
Offer accepted, sale pending
Pending Sale
Apr 3, 2026
Offer accepted, sale pending
📋
Status: Active under contract
Mar 24, 2026
Active → Active Under Contract
🏠
Listed for Sale
Mar 17, 2026
$549,000
Original listing
Agent: James Xarras Office: Berkshire Hathaway HomeServices Commonwealth Real Estate

Tax History

Year Taxes Assessment
2025 $5,719 $423,300

Financial Details

Annual Property Tax
$5,719
Tax Year 2025
Assessed Value
$423,300

Facts & Features

Home Facts

Type Residential Income
Style 3 Family
Year Built 1860
Living Area 2,972 sq ft
Lot Size 0.32 acres
Stories 4
Bedrooms 5
Full Baths 3
Half Baths 1
Total Rooms 13

Investment Metrics

Units 3
Unit 1 Rent $2,000/mo · Y
Unit 2 Rent — · N
Unit 3 Rent $1,100/mo · Y
Total Monthly Rent $3,100/mo
Gross Income $37,200
Net Operating Income $37,200
Cap Rate 7.31%
Heating Electric, Natural Gas
Cooling Window Unit(s)
Flooring Vinyl
Appliances Range, Microwave, Refrigerator, Washer/dryer
Fireplace None
Basement Full
Laundry None
Features Living Room, Kitchen, Dining Room
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features Shared Driveway
Total Spaces 5
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $5,719
Assessed Value $423,300
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint None
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 159 days

Property Overview

Property Type
3 Family
Listing Type
For Sale
Year Built
1860
Bedrooms
5
Full Bathrooms
3
Half Bathrooms
1
Living Area
2,972 sq ft
Total Rooms
13
Stories
4
Levels
4

Floor Layout

Interior Features

Flooring: Vinyl
Appliances: Range, Microwave, Refrigerator, Washer/Dryer
Interior Features: Living Room, Kitchen, Dining Room
Windows:
Basement: Full
Laundry:
Security:

Construction & Materials

Year Built: 1860
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 4

Heating, Cooling & Utilities

Heating: Electric, Natural Gas
Cooling: Window Unit(s)
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 5
Parking Features: Shared Driveway

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $477
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

815-819 River St, Fitchburg MA 01420

Fitchburg, MA 01420

Listing Information

Listing Agent James Xarras
Listing Office Berkshire Hathaway HomeServices Commonwealth Real Estate
Office Phone 508-834-1500
Agent MLS ID CN249998
Office MLS ID AN6448
Listing Data Updated Aug 24, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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