FeaturesFlooring - Hardwood
LevelSecond
81 Monadnock Street, Gardner MA 01440
Gardner, MA 01440
$399,900
$369,900
Est. $2,400/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Lovingly maintained by the same family for the past 30 years, this charming home is ready for its next chapter! Featuring hardwood floors throughout, the flexible floor plan offers a spacious front-to-back living room & dining room, perfect for everyday living and entertaining. The first floor includes a convenient bedroom and full bath, while a second full bath is located on the upper level. Enjoy cooking and gathering in the spacious eat-in kitchen, complemented by a formal dining room for special occasions. Additional highlights include a one-car garage under, providing convenient parking and storage. Outside, the beautifully landscaped yard is filled with established perennials that offer color and enjoyment throughout the seasons. Recent updates include a new oil tank (2025), water heater (2018), and furnace (2000). A wonderful opportunity to own a well-cared-for home with timeless appeal and room to make it your own!
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Recently Sold Nearby
Property History
Market Insights
3
Price Changes
7.5%
Price Range
Property Timeline
Status: Active under contract
Aug 24, 2026
Active → Active Under Contract
Pending Sale
Aug 23, 2026
Offer accepted, sale pending
Price Reduced
Jul 31, 2026
$369,900
$5,100
(-1.36%)
From $375,000 to $369,900 (-1.4%)
Price Reduced
Jul 13, 2026
$375,000
$14,900
(-3.82%)
From $389,900 to $375,000 (-3.8%)
Price Reduced
Jun 22, 2026
$389,900
$10,000
(-2.5%)
From $399,900 to $389,900 (-2.5%)
Listed for Sale
Jun 10, 2026
$399,900
Original listing
Agent: Wendy Poudrette
Office: Foster-Healey Real Estate
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/24/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 08/23/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 07/31/2026 | ↓ Price Reduced | $369,900 | $5,100 | - | From $375,000 to $369,900 (-1.4%) |
| 07/13/2026 | ↓ Price Reduced | $375,000 | $14,900 | - | From $389,900 to $375,000 (-3.8%) |
| 06/22/2026 | ↓ Price Reduced | $389,900 | $10,000 | - | From $399,900 to $389,900 (-2.5%) |
| 06/10/2026 | 🏠 Listed for Sale | $399,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,959 | $287,500 |
Financial Details
Annual Property Tax
$3,959
Tax Year 2026
Assessed Value
$287,500
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1930
Living Area
1,756 sq ft
Lot Size
0.15 acres
Bedrooms
3
Full Baths
2
Half Baths
1
Total Rooms
8
Interior
Heating
Baseboard, Oil
Cooling
None
Flooring
Hardwood
Appliances
Range, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Full, Walk-out Access
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
Bungalow
Roof
Shingle
Features
Porch
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Garage Spaces
1
Has Garage
Yes
Features
Under, Off Street
Total Spaces
3
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$3,959
Assessed Value
$287,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Total market time (incl. prior listings)
89 days
Property Overview
Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1930
Bedrooms
3
Full Bathrooms
2
Half Bathrooms
1
Living Area
1,756 sq ft
Total Rooms
8
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,756 sq ft above grade
FeaturesBathroom - Tiled With Tub, Flooring - Hardwood
LevelSecond
FeaturesBathroom - Full, Flooring - Hardwood
LevelSecond
FeaturesFlooring - Hardwood
LevelFirst
FeaturesFlooring - Hardwood
LevelFirst
FeaturesBathroom - Full, Bathroom - With Tub & Shower, Flooring - Hardwood
LevelFirst
FeaturesFlooring - Hardwood
LevelFirst
FeaturesFlooring - Hardwood
LevelFirst
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Hardwood
Appliances:
Range, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Insulated Windows
Basement:
Full, Walk-Out Access
Laundry:
Security:
Construction & Materials
Style:
Bungalow
Year Built:
1930
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Baseboard, Oil
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Gentle Sloping
Road Surface:
Paved
Parking & Garage
Garage Spaces:
1
Garage Type:
Attached
Total Parking Spaces:
3
Parking Features:
Under, Off Street
Nearby Schools
School District
Gardner School District local
D
School Safety
2024-25
5.8%
Above Average
5.6%
Suspensions
0.5%
In-School
0.2%
Emergency
0.3% above state avg
Elementary Schools
2 schools
Wachusett Hills Christian School
2.9 mi
Grades K-08
C-
Gardner Elementary School
1.3 mi
|
#677 of 825
|
Score: 37.1
Improved 88 spots from last year
-21.1 below state avg
1,071 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
Middle Schools
1 school
D
Gardner Middle School
1.3 mi
|
#335 of 352
|
Score: 27.0
Dropped 4 spots from last year
-31.2 below state avg
528 students
Diverse
Grades 05-07
High Schools
2 schools
C+
Gardner High School
1.3 mi
|
#230 of 346
|
Score: 49.5
Improved 83 spots from last year
-8.7 below state avg
797 students
Diverse
15 sports
• 820 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
0.9 mi
|
#325 of 346
|
Score: 30.7
Improved 54 spots from last year
-27.5 below state avg
74 students
Diverse
Early College Program
Rising School
Career Tech Programs
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$330
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
81 Monadnock Street, Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Wendy Poudrette
Listing Office
Foster-Healey Real Estate
Office Phone
978-537-8301
Agent MLS ID
H8000329
Office MLS ID
H10900
Listing Data Updated
Sep 7, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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