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81 Limerick St, Gardner MA 01440

Gardner, MA 01440
$450,000
Est. $2,875/month
4
Beds
2
Baths
1,526
Sq Ft
$295
Price/Sq Ft
0.55
Acres
1870
Year Built
6
Parking
13
Days on Market
Pending Listed Jun 3, 2026 • MLS# 73529836 Copied! • Updated Jul 16, 2026

About this home

OFFER ACCEPTED. Well-maintained 2-family home with extensive recent updates throughout. The first-floor owner-occupied unit was fully renovated down to the studs and features an open-concept living area, updated kitchen with quartz countertops, walk-in closet, in-unit laundry, new flooring, walls, ceilings, doors, fixtures, and LED lighting. The second-floor unit offers an updated bathroom, fresh interior paint, and new laminate flooring in one bedroom. Additional improvements include insulation upgrades, freshly painted exterior, expanded driveway, new fencing, and a renovated front entrance. A great opportunity for owner-occupants or investors seeking a move-in-ready multi-family property.

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Property History

Market Insights

Property Timeline

📋
Status: Active under contract
Jun 8, 2026
Active → Active Under Contract
🏠
Listed for Sale
Jun 4, 2026
$450,000
Original listing
Agent: Ana Roque Office: Property Investors & Advisors, LLC
Pending Sale
Jun 4, 2026
Offer accepted, sale pending

Tax History

Year Taxes Assessment
2026 $4,789 $347,800

Financial Details

Annual Property Tax
$4,789
Tax Year 2026
Assessed Value
$347,800

Facts & Features

Home Facts

Type Residential Income
Style Multi Family
Year Built 1870
Living Area 1,526 sq ft
Lot Size 0.55 acres
Bedrooms 4
Full Baths 2
Total Rooms 10

Investment Metrics

Units 2
Unit 1 Rent $2,500/mo · N
Unit 2 Rent $2,300/mo · N
Total Monthly Rent $4,800/mo
Gross Income $57,600
Net Operating Income $57,600
Cap Rate 12.80%
Heating Electric
Cooling None
Flooring Vinyl, Laminate
Appliances Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Walk-out Access, Interior Entry
Laundry Electric Dryer Hookup, Washer Hookup
Features Ceiling Fan(s), Walk-in Closet(s), Bathroom With Shower Stall, Remodeled, Walk-up Attic, Living Room, Dining Room, Kitchen, Laundry Room, Mudroom
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch
Features Off Street, Driveway
Total Spaces 6
Electric 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $4,789
Assessed Value $347,800
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures First Floor And 2nd Floors Were Renovated
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 16 days

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1870
Bedrooms
4
Full Bathrooms
2
Living Area
1,526 sq ft
Total Rooms
10
Stories
2
Levels
2

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring: Vinyl, Laminate
Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features: Ceiling Fan(s), Walk-In Closet(s), Bathroom with Shower Stall, Remodeled, Walk-Up Attic, Living Room, Dining Room, Kitchen, Laundry Room, Mudroom
Windows:
Basement: Full, Walk-Out Access, Interior Entry
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1870
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter, Stone, Brick/Mortar
Stories: 2

Heating, Cooling & Utilities

Heating: Electric
Cooling:
Hot Water: Tank
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features: Cleared
Road Surface:

Parking & Garage

Total Parking Spaces: 6
Parking Features: Off Street, Driveway

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $399
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

81 Limerick St, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent Ana Roque
Listing Office Property Investors & Advisors, LLC
Office Phone 774-413-0272
Agent MLS ID CN229637
Office MLS ID AN6259
Listing Data Updated Jul 16, 2026 12:37 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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