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81 Garfield St # 81, Cambridge MA 02138

Cambridge, MA 02138
$2,895,000
Est. $16,351/month
4
Beds
3.5
Baths
2,486
Sq Ft
$1,165
Price/Sq Ft
1873
Year Built
2
Parking
8 hours 18 minutes
Time on Market
Active Open House Listed Jul 16, 2026 • MLS# 73551177 Copied! • Updated Jul 16, 2026

Open House Schedule

19
Jul
Sunday, July 19
1:15 PM - 2:45 PM EDT
18
Jul
Saturday, July 18
1:00 PM - 2:30 PM EDT

About this home

A masterfully reimagined 2016 Hill Harder Development project, this extraordinary Mansard style home occupies a prominent corner on one of Cambridge's most picturesque streets and lives like a single-family. Timeless character blends seamlessly with exceptional modern design, highlighted by soaring 11-foot ceilings, and a graceful original staircase. The beautifully appointed chef's kitchen features professional-grade appliances, tall cabinets and quartz counters, flowing effortlessly into elegant living and dining spaces with French doors opening to a beautifully landscaped private patio and fenced garden. Well proportioned bedrooms span the upper levels, while the expansive lower level offers a media room and a spacious ensuite guest suite. Radiant heated floors, spa-inspired baths, smart home technology, high-efficiency systems, and off-street parking for 2 cars complete this exceptional offering, moments from Harvard and Porter Squares and Cambridge's finest restaurants.

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Recently Sold Nearby

Property History

Market Insights

24.5%
Price Range
1
Previous Sales

Property Timeline

🏠
Listed for Sale
Jul 16, 2026
$2,895,000
Original listing
Agent: Jennifer Gelfand Office: Coldwell Banker Realty - Boston
Previous Transaction - MLS #72074259
Full transaction history available when tracking began
🏷️
Previously Sold
Jan 4, 2017
$2,185,000
MLS #72074259

Tax History

Year Taxes Assessment
2026 $15,749 $2,805,500

Financial Details

Annual Property Tax
$15,749
Tax Year 2026
HOA Fee
$200
Monthly
Assessed Value
$2,805,500

Facts & Features

Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1873
Living Area 2,486 sq ft
Bedrooms 4
Full Baths 3
Half Baths 1
Total Rooms 7

Interior

Heating Forced Air, Heat Pump, Radiant, Air Source Heat Pumps (ashp)
Cooling Central Air, Air Source Heat Pumps (ashp)
Flooring Wood, Tile, Concrete, Hardwood
Appliances Range, Oven, Dishwasher, Disposal, Refrigerator, Freezer, Washer, Dryer, Range Hood
Fireplace None
Fireplaces 1
Basement N
Laundry In Unit
Features None

Exterior

Construction Frame
Architecture None
Roof Slate
Features Patio, Garden
Pool None
Spa None
Fencing None
Patio/Porch Patio
Features Off Street, Tandem, Exclusive Parking
Total Spaces 2
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $15,749
Assessed Value $2,805,500

HOA & Community

HOA Fee $200 Monthly
Fee Includes Water, Sewer, Insurance, Maintenance Grounds, Snow Removal
Amenities None
Optional Fee Includes None
Owner-Occupied Units 2
Pets Yes
Seller Disclosures More Photos On The Way! Check Back Friday For Interior Shots. Additional Washer/dryer Hookup In Closet On Top Floor. Ev Charger To Be Left For New Owner. Lower Living Level Has Radiant Floor Heating, No Central Ac. House A Recipient Of A 2017 Preservation Award From Cambridge Historical Commission
Possession None
Accepted Financing None
Structure Type ["Townhouse"]
Unit/Building 81
Sq Ft Source Unit Floor Plan
Sq Ft Disclosures Full sized windows in lower level living area
Documents None
County Middlesex

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1873
Bedrooms
4
Full Bathrooms
3
Half Bathrooms
1
Living Area
2,486 sq ft
Total Rooms
7
Stories
4
Entry Level
1

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom
Yes

Interior Features

Flooring: Wood, Tile, Concrete, Hardwood
Appliances: Range, Oven, Dishwasher, Disposal, Refrigerator, Freezer, Washer, Dryer, Range Hood
Interior Features:
Windows:
Basement: N
Laundry: In Unit
Security:

Construction & Materials

Year Built: 1873
Effective Year (Renovated): 2016
Structure Type: Townhouse
Exterior Materials: Frame
Roof: Slate
Foundation:
Stories: 4

Heating, Cooling & Utilities

Heating: Forced Air, Heat Pump, Radiant, Air Source Heat Pumps (ASHP)
Heating Zones: 4
Cooling: Central Air, Air Source Heat Pumps (ASHP)
Cooling Zones: 3
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Patio, Garden
Patio & Porch: Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street, Tandem, Exclusive Parking

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Bike Path, Highway Access, Private School, Public School, T-Station, University
School District
Cambridge School District local
A-
🎓 Where Graduates Go Class of 2021
65% attend college
58% 4-Year 7% 2-Year 23% Out of State 7% Working
School Safety 2024-25
1.2% Low
0.8% Suspensions 0.2% In-School 0.4% Emergency
4.3% below state avg
E

Elementary Schools

3 schools
A+
Maria L. Baldwin School
0.1 mi | #55 of 824 | Score: 62.0
Dropped 52 spots from last year
+3.8 above state avg
360 students Diverse
Diverse Student Body
Grades PK-05
A-
Graham and Parks School
0.4 mi | #242 of 824 | Score: 52.7
Improved 3 spots from last year
-5.5 below state avg
367 students Very Diverse
Diverse Student Body
Grades PK-05
A
John F Kennedy School
0.4 mi | #50 of 352 | Score: 56.7
Improved 5 spots from last year
-1.5 below state avg
439 students Diverse
Grades PK-08
M

Middle Schools

3 schools
Allium Montessori School
0.4 mi
Grades 01-06
A
Rindge Avenue Upper School
0.8 mi | #67 of 352 | Score: 54.3
Dropped 2 spots from last year
-3.9 below state avg
292 students Diverse
Diverse Student Body
Grades 06-08
Next Wave Junior High School
1.1 mi
16 students Diverse
Diverse Student Body
Grades 06-08
H

High Schools

3 schools
F
Full Circle High School
1.1 mi | #344 of 346 | Score: 17.3
Improved 22 spots from last year
-40.9 below state avg
67 students Diverse
Rising School Career Tech Programs College Ready Curriculum Diverse Student Body
Grades 09-12
B+
Somerville High School
1.1 mi | #131 of 346 | Score: 57.1
Improved 111 spots from last year
-1.1 below state avg
1,394 students Diverse
17 sports • 1,566 athletes
Rising School Career Tech Programs Strong Athletics Diverse Student Body
Grades 09-12
Curtis-Tufts School
1.4 mi
11 students Diverse
Diverse Student Body
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,312
Homeowners Insurance $200
HOA Fee $200/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

81 Garfield St # 81, Cambridge MA 02138

Cambridge, MA 02138

Listing Information

Listing Agent Jennifer Gelfand
Listing Office Coldwell Banker Realty - Boston
Office Phone 617-266-4430
Agent MLS ID BB800178
Office MLS ID AN6192
Listing Data Updated Jul 16, 2026 10:54 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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