807 Shirley St, Winthrop MA 02152

Winthrop, MA 02152
$865,000
Est. $5,426/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2.5
Baths
1,564
Sq Ft
$553
Price/Sq Ft
0.21
Acres
1945
Year Built
2
Parking
10 hours 55 minutes
Time on Market
For Sale Open House Listed Sep 17, 2026 • MLS# 73579115 Copied! • Updated Sep 17, 2026

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Open House Schedule

20
Sep
Sunday, September 20
11:00 AM - 1:00 PM EDT
19
Sep
Saturday, September 19
1:00 PM - 2:30 PM EDT

About this home

A rare opportunity to own a lovingly cared for home in a truly special location! For over 50 years, the same owners have cherished this home, and it shows. Offering a flexible layout with first floor living, the main level features a spacious living room, dining room, and large eat-in kitchen, all with beautiful hardwood floors. A first floor bedroom and full bath provide the convenience of single level living. Just off the kitchen, a bright and inviting three season sunroom offers large windows and a peaceful place to relax while taking in spectacular sunsets over the city. Mini-splits on the first floor provide comfortable cooling, while the second level is equipped with central air.Upstairs are two additional cozy bedrooms and a half bath. The finished basement provides additional living space along with a three quarter bath and walk out access to the yard. Step outside to a spacious, private yard featuring a stone patio and garden perfect for entertaining, gardening, or simply enjoying the outdoors. Perhaps one of the property's most unique features is its **riparian rights for a dock**, with this being one of only two remaining homes on the street believed to retain these rights.Enjoy the best of coastal living with the beach just across the street, where you can watch beautiful sunrises, and sunsets from your own backyard. The ferry is also within walking distance, offering an easy commute into the city or a convenient way to head in for dinner and an evening out. Numerous updates provide peace of mind, including windows (2018), mini-splits (2019), water heater (2023), and roof (2008). A wonderful opportunity to own a home with character, history, outdoor space, and an exceptional waterfront lifestyle.

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Property History

Property Timeline

🏠
Listed for Sale
Sep 17, 2026
$865,000
Original listing
Agent: Elizabeth Ferrara Office: Cottage Hill Real Estate

Tax History

Year Taxes Assessment
2026 $10,230 $918,300

Financial Details

Annual Property Tax
$10,230
Tax Year 2026
Assessed Value
$918,300

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1945
Living Area 1,564 sq ft
Lot Size 0.21 acres
Bedrooms 3
Full Baths 2
Half Baths 1
Total Rooms 6

Interior

Heating Steam, Natural Gas
Cooling Ductless
Flooring Tile, Hardwood
Appliances Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Partially Finished, Walk-out Access, Interior Entry
Laundry None
Features None

Exterior

Construction Frame
Architecture Cape
Roof Wood
Features Rain Gutters, Fenced Yard, City View(s)
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch None
Features Off Street, Stone/gravel
Total Spaces 2
Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range
Annual Tax $10,230
Assessed Value $918,300
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Flood Insurance Required Currently Paying Around $3200. ***offers Due Tuesday 9/15 -12 Noon****
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Sq Ft Disclosures Additional 335 enclosed porch
Documents None
County Suffolk

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1945
Bedrooms
3
Full Bathrooms
2
Half Bathrooms
1
Living Area
1,564 sq ft
Total Rooms
6

Floor Layout

Interior Features

Flooring: Tile, Hardwood
Appliances: Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Full, Partially Finished, Walk-Out Access, Interior Entry
Laundry:
Security:

Construction & Materials

Style: Cape
Year Built: 1945
Structure Type:
Exterior Materials: Frame
Roof: Wood
Foundation: Block

Heating, Cooling & Utilities

Heating: Steam, Natural Gas
Cooling: Ductless
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Rain Gutters, Fenced Yard, City View(s)
Patio & Porch:
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Flood Plain, Level
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street, Stone/Gravel

Special Features

Waterfront: Yes
Waterfront Type: Waterfront, Ocean, Harbor, Dock/Mooring, Frontage, Access, Direct Access, Private, Ocean, 0 to 1/10 Mile To Beach, Beach Ownership(Private,Public)
View: Yes
View Type: City View(s), Scenic View(s), City
Community Amenities: Public Transportation, Park, Golf, Medical Facility, Laundromat, Conservation Area, House of Worship, Marina, Public School

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $853
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

807 Shirley St, Winthrop MA 02152

Winthrop, MA 02152

Listing Information

Listing Agent Elizabeth Ferrara
Listing Office Cottage Hill Real Estate
Office Phone 617-846-9900
Agent MLS ID CT005061
Office MLS ID NB4108
Listing Data Updated Sep 17, 2026 2:27 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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