FeaturesCountertops - Stone/Granite/Solid
LevelFirst
79 Kendall Pond Road South, Gardner MA 01440
Gardner, MA 01440
$325,000
Est. $2,078/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
Open House Schedule
31
Oct
Saturday, October 31
11:00 AM - 1:00 PM EDT
01
Nov
Sunday, November 1
1:00 PM - 3:00 PM EST
About this home
Get an early start on summer with this year-round waterfront cottage on Kendall Pond! This remodeled tiny home offers 546 square feet of bright, clean living space across three rooms, including a galley kitchen with granite counters. Appliances include a refrigerator, propane stove, washer and dryer. Mass Save insulation work in 2021 has been completed for year-round living, and the home has propane heat, town sewer, and well water. The windows and roof were replaced in approximately 2012. The water side of the home faces the sunset across peaceful Kendall Pond. Outdoor living space with two decks, two storage sheds, a sandy shoreline with a floating dock, and a fire pit near the water’s edge. The pond is limited to non-motorized boats such as canoes and kayaks. The road is private and is plowed by the town. The size and setup can work as a getaway or second home, or as a great opportunity for first-time buyers looking for waterfront property. Gardner offers access to Route 2 and Route 140, with shopping, dining, and services a short drive away. Primary access to the home is by steps down from the road. For move-in, move-out, or large items, owners use Cote’s Cove Road.
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 29, 2026
$325,000
Original listing
Agent: Jennifer Shenk
Office: Keller Williams Realty North Central
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/29/2026 | 🏠 Listed for Sale | $325,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $2,821 | $204,900 |
Financial Details
Annual Property Tax
$2,821
Tax Year 2026
Assessed Value
$204,900
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1930
Living Area
546 sq ft
Lot Size
0.17 acres
Bedrooms
1
Full Baths
1
Total Rooms
3
Interior
Heating
Forced Air, Propane
Cooling
None
Flooring
Vinyl / Vct
Appliances
Water Heater, Range, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Crawl Space
Laundry
Electric Dryer Hookup, Washer Hookup, First Floor
Features
None
Exterior
Construction
Frame
Architecture
Cottage
Roof
Shingle
Features
Deck - Wood, Storage
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck - Wood
Parking
Features
None
Total Spaces
2
Utilities
Electric
100 Amp Service
Water
Private
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Electric Dryer
Financial
Annual Tax
$2,821
Assessed Value
$204,900
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Seller Has Never Lived In Property.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Tan
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1930
Bedrooms
1
Full Bathrooms
1
Living Area
546 sq ft
Total Rooms
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
546 sq ft above grade
FeaturesBathroom - Full, Bathroom - With Shower Stall
LevelFirst
FeaturesFlooring - Vinyl, Window(s) - Bay/Bow/Box
LevelFirst
FeaturesFlooring - Vinyl
LevelFirst
Display Options
Outdoor Areas
Patio & porchDeck - Wood
Room Markers
KKitchen (1)
BABathroom (1)
LLiving (1)
BRBedroom (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Vinyl / VCT
Appliances:
Water Heater, Range, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Insulated Windows
Basement:
Crawl Space
Laundry:
Electric Dryer Hookup, Washer Hookup, First Floor
Security:
Construction & Materials
Style:
Cottage
Year Built:
1930
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Irregular
Utilities & Systems
Heating:
Forced Air, Propane
Heating Zones:
1
Cooling:
None
Hot Water:
Water Source:
Private
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck - Wood, Storage
Patio & Porch:
Deck - Wood
Fencing:
Other Structures:
Lot Features:
Steep Slope
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Special Features
Waterfront:
Yes
Waterfront Type:
Waterfront, Pond, Lake/Pond
Community Amenities:
Pool, Park, Medical Facility, Bike Path, Conservation Area, Highway Access
Nearby Schools
School District
Gardner School District local
D
School Safety
2024-25
5.8%
Above Average
5.6%
Suspensions
0.5%
In-School
0.2%
Emergency
0.3% above state avg
Elementary Schools
2 schools
Wachusett Hills Christian School
3.8 mi
Grades K-08
C-
Gardner Elementary School
2.6 mi
|
#677 of 825
|
Score: 37.1
Improved 88 spots from last year
-21.1 below state avg
1,071 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
Middle Schools
1 school
D
Gardner Middle School
2.7 mi
|
#335 of 352
|
Score: 27.0
Dropped 4 spots from last year
-31.2 below state avg
528 students
Diverse
Grades 05-07
High Schools
2 schools
C+
Gardner High School
2.7 mi
|
#230 of 346
|
Score: 49.5
Improved 83 spots from last year
-8.7 below state avg
797 students
Diverse
15 sports
• 820 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
2.1 mi
|
#325 of 346
|
Score: 30.7
Improved 54 spots from last year
-27.5 below state avg
74 students
Diverse
Early College Program
Rising School
Career Tech Programs
Grades 09-12
Learn about these ratings
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$235
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
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$0
Total interest paid
$0
Rate Impact
-0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
79 Kendall Pond Road South, Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Jennifer Shenk
Listing Office
Keller Williams Realty North Central
Office Phone
978-840-9000
Agent MLS ID
CN201847
Office MLS ID
K95580
Listing Data Updated
Oct 28, 2026 9:16 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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