78 Birch St, Worcester MA 01603

Worcester, MA 01603
$569,900
Est. $3,519/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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6
Beds
2
Baths
3,168
Sq Ft
$180
Price/Sq Ft
0.14
Acres
1840
Year Built
3
Parking
New today
Time on Market
For Sale Listed Nov 6, 2026 • MLS# 73599737 Copied! • Updated Nov 6, 2026

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About this home

Great opportunity to own this two-family home situated in an established residential neighborhood with convenient off-street parking! Whether you’re an owner-occupant looking to make the move from renting to homeownership or an investor looking to add a multi-family property to your portfolio, 78 Birch Street offers plenty! With the security of a NEW ROOF. The first-floor unit is vacant and features a spacious 4 bedroom layout, providing flexibility for an owner occupant or the opportunity to secure a new tenant at current market rent. The second-floor unit offers two bedrooms and is currently occupied with a lease in place, providing immediate rental income. The property features gas forced-air heating, including a newer heating system and water heater. A great opportunity to build equity while benefiting from rental income—don’t miss your chance to make this multi-family property yours! This property was fully insulated in 2018 with Mass Save. Vinyl windows, hardwood floors, ceramic tiles, aluminum siding, laundry hook up in basement and second floor.

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Price & Status History

Property Timeline

🏠
Listed for Sale
Nov 6, 2026
$569,900
Original listing
Agent: Winter Properties Realty Group Office: Century 21 Custom Home Realty

Tax History

Year Taxes Assessment
2025 $5,246 $397,700

Financial Details

Annual Property Tax
$5,246
Tax Year 2025
Assessed Value
$397,700

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1840
Living Area 3,168 sq ft
Lot Size 0.14 acres
Stories 2
Bedrooms 6
Full Baths 2
Total Rooms 10

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent $2,000/mo · N
Total Monthly Rent $2,000/mo
Gross Income $24,000
Net Operating Income $24,000
Cap Rate 4.21%
Heating None
Cooling None
Flooring Laminate
Appliances Range, Dishwasher, Refrigerator, Oven
Fireplace None
Basement Partially Finished, Interior Entry, Bulkhead
Laundry None
Features Kitchen, Living Rm/dining Rm Combo
Construction None
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Covered
Features Paved Drive, Off Street, Assigned
Total Spaces 3
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $5,246
Assessed Value $397,700
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
House Color yellow
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 45 days

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1840
Bedrooms
6
Full Bathrooms
2
Living Area
3,168 sq ft
Total Rooms
10
Stories
2
Levels
2

Floor Layout

Interior Features

Flooring: Laminate
Appliances: Range, Dishwasher, Refrigerator, Oven
Interior Features: Kitchen, Living RM/Dining RM Combo
Windows:
Basement: Partially Finished, Interior Entry, Bulkhead
Laundry:
Security:

Construction & Materials

Year Built: 1840
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Stone, Brick/Mortar
Stories: 2

Utilities & Systems

Heating:
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Covered
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 3
Parking Features: Paved Drive, Off Street, Assigned

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
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Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $437
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

78 Birch St, Worcester MA 01603

Worcester, MA 01603

Listing Information

Listing Agent Winter Properties Realty Group
Listing Office Century 21 Custom Home Realty
Office Phone 508-208-9848
Agent MLS ID TM356826
Office MLS ID AN8686
Listing Data Updated Nov 6, 2026 11:44 AM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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