78 Birch St, Worcester MA 01603

Worcester, MA 01603
$585,000
Est. $3,595/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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5
Beds
2
Baths
3,168
Sq Ft
$185
Price/Sq Ft
0.14
Acres
1840
Year Built
3
Parking
5 hours 20 minutes
Time on Market
For Sale Listed Sep 16, 2026 • MLS# 73577821 Copied! • Updated Sep 16, 2026

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About this home

Great opportunity to own this two-family home situated in an established residential neighborhood with convenient off-street parking! Whether you’re an owner-occupant looking to make the move from renting to homeownership or an investor looking to add a multi-family property to your portfolio, 78 Birch Street offers plenty! With the security of a NEW ROOF. The first-floor unit is vacant and features a spacious 4 bedroom layout, providing flexibility for an owner occupant or the opportunity to secure a new tenant at current market rent. The second-floor unit offers two bedrooms and is currently occupied with a lease in place, providing immediate rental income. The property features gas forced-air heating, including a newer heating system and water heater. A great opportunity to build equity while benefiting from rental income—don’t miss your chance to make this multi-family property yours! This property was fully insulated in 2018 with Mass Save. Vinyl windows, hardwood floors, ceramic tiles, aluminum siding, laundry hook up in basement and second floor.

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Property History

Property Timeline

🏠
Listed for Sale
Sep 16, 2026
$585,000
Original listing
Agent: Winter Properties Realty Group Office: Century 21 Custom Home Realty

Tax History

Year Taxes Assessment
2025 $5,246 $397,700

Financial Details

Annual Property Tax
$5,246
Tax Year 2025
Assessed Value
$397,700

Facts & Features

Home Facts

Type Residential Income
Style Multi Family
Year Built 1840
Living Area 3,168 sq ft
Lot Size 0.14 acres
Stories 2
Bedrooms 5
Full Baths 2
Total Rooms 10

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent — · N
Heating None
Cooling None
Flooring Laminate
Appliances Range, Dishwasher, Refrigerator, Oven
Fireplace None
Basement Partially Finished, Interior Entry, Bulkhead
Laundry None
Features Kitchen, Living Rm/dining Rm Combo
Construction None
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Covered
Features Paved Drive, Off Street, Assigned
Total Spaces 3
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $5,246
Assessed Value $397,700
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
House Color yellow
Sq Ft Source Public Record
Documents None
County Worcester

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1840
Bedrooms
5
Full Bathrooms
2
Living Area
3,168 sq ft
Total Rooms
10
Stories
2
Levels
2

Floor Layout

Interior Features

Flooring: Laminate
Appliances: Range, Dishwasher, Refrigerator, Oven
Interior Features: Kitchen, Living RM/Dining RM Combo
Windows:
Basement: Partially Finished, Interior Entry, Bulkhead
Laundry:
Security:

Construction & Materials

Year Built: 1840
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Stone, Brick/Mortar
Stories: 2

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Covered
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 3
Parking Features: Paved Drive, Off Street, Assigned
School District
Worcester School District local
C-
🎓 Where Graduates Go Class of 2021
51% attend college
35% 4-Year 16% 2-Year 4% Out of State 4% Working
School Safety 2024-25
4.1% Above Average
3.3% Suspensions 1.7% In-School 0.8% Emergency
1.4% below state avg
E

Elementary Schools

10 schools
C+
Columbus Park School
0.2 mi | #9 of 12 | Score: 31.8
Improved 720 spots from last year
-26.4 below state avg
358 students Diverse
Rising School Diverse Student Body
Grades PK-06
C-
Goddard School/Science Technical
0.3 mi | #707 of 825 | Score: 35.1
Improved 13 spots from last year
-23.1 below state avg
334 students Diverse
Grades PK-06
C-
Canterbury School
0.7 mi | #747 of 825 | Score: 32.8
Improved 62 spots from last year
-25.4 below state avg
307 students Diverse
Rising School Diverse Student Body
Grades PK-06
Our Lady of the Angels School
0.8 mi
Grades PK-08
C-
Woodland Academy
0.8 mi | #11 of 12 | Score: 28.8
Improved 726 spots from last year
-29.4 below state avg
486 students Diverse
Rising School
Grades K-06
C-
Gates Lane School
0.9 mi | #736 of 825 | Score: 33.4
Dropped 2 spots from last year
-24.8 below state avg
550 students Very Diverse
Diverse Student Body
Grades PK-06
C-
Jacob Hiatt Magnet School
1.1 mi | #693 of 825 | Score: 36.3
Dropped 138 spots from last year
-21.9 below state avg
362 students Diverse
Diverse Student Body
Grades PK-06
F
Chandler Elementary Community School
1.2 mi | #807 of 825 | Score: 26.6
Dropped 61 spots from last year
-31.6 below state avg
412 students Diverse
Diverse Student Body
Grades K-06
C-
May Street School
1.2 mi | #692 of 825 | Score: 36.3
Dropped 43 spots from last year
-21.9 below state avg
325 students Very Diverse
Diverse Student Body
Grades K-06
Seven Hills Foundation
1.4 mi
Grades K-12
M

Middle Schools

6 schools
Worcester SDA School
2.1 mi
Grades 01-08
The Nativity School of Worcester
2.4 mi
Grades 05-08
B
Sullivan Middle School
1.7 mi | #156 of 352 | Score: 44.0
Improved 29 spots from last year
-14.2 below state avg
954 students Diverse
Rising School Diverse Student Body
Grades 06-08
C-
Worcester East Middle School
2.3 mi | #302 of 352 | Score: 31.5
Improved 51 spots from last year
-26.7 below state avg
781 students Diverse
Rising School Diverse Student Body
Grades 06-08
C+
Forest Grove Middle School
2.6 mi | #230 of 352 | Score: 38.2
Improved 90 spots from last year
-20 below state avg
938 students Diverse
Rising School Diverse Student Body
Grades 07-08
C+
Burncoat Middle School
3.9 mi | #231 of 352 | Score: 38.0
Improved 50 spots from last year
-20.2 below state avg
679 students Diverse
Rising School Diverse Student Body
Grades 07-08
H

High Schools

10 schools
C-
University Park Campus School
0.3 mi | #286 of 346 | Score: 42.8
Dropped 9 spots from last year
-15.4 below state avg
224 students Diverse
Early College Program College Ready Curriculum
Grades 07-12
B+
Claremont Academy
0.6 mi | #9 of 25 | Score: 37.3
Improved 317 spots from last year
-20.9 below state avg
451 students Moderate
10 sports • 216 athletes
Early College Program Rising School College Ready Curriculum
Grades 07-12
Worcester Alternative High School
1.2 mi
36 students Diverse
Diverse Student Body
Grades 07-12
Worcester Academy
1.9 mi
Grades 06-12
Notre Dame Academy
2.3 mi
Grades 07-12
Saint Paul Diocesan Junior/Senior High School
2.4 mi
Grades 07-12
B-
Doherty Memorial High School
1.3 mi | #199 of 346 | Score: 52.3
Improved 22 spots from last year
-5.9 below state avg
1,756 students Very Diverse
19 sports • 1,302 athletes
Early College Program Rising School Career Tech Programs College Ready Curriculum
Grades 09-12
B
South High Community School
1.8 mi | #169 of 346 | Score: 54.3
Improved 64 spots from last year
-3.9 below state avg
1,770 students Diverse
19 sports • 1,056 athletes
Early College Program Rising School Career Tech Programs College Ready Curriculum
Grades 09-12
A+
Massachusetts Academy of Math and Science at WPI
2.3 mi | #2 of 346 | Score: 91.7
Same rank as last year
98 students Moderate
Strong AP Program College Ready Curriculum Strong Attendance
Grades 11-12
C+
Worcester Technical High School
3.2 mi | #223 of 346 | Score: 50.1
Improved 43 spots from last year
-8.1 below state avg
1,409 students Diverse
19 sports • 1,016 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $437
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

78 Birch St, Worcester MA 01603

Worcester, MA 01603

Listing Information

Listing Agent Winter Properties Realty Group
Listing Office Century 21 Custom Home Realty
Office Phone 508-208-9848
Agent MLS ID TM356826
Office MLS ID AN8686
Listing Data Updated Sep 16, 2026 11:13 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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