741-745 Union St, Springfield MA 01109

Springfield, MA 01109
$499,900
Est. $3,027/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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10
Beds
3
Baths
3,401
Sq Ft
$147
Price/Sq Ft
0.15
Acres
1889
Year Built
6
Parking
8 hours 51 minutes
Time on Market
For Sale Listed Sep 20, 2026 • MLS# 73580081 Copied! • Updated Sep 20, 2026

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About this home

Fantastic opportunity to own a beautifully renovated two-family duplex property in Springfield! Each spacious unit offers 5 bedrooms, 1.5 baths, as well as separate dining room, living room, large kitchen, and a family/bonus room on the 3rd floor. With 3400 sq. ft. of living space, parking for 3 cars in each driveway, and fenced back yards, this property is a wonderful owner occupied home for multi-generational living or for the investor who wants a turn-key cash cow. Both units feature new kitchens with granite counters, wood flooring, and updated baths. One unit has new appliances. Each unit has it's own forced-air gas heat, electrical meters, and gas hot water heaters. Located in a convenient area across from the beautiful DeBarry and Swan Elementary Schools, quick access to Downtown Springfield, STCC, and many other nearby amenities. Renovated, deleaded, and move-in ready, this property offers excellent space and flexibility for owner-occupants or investors.

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Property History

Market Insights

Property Timeline

👤
Agent Changed
Sep 20, 2026
Alice Kempf → Kempf-Vanderburgh Realty Consultants
Agent: Kempf-Vanderburgh Realty Consultants
👤
Agent Changed
Sep 20, 2026
Kempf-Vanderburgh Realty Consultants → Alice Kempf
Agent: Alice Kempf
🏠
Listed for Sale
Sep 20, 2026
$499,900
Original listing
Agent: Kempf-Vanderburgh Realty Consultants Office: Kempf-Vanderburgh Realty Consultants, Inc.

Tax History

Year Taxes Assessment
2025 $3,592 $229,100

Financial Details

Annual Property Tax
$3,592
Tax Year 2025
Assessed Value
$229,100

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Side by Side
Year Built 1889
Living Area 3,401 sq ft
Lot Size 0.15 acres
Stories 4
Bedrooms 10
Full Baths 2
Half Baths 2
Total Rooms 18

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent — · N
Heating Forced Air, Natural Gas
Cooling None
Flooring Wood, Carpet, Varies, Hardwood
Appliances Range, Microwave, Refrigerator, None
Fireplace None
Basement Full, Interior Entry, Bulkhead, Concrete
Laundry None
Features Stone/granite/solid Counters, Upgraded Cabinets, Bathroom With Tub & Shower, Remodeled, Living Room, Dining Room, Kitchen, Family Room
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch
Features None
Total Spaces 6
Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $3,592
Assessed Value $229,100
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Certified Treated
Seller Disclosures Seller Has Never Lived In The Property. Seller Has A Ma Re License.
Possession None
Accepted Financing None
Structure Type []
House Color navy
Sq Ft Source Public Record
Documents None
County Hampden

Property Overview

Property Type
2 Family - 2 Units Side by Side
Listing Type
For Sale
Year Built
1889
Bedrooms
10
Full Bathrooms
2
Half Bathrooms
2
Living Area
3,401 sq ft
Total Rooms
18
Stories
4
Levels
4

Floor Layout

Interior Features

Flooring: Wood, Carpet, Varies, Hardwood
Appliances: Range, Microwave, Refrigerator, None
Interior Features: Stone/Granite/Solid Counters, Upgraded Cabinets, Bathroom With Tub & Shower, Remodeled, Living Room, Dining Room, Kitchen, Family Room
Windows: Insulated Windows
Basement: Full, Interior Entry, Bulkhead, Concrete
Laundry:
Security:

Construction & Materials

Year Built: 1889
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Brick/Mortar
Stories: 4

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Total Parking Spaces: 6
Parking Features:
School District
Springfield School District local
D
🎓 Where Graduates Go Class of 2021
36% attend college
20% 4-Year 16% 2-Year 3% Out of State 3% Working
School Safety 2024-25
5.9% Above Average
5.1% Suspensions 1.4% In-School 0.8% Emergency
0.4% above state avg
E

Elementary Schools

3 schools
F
William N. DeBerry School
0.1 mi | #806 of 825 | Score: 26.9
Improved 11 spots from last year
-31.3 below state avg
478 students Moderate
Grades PK-05
F
Benjamin Swan Elementary
0.1 mi | #799 of 825 | Score: 28.6
Improved 25 spots from last year
-29.6 below state avg
506 students Moderate
Rising School
Grades PK-05
D
The Springfield Virtual School
0.5 mi | #326 of 346 | Score: 30.7
Improved 11 spots from last year
-27.5 below state avg
201 students Moderate
College Ready Curriculum
Grades PK-12
M

Middle Schools

3 schools
Springfield Commonwealth Academy
0.9 mi
Grades 06-08
C+
STEM Middle Academy
1.0 mi | #12 of 16 | Score: 24.5
Improved 298 spots from last year
-33.7 below state avg
241 students Diverse
Rising School
Grades 06-08
F
South End Middle School
1.3 mi | #350 of 352 | Score: 23.0
Improved 12 spots from last year
-35.2 below state avg
176 students Moderate
Grades 06-08
H

High Schools

3 schools
C
High School of Commerce
0.7 mi | #272 of 346 | Score: 45.2
Improved 30 spots from last year
-13 below state avg
835 students Moderate
11 sports • 554 athletes
Early College Program Rising School College Ready Curriculum
Grades 09-12
C
Emergence Academy
0.7 mi | #21 of 25 | Score: 26.2
Improved 356 spots from last year
-32 below state avg
376 students Diverse
Rising School Diverse Student Body
Grades 06-12
F
Phoenix Academy Public Charter High School, Springfield
0.7 mi | #343 of 346 | Score: 20.1
Improved 5 spots from last year
-38.1 below state avg
175 students Moderate
College Ready Curriculum
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $299
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

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Payment Over Time

Interest
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Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location

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Neighborhood

741-745 Union St, Springfield MA 01109

Springfield, MA 01109

Listing Information

Listing Agent Kempf-Vanderburgh Realty Consultants
Listing Office Kempf-Vanderburgh Realty Consultants, Inc.
Office Phone 413-200-2353
Agent MLS ID TM332078
Office MLS ID AN7213
Listing Data Updated Sep 20, 2026 3:49 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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