Dimensions7.666666666 x 11.083333333
FeaturesBathroom - Full, Bathroom - With Shower Stall, Double Vanity
LevelSecond
74 E Charlton Rd, Spencer MA 01562
Spencer, MA 01562
$469,000
Est. $2,969/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
01
Nov
Sunday, November 1
11:00 AM - 1:00 PM EST
31
Oct
Saturday, October 31
11:00 AM - 1:00 PM EDT
About this home
Enjoy a country setting with beautiful stone walls and a spacious yard at this inviting Cape, situated on .69 acres in Spencer! Inside, you'll find a comfortable and versatile floor plan with plenty of natural light and warm wood accents throughout. The kitchen features beautiful cabinetry, a center island and opens to the dining room with hardwood floors and a bay window. Just a few steps down is the spacious living room featuring a stunning cathedral ceiling with exposed wood beams, a pellet stove and sliders leading to the back deck. The first floor also offers two bedrooms and a full bath. Upstairs, the generous primary suite features cathedral wood ceilings, skylights, a sitting area and a private full bath with double vanity and shower. Outside, the fenced backyard offers plenty of room to relax or entertain with a spacious patio, retractable awning, screened porch and storage shed. Additional features include a wood stove, ductless mini-splits, a full basement offering excellent storage and a one-car attached garage. A wonderful combination of country charm, comfortable living and inviting outdoor spaces!
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 29, 2026
$469,000
Original listing
Agent: Michelle Terry Team
Office: eXp Realty LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/29/2026 | 🏠 Listed for Sale | $469,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,768 | $434,200 |
Financial Details
Annual Property Tax
$4,768
Tax Year 2026
Assessed Value
$434,200
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1970
Living Area
2,065 sq ft
Lot Size
0.69 acres
Bedrooms
3
Full Baths
2
Total Rooms
6
Interior
Heating
Forced Air, Oil, Pellet Stove, Wood Stove
Cooling
Ductless
Flooring
Tile, Hardwood
Appliances
Range, Dishwasher, Refrigerator
Fireplace
None
Basement
Full, Radon Remediation System, Unfinished
Laundry
Electric Dryer Hookup, Washer Hookup
Features
None
Exterior
Construction
Frame
Architecture
Cape
Roof
Shingle
Features
Patio, Storage, Fenced Yard
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
Patio
Parking
Garage Spaces
1
Has Garage
Yes
Features
Attached, Off Street, Paved
Total Spaces
5
Utilities
Electric
Circuit Breakers
Water
Private
Sewer
Private Sewer
Gas
None
Other
For Electric Dryer, Washer Hookup
Financial
Annual Tax
$4,768
Assessed Value
$434,200
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Seller Will Order The Title 5 Asap- They Do Not Anticipate Any Issues
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Grey
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1970
Bedrooms
3
Full Bathrooms
2
Living Area
2,065 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,065 sq ft above grade
Dimensions29.083333333 x 13.583333333
FeaturesBathroom - Full, Skylight, Cathedral Ceiling(s), Ceiling Fan(s), Closet, Flooring - Hardwood
LevelSecond
Dimensions16.25 x 11.333333333
FeaturesFlooring - Hardwood, Dining Area, Kitchen Island, Stainless Steel Appliances
LevelFirst
Dimensions14.833333333 x 13.416666666
FeaturesCloset, Flooring - Hardwood
LevelFirst
Dimensions10.833333333 x 11.333333333
FeaturesCloset, Flooring - Hardwood
LevelFirst
Dimensions7.333333333 x 7.583333333
FeaturesBathroom - Full, Bathroom - With Tub & Shower
LevelFirst
Dimensions22.083333333 x 14.333333333
FeaturesCeiling Fan(s), Flooring - Hardwood, Window(s) - Bay/Bow/Box
LevelFirst
Dimensions13.416666666 x 22.166666666
FeaturesWood / Coal / Pellet Stove, Cathedral Ceiling(s), Ceiling Fan(s), Beamed Ceilings, Flooring - Stone/Ceramic Tile, Deck - Exterior, Slider
LevelFirst
FeaturesYes
Display Options
Outdoor Areas
Patio & porchPatio
Room Markers
KKitchen (1)
BRBedroom (3)
BABathroom (3)
DDining (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Hardwood
Appliances:
Range, Dishwasher, Refrigerator
Interior Features:
Windows:
Insulated Windows
Basement:
Full, Radon Remediation System, Unfinished
Laundry:
Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Cape
Year Built:
1970
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Utilities & Systems
Heating:
Forced Air, Oil, Pellet Stove, Wood Stove
Cooling:
Ductless
Cooling Zones:
5
Hot Water:
Water Source:
Private
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio, Storage, Fenced Yard
Patio & Porch:
Patio
Fencing:
Fenced
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Garage Spaces:
1
Garage Type:
Attached
Total Parking Spaces:
5
Parking Features:
Attached, Off Street, Paved
Nearby Schools
School District
Spencer-East Brookfield School District local
F
Elementary Schools
3 schools
C-
East Brookfield Elementary School
3.7 mi
|
#725 of 825
|
Score: 33.9
Dropped 262 spots from last year
-24.3 below state avg
254 students
Moderate
Strong Attendance
Grades PK-06
C-
Wire Village School
3.7 mi
|
#668 of 825
|
Score: 37.5
Improved 5 spots from last year
-20.7 below state avg
461 students
Diverse
Grades K-04
Leicester Integrated Preschool
4.6 mi
63 students
Moderate
Grades PK
Middle Schools
2 schools
D
Knox Trail Middle School
2.4 mi
|
#327 of 352
|
Score: 28.7
Dropped 50 spots from last year
-29.5 below state avg
407 students
Diverse
Grades 05-08
C+
Leicester Middle School
4.6 mi
|
#226 of 352
|
Score: 38.6
Improved 5 spots from last year
-19.6 below state avg
401 students
Diverse
Grades 05-08
High Schools
2 schools
C
David Prouty High School
2.8 mi
|
#253 of 346
|
Score: 47.0
Dropped 8 spots from last year
-11.2 below state avg
321 students
Moderate
13 sports
• 482 athletes
Strong AP Program
Career Tech Programs
College Ready Curriculum
Grades 09-12
B
Leicester High School
4.4 mi
|
#163 of 346
|
Score: 54.7
Dropped 3 spots from last year
-3.5 below state avg
409 students
Diverse
14 sports
• 674 athletes
Strong AP Program
High Graduation Rate
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
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Property Tax
$397
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
74 E Charlton Rd, Spencer MA 01562
Spencer, MA 01562
Listing Information
Listing Agent
Michelle Terry Team
Listing Office
eXp Realty LLC
Office Phone
888-854-7493
Agent MLS ID
TM326908
Office MLS ID
AN8940
Listing Data Updated
Oct 29, 2026 7:54 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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