38F Cottage Street, Leominster MA 01453

Leominster, MA 01453
$425,000
Est. $2,739/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

Adjust the payment calculator
3
Beds
1.5
Baths
1,700
Sq Ft
$250
Price/Sq Ft
0.16
Acres
1920
Year Built
4
Parking
1
Days on Market
For Sale Listed Oct 8, 2026 • MLS# 73588171 Copied! • Updated Oct 9, 2026

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About this home

Welcome home to Leominster! This 2026 renovated 3-bed, 2-bath beauty is fresh, bright, and ready for its next chapter. Just turn the key and settle in. The brand-new kitchen shines with sleek stainless steel appliances and gorgeous quartz countertops. New flooring and fresh paint flow throughout, so every room feels crisp and move-in ready. The big-ticket items are done too. The electrical system was fully updated in 2026, and a new furnace and oil tank were installed in 2022. Fully paid off solar panels are already in place to help cut your electric bill, with no lease or third-party contract. Step outside to a spacious, fully fenced backyard, a great spot for pets, play, or backyard get-togethers. A roomy metal shed handles all your storage needs, and there's off-street parking for up to four cars. The driveway to the left of the home is shared with, and plowed by, the rear neighbor. Renovated, updated, and priced to impress. Don't miss it. Book your private showing today!

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Oct 8, 2026
$425,000
Original listing
Agent: James Greelish Office: Greelish Realty

Tax History

Year Taxes Assessment
2026 $4,677 $342,400

Financial Details

Annual Property Tax
$4,677
Tax Year 2026
Assessed Value
$342,400

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1920
Living Area 1,700 sq ft
Lot Size 0.16 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 7

Interior

Heating Forced Air, Oil
Cooling None
Flooring Tile, Hardwood
Appliances Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer, Plumbed For Ice Maker
Fireplace None
Basement Full, Concrete
Laundry Electric Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Deck, Patio, Storage, Fenced Yard
Pool None
Spa None
Fencing Fenced
Patio/Porch Deck, Patio
Features Paved Drive, Off Street
Total Spaces 4
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup, Icemaker Connection
Annual Tax $4,677
Assessed Value $342,400
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Listing Agent Is Trustee Of Trust That Owns Property But Not A Beneficiary. Solar Power Production And Kw Figures Have Been Estimated, Buyer To Confirm Actual Figures. Floorplan Is For Illustration Purposes Only And Is Not 100% To Scale, But Very Close.
Possession None
Accepted Financing None
Structure Type []
House Color White
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 1 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1920
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,700 sq ft
Total Rooms
7

Floor Layout

Interior Features

Flooring: Tile, Hardwood
Appliances: Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer, Plumbed For Ice Maker
Interior Features:
Windows: Insulated Windows
Basement: Full, Concrete
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Colonial
Year Built: 1920
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Irregular

Heating, Cooling & Utilities

Heating: Forced Air, Oil
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Deck, Patio, Storage, Fenced Yard
Patio & Porch: Deck, Patio
Fencing: Fenced
Other Structures:
Lot Features:
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $390
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

38F Cottage Street, Leominster MA 01453

Leominster, MA 01453

Listing Information

Listing Agent James Greelish
Listing Office Greelish Realty
Office Phone 978-302-0198
Agent MLS ID D9500177
Office MLS ID AN4083
Listing Data Updated Oct 9, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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