89 Third St, Lowell MA 01850
Lowell, MA 01850
$819,999
Est. $4,995/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
18
Oct
Sunday, October 18
12:30 PM - 2:00 PM EDT
17
Oct
Saturday, October 17
12:00 PM - 2:00 PM EDT
About this home
Welcome to 89 3rd Street, a turn-key 3-family property spanning 3,248 square feet in Lowell’s Centralville neighborhood. Ideal for both savvy investors and owner-occupants, this multi-unit home features 3 distinct units totaling 9 bedrooms and 3 full bathrooms. The updated interiors boast renovated kitchens with quartz countertops, stainless steel appliances, modern finishes, and dedicated in-unit utility spaces. Additional amenities include on-site coin-operated laundry facilities, a private backyard, and a paved driveway offering off-street parking for 4 vehicles comfortably. Conveniently located minutes from downtown Lowell, UMass Lowell, Middlesex Community College, and major commuter routes including I-495 and the Lowell Commuter Rail.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Oct 8, 2026
$819,999
Original listing
Agent: Marcos Leite
Office: Cameron Real Estate Group
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/08/2026 | 🏠 Listed for Sale | $819,999 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $7,779 | $685,400 |
Financial Details
Annual Property Tax
$7,779
Tax Year 2026
Assessed Value
$685,400
Facts & Features
Home Facts
Type
Residential Income
Style
3 Family
Year Built
1880
Living Area
3,248 sq ft
Lot Size
0.12 acres
Stories
4
Bedrooms
9
Full Baths
3
Total Rooms
17
Investment Metrics
Units
3
Unit 1 Rent
$2,940/mo · N
Unit 2 Rent
$2,725/mo · N
Unit 3 Rent
$2,200/mo · N
Total Monthly Rent
$7,865/mo
Gross Income
$94,380
Net Operating Income
$94,380
Operating Expenses
$2,525
Water/Sewer Expense
$1,200
Electric Expense
$575
Insurance Expense
$3,350
Cap Rate
11.51%
Interior
Heating
None
Cooling
None
Flooring
Wood, Tile, Vinyl
Appliances
None
Fireplace
None
Basement
Full
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Paved Drive, Off Street
Total Spaces
4
Utilities
Electric
110 Volts
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$7,779
Assessed Value
$685,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Property Sold As-is
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Sq Ft Disclosures
Unit #3 Vacant
Documents
None
County
Middlesex
Total market time (incl. prior listings)
1 days
Property Overview
Property Type
3 Family
Listing Type
For Sale
Year Built
1880
Bedrooms
9
Full Bathrooms
3
Living Area
3,248 sq ft
Total Rooms
17
Stories
4
Levels
4
Floor Layout
Interior Features
Flooring:
Wood, Tile, Vinyl
Appliances:
Interior Features:
Windows:
Basement:
Full
Laundry:
Security:
Construction & Materials
Year Built:
1880
Structure Type:
Exterior Materials:
Frame
Roof:
Foundation:
Stone
Stories:
4
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street
Nearby Schools
School District
Lowell School District local
C-
School Safety
2024-25
3.0%
Above Average
2.8%
Suspensions
0.8%
In-School
0.2%
Emergency
2.5% below state avg
Elementary Schools
10 schools
St. Michael Elementary School
0.2 mi
Grades PK-08
Lowell Youth Treatment Center
0.2 mi
Grades 01-12
Immaculate Conception School
0.4 mi
Grades PK-08
St. Louis Elementary School
0.6 mi
Grades PK-08
B
Lowell Community Charter Public School
0.9 mi
|
#154 of 352
|
Score: 44.1
Improved 33 spots from last year
-14.2 below state avg
815 students
Diverse
Rising School
Diverse Student Body
Strong Attendance
Grades PK-08
Hellenic American Academy
0.9 mi
Grades PK-08
St. Patrick School and Educational Center
1.0 mi
Grades PK-08
B
Rogers STEM Academy
1.0 mi
|
#8 of 16
|
Score: 34.3
Improved 265 spots from last year
-23.9 below state avg
895 students
Diverse
Rising School
Diverse Student Body
Grades K-08
C
Bartlett Community Partnership School
1.5 mi
|
#270 of 352
|
Score: 34.7
Improved 16 spots from last year
-23.5 below state avg
488 students
Diverse
Diverse Student Body
Grades PK-08
St. Jeanne D'Arc Elementary School
1.6 mi
Grades PK-08
Middle Schools
7 schools
C-
Henry J Robinson Middle School
0.7 mi
|
#288 of 352
|
Score: 32.7
Improved 31 spots from last year
-25.5 below state avg
580 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
C
James Sullivan Middle School
1.2 mi
|
#267 of 352
|
Score: 34.9
Improved 38 spots from last year
-23.3 below state avg
606 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
B-
Kathryn P. Stoklosa Middle School
1.3 mi
|
#199 of 352
|
Score: 40.7
Improved 17 spots from last year
-17.5 below state avg
608 students
Diverse
Diverse Student Body
Grades 05-08
C
Benjamin F. Butler Middle School
1.7 mi
|
#260 of 352
|
Score: 35.7
Dropped 4 spots from last year
-22.5 below state avg
488 students
Diverse
Diverse Student Body
Grades 05-08
Laura Lee Therapeutic Day School
2.0 mi
15 students
Diverse
Grades 01-08
C+
Dr. An Wang School
2.5 mi
|
#249 of 352
|
Score: 36.2
Improved 44 spots from last year
-22 below state avg
669 students
Very Diverse
Rising School
Diverse Student Body
Grades 05-08
B+
James S Daley Middle School
2.6 mi
|
#128 of 352
|
Score: 46.6
Improved 47 spots from last year
-11.6 below state avg
686 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
High Schools
4 schools
F
Lowell Middlesex Academy Charter School
0.6 mi
|
#337 of 346
|
Score: 22.3
Improved 9 spots from last year
-35.9 below state avg
124 students
Diverse
College Ready Curriculum
Diverse Student Body
Grades 09-12
Old Colony Y Lowell Revocation Program
0.9 mi
Grades 09-12
D
Leblanc Therapeutic Day School
1.3 mi
|
#376 of 346
|
Score: 32.8
Same rank as last year
31 students
Diverse
Diverse Student Body
Grades 09-12
F
The Career Academy
1.6 mi
|
#25 of 25
|
Score: 18.1
Improved 363 spots from last year
-40.1 below state avg
108 students
Diverse
Rising School
Diverse Student Body
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$648
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
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+0.5% Rate
$0/mo
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
89 Third St, Lowell MA 01850
Lowell, MA 01850
Listing Information
Listing Agent
Marcos Leite
Listing Office
Cameron Real Estate Group
Office Phone
781-486-3180
Agent MLS ID
CN200120
Office MLS ID
AC0756
Listing Data Updated
Oct 8, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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