12-14 Billings St, Lowell MA 01850

Lowell, MA 01850 • Centralville

$585,000

Est. $3,765/month

Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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6

Beds

3

Baths

3,039

Sq Ft

$192

Price/Sq Ft

0.13

Acres

1910

Year Built

6

Parking

2 Family - 2 Units Side by Side

Type

2

Days on Market

For Sale Open House Listed Oct 6, 2026 • MLS# 73587449 Copied! • Updated Oct 7, 2026

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Open House Schedule

10

Oct

Saturday, October 10

3:30 PM - 4:00 PM EDT

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About this home

Bring your renovation plans to 12–14 Billings Street! two-family in Lowell offers an opportunity for investors, contractors, or buyers ready to take on a project. Set on an approximately 5,663-square-foot lot, with parking for 6 cars, this property requires extensive interior and exterior renovations. Located in Lowell’s Centralville neighborhood near Sunrise Shopping Center, Market Basket, and McPherson Park, with convenient access to downtown Lowell, UMass Lowell, and the Tsongas Center.

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Property History

Property Timeline

🏠

Listed for Sale

Oct 7, 2026

$585,000

Original listing

Agent: Darleen Pratt Office: Lamacchia Realty, Inc.

Detailed History Table ▼

Date	Event	Price	Change	$/sqft	Details
10/07/2026	🏠 Listed for Sale	$585,000	-	-	Original listing

Tax History

Year	Taxes	Assessment
2026	$7,279	$641,300

Financial Details

Annual Property Tax

$7,279

Tax Year 2026

Assessed Value

$641,300

Facts & Features

Home Facts

Type Residential Income

Style 2 Family - 2 Units Side by Side

Year Built 1910

Living Area 3,039 sq ft

Lot Size 0.13 acres

Stories 3

Bedrooms 6

Full Baths 3

Total Rooms 13

Investment Metrics

Units 3

Unit 1 Rent — · N

Unit 2 Rent — · N

Interior

Heating None

Cooling None

Flooring None

Appliances None

Fireplace None

Basement None

Laundry None

Features None

Exterior

Construction None

Architecture None

Roof None

Features None

Pool None

Spa None

Fencing None

Patio/Porch None

Parking

Features Paved Drive, Off Street

Total Spaces 6

Utilities

Electric None

Water Public

Sewer Public Sewer

Gas None

Other None

Financial

Annual Tax $7,279

Assessed Value $641,300

HOA & Community

Fee Includes None

Amenities None

Optional Fee Includes None

Down Payment Resource Eligible

MA Disclosures

Lead Paint Unknown

Seller Disclosures Living Area Includes 3rd Floor Bonus Space With 3 Additional Rooms And Walk-up Attic

Exclusions Fridge On 3rd Floor.

Additional Details

Possession None

Accepted Financing None

Structure Type []

House Color White

Sq Ft Source Public Record

Sq Ft Disclosures Includes 3rd floor. Building dept. recognizes this as a 2-family.

Documents None

County Middlesex

Total market time (incl. prior listings) 1 days

Property Overview

Property Type

2 Family - 2 Units Side by Side

Listing Type

For Sale

Year Built

1910

Bedrooms

6

Full Bathrooms

3

Living Area

3,039 sq ft

Total Rooms

13

Stories

3

Levels

3

Floor Layout

Interior Features

Flooring:

Appliances:

Interior Features:

Windows:

Basement:

Laundry:

Security:

Construction & Materials

Year Built: 1910

Structure Type:

Exterior Materials:

Roof:

Foundation: Block

Stories: 3

Heating, Cooling & Utilities

Heating:

Cooling:

Hot Water:

Water Source: Public

Sewer: Public Sewer

Energy Features:

Exterior & Lot

Exterior Features:

Patio & Porch:

Fencing:

Other Structures:

Lot Features:

Road Surface:

Parking & Garage

Total Parking Spaces: 6

Parking Features: Paved Drive, Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment

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Principal, interest, taxes & insurance

Loan Amount

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After down payment

Total Interest

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Over life of loan

Total Cost

$0

Including down payment

Home Price

Down Payment

%

Down: $0

Interest Rate

%

Loan Term 30 years 15 years

Monthly Payment Breakdown

Principal & Interest $0

Property Tax $607

Homeowners Insurance $200

PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0

Total principal paid $0

Total interest paid $0

Rate Impact

-0.5% Rate

$0/mo

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Current Rate

$0/mo

+0.5% Rate

$0/mo

Cost $0/mo

Payment Over Time

Interest

Principal

Year 1

95% Interest

Year 15

50/50

Year 30

95% Principal

* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Centralville

12-14 Billings St, Lowell MA 01850

Lowell, MA 01850

Listing Information

Listing Agent Darleen Pratt

Listing Office Lamacchia Realty, Inc.

Office Phone 781-786-8080

Agent MLS ID BB800754

Office MLS ID AN2314

Listing Data Updated Oct 7, 2026 3:30 AM EDT

Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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