4 Phelps Ave, Westfield MA 01085

Westfield, MA 01085
$769,000
Est. $4,173/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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10
Beds
6
Baths
5,065
Sq Ft
$152
Price/Sq Ft
0.00
Acres
1910
Year Built
4
Parking
7
Days on Market
For Sale Listed Sep 30, 2026 • MLS# 73584910 Copied! • Updated Oct 7, 2026

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About this home

You won’t find another opportunity like this! Ideally located in downtown Westfield, just minutes from Westfield State University and with sidewalk access to Park Square’s local restaurants, shops, and amenities, plus convenient commuter access to the Mass Pike. Lead certs available for all units prior to closing! This impressive, fully vacant 6-family has been completely renovated, offering the next owner peace of mind for years to come! A rare opportunity to select your own tenants and establish strong market rents from day one! Each apartment features luxury vinyl flooring, carpeted bedrooms, upgraded kitchens with stainless steel appliances, full baths, and in-unit laundry hookups. You’ll be pleasantly surprised by the spacious layouts throughout! The first floor offers two 1-bedroom apartments and one 2-bedroom apartment, while the second floor features two 2-bedroom units. The third-floor loft completes the property with an impressive 2+bedroom apartment featuring large kitchen, dining area, full bath, expansive layout, and beautiful mountain views. All units have separate utilities, with electrical panels and water heaters conveniently located within their respective apartments. Westfield municipal utilities help keep costs manageable, while access to high-speed internet adds another attractive amenity for today’s tenants. A truly exceptional opportunity to add a turnkey multifamily asset to your portfolio. Do not miss it. Please submit highest and best offers by Thursday 10/8 @ 2pm

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Recently Sold Nearby

Property History

Market Insights

Property Timeline

👁️
Showing Instructions Updated
Oct 6, 2026
New showing requirements
🏠
Listed for Sale
Sep 30, 2026
$769,000
Original listing
Agent: Melissa Fitzgerald Office: Lock and Key Realty Inc.

Tax History

Year Taxes Assessment
2026 $1,014 $67,900

Financial Details

Annual Property Tax
$1,014
Tax Year 2026
Assessed Value
$67,900

Facts & Features

Home Facts

Type Residential Income
Style 5+ Family - 5+ Units Up/Down
Year Built 1910
Living Area 5,065 sq ft
Lot Size 0.0000
Stories 5
Bedrooms 10
Full Baths 6
Total Rooms 22

Investment Metrics

Units 6
Unit 1 Rent $1,750/mo · N
Unit 2 Rent $1,500/mo · N
Unit 3 Rent $1,500/mo · N
Unit 4 Rent $1,750/mo · N
Total Monthly Rent $6,500/mo
Gross Income $123,000
Net Operating Income $75,000
Cap Rate 9.75%
Heating Electric
Cooling None
Flooring Carpet
Appliances Range, Refrigerator
Fireplace None
Basement Full, Interior Entry
Laundry Washer & Dryer Hookup, Electric Dryer Hookup, Washer Hookup
Features Upgraded Cabinets, Upgraded Countertops, Bathroom With Tub & Shower, Open Floorplan, Remodeled, Internet Available - Fiber-optic, Philadelphia, Living Room, Dining Room, Kitchen, Laundry Room
Construction None
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Deck - Wood
Features Other
Total Spaces 4
Electric Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $1,014
Assessed Value $67,900
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Property Is Fully Vacant & Has Not Been Occupied Since 2026 Remodel. Total Monthly Rent Is Estimated Based On Local Market. Proforma Available W/ Estimated Expenses. Exterior Photos Depict Virtually Rendered Parking Options.
Possession None
Accepted Financing None
Structure Type []
House Color White
Sq Ft Source Measured
Sq Ft Disclosures Included in total gross income: Unit 6, $2,000/mnth, 3rd flr, 2 beds
Documents None
County Hampden
Total market time (incl. prior listings) 7 days

Property Overview

Property Type
5+ Family - 5+ Units Up/Down
Listing Type
For Sale
Year Built
1910
Bedrooms
10
Full Bathrooms
6
Living Area
5,065 sq ft
Total Rooms
22
Stories
5
Levels
5

Floor Layout

Interior Features

Flooring: Carpet
Appliances: Range, Refrigerator
Interior Features: Upgraded Cabinets, Upgraded Countertops, Bathroom With Tub & Shower, Open Floorplan, Remodeled, Internet Available - Fiber-Optic, Philadelphia, Living Room, Dining Room, Kitchen, Laundry Room
Windows:
Basement: Full, Interior Entry
Laundry: Washer & Dryer Hookup, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1910
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Concrete Perimeter, Block, Brick/Mortar
Stories: 5

Heating, Cooling & Utilities

Heating: Electric
Cooling:
Hot Water: Electric
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Deck - Wood
Fencing:
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Other
School District
Westfield School District local
C-
🎓 Where Graduates Go Class of 2021
58% attend college
40% 4-Year 18% 2-Year 10% Out of State 2% Working
⚠ School Safety 2024-25
5.0% Above Average
3.7% Suspensions 2.3% In-School 1.3% Emergency
↓ 0.5% below state avg
E

Elementary Schools

10 schools
St. Mary's Parish School - Elementary
0.1 mi
Grades PK-08
Full Gospel Christian School
0.7 mi
Grades K-08
White Oak School
4.1 mi
Grades 03-12
Westfield Christian Academy
4.3 mi
Grades K-09
Fort Meadow Early Childhood Center
0.3 mi
162 students Moderate
Grades PK
C-
Westfield River Elementary School
0.8 mi | #678 of 825 | Score: 36.9
-21.3 below state avg
Limited historical data for year-over-year comparison
410 students Diverse
Grades PK-04
B
Highland School
1.4 mi | #399 of 825 | Score: 47.7
Improved 113 spots from last year
-10.5 below state avg
356 students Moderate
Rising School
Grades PK-04
B
Southampton Road School
1.9 mi | #390 of 825 | Score: 48.0
Dropped 42 spots from last year
-10.2 below state avg
355 students Moderate
Grades PK-04
C
Paper Mill School
2.0 mi | #625 of 825 | Score: 39.6
Dropped 69 spots from last year
-18.7 below state avg
326 students Diverse
Grades K-04
C
Munger Hill School
2.0 mi | #654 of 825 | Score: 38.1
Dropped 240 spots from last year
-20.1 below state avg
341 students Moderate
Grades PK-04
M

Middle Schools

2 schools
C+
Westfield Intermediate School
2.1 mi | #551 of 825 | Score: 43.0
Dropped 15 spots from last year
-15.2 below state avg
690 students Moderate
Grades 05-06
B-
Westfield Middle School
1.0 mi | #205 of 352 | Score: 40.2
Dropped 36 spots from last year
-18 below state avg
686 students Moderate
Grades 07-08
H

High Schools

3 schools
St. Mary's Parish School - Secondary
0.2 mi
Grades 09-12
A
Westfield Technical Academy
1.0 mi | #5 of 25 | Score: 50.8
Improved 190 spots from last year
-7.4 below state avg
553 students Moderate
19 sports • 508 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 09-12
C+
Westfield High School
1.6 mi | #227 of 346 | Score: 49.9
Improved 25 spots from last year
-8.3 below state avg
1,008 students Moderate
20 sports • 1,391 athletes
Early College Program Rising School Career Tech Programs Strong Athletics
Grades 09-12
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Monthly Payment Calculator

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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $85
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

4 Phelps Ave, Westfield MA 01085

Westfield, MA 01085

Listing Information

Listing Agent Melissa Fitzgerald
Listing Office Lock and Key Realty Inc.
Office Phone 413-282-8080
Agent MLS ID CN220793
Office MLS ID AN5521
Listing Data Updated Oct 7, 2026 4:59 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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