30 Dale St, Holyoke MA 01040

Holyoke, MA 01040
$309,000
$299,000
Est. $2,137/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
1
Baths
1,056
Sq Ft
$283
Price/Sq Ft
0.32
Acres
1992
Year Built
2
Parking
10
Days on Market
For Sale Price Drop -$10,000 Open House Listed Sep 28, 2026 • MLS# 73583404 Copied! • Updated Oct 8, 2026

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Open House Schedule

10
Oct
Saturday, October 10
11:30 AM - 1:00 PM EDT

About this home

Move-In Ready Ranch with Open Living Space and Endless Basement Potential! Welcome to this well-maintained, turn-key ranch-style home nestled in a charming neighborhood. Built in 1992, this inviting 2-bedroom, 1-bath home offers approximately 1,056 sq. ft. of comfortable living space with a functional, open-concept layout. The kitchen flows seamlessly into the living room, creating a welcoming space for everyday living and entertaining. Two comfortable bedrooms and a full bathroom complete the main living area. Looking for extra space to make your own? The basement features a floor truss system that provides an open, flexible layout with exciting possibilities for additional living space, a family room, recreation area, home gym, or storage. An ADU may also be a possibility, subject to local zoning, permits, and approvals. Step outside through the sliding doors to the deck and outdoor dining area—perfect for enjoying your morning coffee, hosting summer gatherings, or unwinding at the end of the day. With its move-in-ready appeal, inviting living space, and versatile basement potential, this home is a wonderful opportunity for buyers seeking comfort, flexibility, and room to grow, all in a convenient location near local amenities. Not for rent.

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Recently Sold Nearby

Property History

Market Insights

1
Price Changes
3.2%
Price Range

Property Timeline

↓
Price Reduced
Oct 8, 2026
$299,000 $10,000 (-3.24%)
From $309,000 to $299,000 (-3.2%)
🏠
Listed for Sale
Sep 28, 2026
$309,000
Original listing
Agent: Shirley Stephens Office: Lock and Key Realty Inc.

Tax History

Year Taxes Assessment
2026 $5,098 $292,500

Financial Details

Annual Property Tax
$5,098
Tax Year 2026
Assessed Value
$292,500

Facts & Features

Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1992
Living Area 1,056 sq ft
Lot Size 0.32 acres
Bedrooms 2
Full Baths 1
Total Rooms 4

Interior

Heating Baseboard, Natural Gas
Cooling Central Air
Flooring None
Appliances Range, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Unfinished
Laundry In Basement, Gas Dryer Hookup
Features None

Exterior

Construction None
Architecture Ranch
Roof Shingle
Features Deck, Storage
Pool None
Spa None
Fencing None
Patio/Porch Deck
Features Paved Drive, Off Street, Paved
Total Spaces 2
Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Gas Dryer
Annual Tax $5,098
Assessed Value $292,500
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Some Photos Are Digitally Enhanced
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Hampden
Total market time (incl. prior listings) 10 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1992
Bedrooms
2
Full Bathrooms
1
Living Area
1,056 sq ft
Total Rooms
4

Floor Layout

Interior Features

Flooring:
Appliances: Range, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Full, Unfinished
Laundry: In Basement, Gas Dryer Hookup
Security:

Construction & Materials

Style: Ranch
Year Built: 1992
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Natural Gas
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Storage
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features:
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 2
Parking Features: Paved Drive, Off Street, Paved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $425
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

30 Dale St, Holyoke MA 01040

Holyoke, MA 01040

Listing Information

Listing Agent Shirley Stephens
Listing Office Lock and Key Realty Inc.
Office Phone 413-282-8080
Agent MLS ID M8001337
Office MLS ID AN5521
Listing Data Updated Oct 8, 2026 10:57 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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