2-4 Cross St, Southbridge MA 01550

Southbridge, MA 01550
$900,000
Est. $5,398/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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15
Beds
6
Baths
4,992
Sq Ft
$180
Price/Sq Ft
0.12
Acres
1900
Year Built
2
Parking
10
Days on Market
For Sale Listed Sep 28, 2026 • MLS# 73583391 Copied! • Updated Oct 2, 2026

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About this home

2-4 Cross St contains three (3) 3-Bedroom/1-Bathroom units and three (3) 2-Bedroom/1-Bathroom units with 4,992 square feet of gross living area in 8,273 square feet of gross area. The Property is situated upon a 0.12-acre parcel and features over two (2+) off-street parking spaces. 2-4 Cross Street, with all units featuring desirable direct-entry style units on a well-positioned corner lot, has been well-maintained by current ownership. The Property features strong in-place rents, offering immediate cash flow, and recent CapEx includes new building siding. The Property features separately metered utilities, with tenants responsible for gas powered heat & hot water, as well as electricity. The Landlord is responsible for providing city water & sewer. The Property is well-positioned in Southbridge, offering convenient access to the town’s central business district, neighborhood retail corridors, and surrounding residential areas. Listed at a 9.2% cap rate.

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Property History

Property Timeline

🏠
Listed for Sale
Sep 28, 2026
$900,000
Original listing
Agent: Ethan Lazar Office: Horvath & Tremblay

Tax History

Year Taxes Assessment
2026 $7,770 $521,800

Financial Details

Annual Property Tax
$7,770
Tax Year 2026
Assessed Value
$521,800

Facts & Features

Home Facts

Type Residential Income
Style 5-9 Family
Year Built 1900
Living Area 4,992 sq ft
Lot Size 0.12 acres
Stories 5
Bedrooms 15
Full Baths 6
Total Rooms 27

Investment Metrics

Units 6
Unit 1 Rent $1,750/mo · Y
Unit 2 Rent $1,550/mo · N
Unit 3 Rent $1,600/mo · N
Unit 4 Rent $1,650/mo · N
Total Monthly Rent $6,550/mo
Gross Income $124,200
Net Operating Income $85,098
Operating Expenses $39,102
Water/Sewer Expense $7,741
Electric Expense $660
Insurance Expense $7,121
Cap Rate 9.46%
Heating Natural Gas
Cooling None
Flooring None
Appliances None
Fireplace None
Basement Unfinished
Laundry None
Features None
Construction See Remarks
Architecture None
Roof Asphalt/composition Shingles
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features Off Street
Total Spaces 2
Electric Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $7,770
Assessed Value $521,800
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
House Color Grey
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 4 days

Property Overview

Property Type
5-9 Family
Listing Type
For Sale
Year Built
1900
Bedrooms
15
Full Bathrooms
6
Living Area
4,992 sq ft
Total Rooms
27
Stories
5
Levels
5

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials: See Remarks
Roof: Asphalt/Composition Shingles
Foundation: Stone
Stories: 5

Heating, Cooling & Utilities

Heating: Natural Gas
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Corner Lot
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $648
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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$0/mo
Save $0/mo
Current Rate
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+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

2-4 Cross St, Southbridge MA 01550

Southbridge, MA 01550

Listing Information

Listing Agent Ethan Lazar
Listing Office Horvath & Tremblay
Office Phone 781-776-4000
Agent MLS ID CN252872
Office MLS ID AN2723
Listing Data Updated Oct 2, 2026 3:06 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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