Dimensions19 x 15
FeaturesBathroom - Full, Closet
LevelSecond
86 Common Street # 86, Belmont MA 02478
Belmont, MA 02478
$1,499,000
Est. $10,203/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Tucked within the picturesque Underwood Estate, this professionally designed and thoughtfully renovated 3-bedroom, 3.5-bath townhouse offers a rare combination of privacy and convenience. The inviting living room features a fireplace, custom built-ins and views of a private patio with woods beyond, while the bay-windowed dining room flows into an updated gourmet kitchen with stainless steel appliances, granite countertops and custom cabinetry. A stylish half bath and pantry complete the first floor. Upstairs, two spacious bedrooms each offer a private, spa-like bath. The lower level provides a comfortable and private guest suite with a bedroom and full bath, along with laundry, generous storage and updated systems. Attic space offers addtional storage. Set on over 3.5 acres within a professionally managed association, this special home is ideally located near Belmont Center, commuter rail, the new Belmont Public Library, schools and major routes.
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Recently Sold Nearby
Property History
Market Insights
65.4%
Price Range
1
Previous Sales
Property Timeline
Listed for Sale
Sep 24, 2026
$1,499,000
Original listing
Agent: Lynn Findlay
Office: Coldwell Banker Realty - Belmont
Previous Transaction - MLS #70048625
Full transaction history available when tracking began
Previously Sold
Aug 4, 2004
$518,000
MLS #70048625
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/24/2026 | 🏠 Listed for Sale | $1,499,000 | - | - | Original listing |
| 08/04/2004 | 🏷️ Previously Sold | $518,000 | - | - | MLS #70048625 |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $14,111 | $1,226,000 |
Financial Details
Annual Property Tax
$14,111
Tax Year 2026
HOA Fee
$1,247
Monthly
Assessed Value
$1,226,000
Facts & Features
1 Car Garage
Central AC
Home Facts
Type
Residential
Style
Condominium
Year Built
1979
Living Area
1,716 sq ft
Stories
3
Bedrooms
3
Full Baths
3
Half Baths
1
Total Rooms
6
Interior
Heating
Central
Cooling
Central Air
Flooring
Wood
Appliances
Range, Dishwasher, Disposal, Refrigerator, Freezer, Washer, Dryer
Fireplace
Living Room
Fireplaces
1
Basement
Y
Laundry
Electric Dryer Hookup, Washer Hookup, In Basement, In Unit
Features
Bathroom - Full, Bathroom
Exterior
Construction
None
Architecture
None
Roof
Shingle
Features
Patio, Stone Wall
Pool
None
Spa
None
Fencing
None
Patio/Porch
Patio
Parking
Garage Spaces
1
Has Garage
Yes
Features
Detached, Off Street
Total Spaces
2
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Oven, For Electric Dryer
Financial
Annual Tax
$14,111
Assessed Value
$1,226,000
HOA & Community
HOA Fee
$1,247 Monthly
Fee Includes
Water, Sewer, Insurance, Maintenance Structure, Road Maintenance, Maintenance Grounds, Snow Removal, Trash
Amenities
None
Optional Fee Includes
None
Pets
Yes
MA Disclosures
Lead Paint
None
Seller Disclosures
Garage Space Is 86, With A Deeded Parking Space Behind Garage.
Exclusions
Curtain Rods In Living Room. Corner Cupboard In Living Room Is Not Built In And Will Be Removed.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Townhouse"]
Unit/Building
86
Sq Ft Source
Public Record
Sq Ft Disclosures
All room sizes are approximate. Buyer to verify.
Documents
Master Deed (1)
County
Middlesex
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1979
Bedrooms
3
Full Bathrooms
3
Half Bathrooms
1
Living Area
1,716 sq ft
Total Rooms
6
Stories
3
Entry Level
1
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,516 sq ft above grade
200 sq ft below grade
Dimensions8 x 7
FeaturesBathroom - Full
LevelSecond
Dimensions14 x 8
FeaturesBathroom - Full
LevelSecond
Dimensions14 x 13
FeaturesBathroom - Full, Closet
LevelSecond
Dimensions17 x 10
FeaturesCountertops - Stone/Granite/Solid, Recessed Lighting, Remodeled, Stainless Steel Appliances
LevelFirst
Dimensions10 x 5
FeaturesBathroom - Half
LevelFirst
Dimensions17 x 11
FeaturesWindow(s) - Bay/Bow/Box, Recessed Lighting
LevelFirst
Dimensions24 x 20
FeaturesCloset/Cabinets - Custom Built, Recessed Lighting, Remodeled
LevelFirst
Dimensions14 x 13
LevelBasement
FeaturesYes
Display Options
Outdoor Areas
Patio & porchPatio
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood
Appliances:
Range, Dishwasher, Disposal, Refrigerator, Freezer, Washer, Dryer
Interior Features:
Bathroom - Full, Bathroom
Windows:
Basement:
Y
Laundry:
Electric Dryer Hookup, Washer Hookup, In Basement, In Unit
Security:
Construction & Materials
Year Built:
1979
Structure Type:
Townhouse
Exterior Materials:
Roof:
Shingle
Foundation:
Stories:
3
Heating, Cooling & Utilities
Heating:
Central
Heating Zones:
1
Cooling:
Central Air
Cooling Zones:
1
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio, Stone Wall
Patio & Porch:
Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
2
Parking Features:
Detached, Off Street
Special Features
Fireplaces:
1
Fireplace Type:
Living Room
Community Amenities:
Public Transportation, Shopping, Pool, Tennis Court(s), Park, Conservation Area, Highway Access, House of Worship, Private School, Public School, T-Station
Nearby Schools
School District
Belmont School District local
A+
School Safety
2024-25
0.6%
Low
0.6%
Suspensions
0.8%
In-School
4.9% below state avg
Elementary Schools
7 schools
A
Winthrop L. Chenery Upper Elementary School
0.6 mi
|
#164 of 825
|
Score: 56.5
Dropped 14 spots from last year
-1.8 below state avg
1,028 students
Diverse
Diverse Student Body
Strong Attendance
Grades 04-06
Belmont Day School
0.6 mi
Grades PK-08
CNS/Pathways Academy
0.8 mi
Grades 01-12
B+
Roger E Wellington School
0.2 mi
|
#257 of 825
|
Score: 52.1
Dropped 239 spots from last year
-6.1 below state avg
388 students
Diverse
Diverse Student Body
Strong Attendance
Grades PK-03
A+
Winn Brook School
0.6 mi
|
#59 of 825
|
Score: 61.4
Improved 20 spots from last year
+3.2 above state avg
280 students
Diverse
Rising School
Diverse Student Body
Strong Attendance
Grades K-03
A+
Mary Lee Burbank School
0.6 mi
|
#14 of 825
|
Score: 65.6
Improved 34 spots from last year
+7.4 above state avg
258 students
Diverse
Rising School
Strong Attendance
Grades K-03
A+
Daniel Butler School
0.9 mi
|
#77 of 825
|
Score: 60.4
Improved 1 spots from last year
+2.2 above state avg
254 students
Diverse
Diverse Student Body
Strong Attendance
Grades K-03
Middle Schools
1 school
A+
Belmont Middle School
0.5 mi
|
#16 of 352
|
Score: 62.1
Dropped 14 spots from last year
+3.9 above state avg
727 students
Diverse
Strong Attendance
Grades 07-08
High Schools
4 schools
Arlington School
0.8 mi
Grades 08-12
Belmont Hill School
0.9 mi
Grades 07-12
Le Sallay Studies
0.9 mi
Grades 06-12
A+
Belmont High School
0.4 mi
|
#11 of 346
|
Score: 75.4
Dropped 1 spots from last year
+17.2 above state avg
1,498 students
Diverse
21 sports
• 2,714 athletes
Strong AP Program
High Graduation Rate
College Ready Curriculum
Strong Athletics
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$1,176
Homeowners Insurance
$200
HOA Fee
$1,247/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
86 Common Street # 86, Belmont MA 02478
Belmont, MA 02478
Listing Information
Listing Agent
Lynn Findlay
Listing Office
Coldwell Banker Realty - Belmont
Office Phone
617-484-5300
Agent MLS ID
CT005036
Office MLS ID
AN6190
Listing Data Updated
Sep 24, 2026 10:29 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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