22 Elm St # 304, Worcester MA 01608
Worcester, MA 01608
$209,300
Est. $2,405/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
22 Elm is a residential development in Worcester consisting of 22 units. All 22 units will be sold to households earning at or below 80% AMI (Area Median Income) for the Worcester, MA HUD Metro FMR Area. 1HH $73,750, 2HH $84,300, 3HH $94,850, Asset Limit: $155,000. This exciting new condominium development in the heart of downtown is housed in a beautifully reimagined historic building. 22 brand-new condominiums including one, two, and three bedroom units and offers first-time homebuyers a rare opportunity to put down roots in this vibrant urban core. Residents enjoy premium amenities including an on-site elevator, included storage lockers, bike storage, a fitness center, and a community room with TV and lounge seating. You are less than a quarter mile from multiple WRTA bus stops and approximately half a mile from Union Station, with easy access to the Framingham/Worcester MBTA Commuter Rail line making commuting a breeze.
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Property History
Property Timeline
Listed for Sale
Sep 24, 2026
$209,300
Original listing
Agent: John Costello
Office: Maloney Properties LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/24/2026 | 🏠 Listed for Sale | $209,300 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $9,999 | $999,999 |
Financial Details
Annual Property Tax
$9,999
Tax Year 2026
HOA Fee
$314
Monthly
Assessed Value
$999,999
Facts & Features
Central AC
New Construction
Home Facts
Type
Residential
Style
Condominium
Year Built
2026
Living Area
670 sq ft
Stories
1
Bedrooms
3
Full Baths
2
Total Rooms
4
Interior
Heating
Central
Cooling
Central Air
Flooring
None
Appliances
None
Fireplace
None
Basement
N
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Off Street, Rented
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$9,999
Assessed Value
$999,999
HOA & Community
HOA Fee
$314 Monthly
Fee Includes
Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal, Reserve Funds
Amenities
Elevator(s), Storage
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Parking Will Be Available To Rent, Rate Tbd.
Exclusions
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Mid-Rise"]
Unit/Building
304
Sq Ft Source
Other
Documents
None
County
Worcester
Total market time (incl. prior listings)
4 days
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
2026
Bedrooms
3
Full Bathrooms
2
Living Area
670 sq ft
Total Rooms
4
Stories
1
Entry Level
1
Floor Layout
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
N
Laundry:
Security:
Construction & Materials
Year Built:
2026
Structure Type:
Mid-Rise
Exterior Materials:
Roof:
Foundation:
Stories:
1
Heating, Cooling & Utilities
Heating:
Central
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Parking Features:
Off Street, Rented
Nearby Schools
School District
Worcester School District local
C-
Where Graduates Go
Class of 2021
51%
attend college
35%
4-Year
16%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
4.1%
Above Average
3.3%
Suspensions
1.7%
In-School
0.8%
Emergency
1.4% below state avg
Elementary Schools
10 schools
D
Elm Park Community School
0.4 mi
|
#774 of 825
|
Score: 30.9
Improved 30 spots from last year
-27.4 below state avg
444 students
Diverse
Rising School
Grades K-06
F
Chandler Elementary Community School
0.5 mi
|
#807 of 825
|
Score: 26.6
Dropped 61 spots from last year
-31.6 below state avg
412 students
Diverse
Diverse Student Body
Grades K-06
Summit Academy School for Alternative Learners
0.6 mi
Grades K-12
C-
Jacob Hiatt Magnet School
0.6 mi
|
#693 of 825
|
Score: 36.3
Dropped 138 spots from last year
-21.9 below state avg
362 students
Diverse
Diverse Student Body
Grades PK-06
F
City View School
0.7 mi
|
#809 of 825
|
Score: 26.0
Dropped 76 spots from last year
-32.2 below state avg
440 students
Diverse
Diverse Student Body
Grades PK-06
Venerini Academy
0.7 mi
Grades PK-08
C-
Woodland Academy
0.8 mi
|
#11 of 12
|
Score: 28.8
Improved 726 spots from last year
-29.4 below state avg
486 students
Diverse
Rising School
Grades K-06
C-
Belmont Street Community School
0.9 mi
|
#723 of 825
|
Score: 34.2
Dropped 114 spots from last year
-24 below state avg
605 students
Diverse
Diverse Student Body
Grades PK-06
C-
Learning First Charter Public School
1.0 mi
|
#292 of 352
|
Score: 32.3
Improved 40 spots from last year
-25.9 below state avg
666 students
Diverse
Rising School
Grades K-08
F
Grafton Street School
1.0 mi
|
#796 of 825
|
Score: 28.9
Improved 3 spots from last year
-29.3 below state avg
438 students
Diverse
Diverse Student Body
Grades K-06
Middle Schools
6 schools
The Nativity School of Worcester
0.8 mi
Grades 05-08
Worcester SDA School
2.8 mi
Grades 01-08
C-
Worcester East Middle School
1.3 mi
|
#302 of 352
|
Score: 31.5
Improved 51 spots from last year
-26.7 below state avg
781 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
C+
Forest Grove Middle School
1.6 mi
|
#230 of 352
|
Score: 38.2
Improved 90 spots from last year
-20 below state avg
938 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
C+
Burncoat Middle School
2.4 mi
|
#231 of 352
|
Score: 38.0
Improved 50 spots from last year
-20.2 below state avg
679 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
B
Sullivan Middle School
3.3 mi
|
#156 of 352
|
Score: 44.0
Improved 29 spots from last year
-14.2 below state avg
954 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
High Schools
10 schools
B+
Claremont Academy
1.0 mi
|
#9 of 25
|
Score: 37.3
Improved 317 spots from last year
-20.9 below state avg
451 students
Moderate
10 sports
• 216 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 07-12
Worcester Academy
1.1 mi
Grades 06-12
Worcester Alternative High School
1.5 mi
36 students
Diverse
Diverse Student Body
Grades 07-12
C-
University Park Campus School
1.7 mi
|
#286 of 346
|
Score: 42.8
Dropped 9 spots from last year
-15.4 below state avg
224 students
Diverse
Early College Program
College Ready Curriculum
Grades 07-12
Notre Dame Academy
1.7 mi
Grades 07-12
Saint Paul Diocesan Junior/Senior High School
1.9 mi
Grades 07-12
A+
Massachusetts Academy of Math and Science at WPI
0.8 mi
|
#2 of 346
|
Score: 91.7
Same rank as last year
98 students
Moderate
Strong AP Program
College Ready Curriculum
Strong Attendance
Grades 11-12
B-
Doherty Memorial High School
0.9 mi
|
#199 of 346
|
Score: 52.3
Improved 22 spots from last year
-5.9 below state avg
1,756 students
Very Diverse
19 sports
• 1,302 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
C+
Worcester Technical High School
1.6 mi
|
#223 of 346
|
Score: 50.1
Improved 43 spots from last year
-8.1 below state avg
1,409 students
Diverse
19 sports
• 1,016 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
C-
North High School
1.9 mi
|
#299 of 346
|
Score: 38.8
Improved 28 spots from last year
-19.4 below state avg
1,377 students
Diverse
14 sports
• 498 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
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Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$833
Homeowners Insurance
$200
HOA Fee
$314/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
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Current Rate
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
22 Elm St # 304, Worcester MA 01608
Worcester, MA 01608
Listing Information
Listing Agent
John Costello
Listing Office
Maloney Properties LLC
Office Phone
781-943-0200
Agent MLS ID
CN200524
Office MLS ID
BB3875
Listing Data Updated
Sep 28, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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