741-745 Union St, Springfield MA 01109

Springfield, MA 01109
$499,900
$489,900
Est. $2,977/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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10
Beds
3
Baths
3,401
Sq Ft
$144
Price/Sq Ft
0.15
Acres
1889
Year Built
6
Parking
18
Days on Market
For Sale Price Drop -$10,000 Listed Sep 20, 2026 • MLS# 73580081 Copied! • Updated Oct 9, 2026

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About this home

ASK ABOUT THE *5.5% RATE! Fantastic opportunity to own a beautifully renovated two-family duplex property in Springfield! Each spacious unit offers 5 bedrooms, 1.5 baths, as well as separate dining room, living room, large kitchen, and a family/bonus room on the 3rd floor. With 3400 sq. ft. of living space, parking for 3 cars in each driveway, and fenced back yards, this property is a wonderful owner occupied home for multi-generational living or for the investor who wants a turn-key cash cow. Both units feature new kitchens with granite counters, wood flooring, and updated baths. One unit has new appliances. Each unit has it's own forced-air gas heat, electrical meters, and gas hot water heaters. Located in a convenient area across from the beautiful DeBarry and Swan Elementary Schools, quick access to Downtown Springfield, STCC, and many other nearby amenities. Renovated, deleaded, and move-in ready, this property offers excellent space and flexibility for owner-occupants or investors. (*rate subject to change)

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Recently Sold Nearby

Property History

Market Insights

1
Price Changes
2%
Price Range

Property Timeline

↓
Price Reduced
Oct 5, 2026
$489,900 $10,000 (-2%)
From $499,900 to $489,900 (-2.0%)
👤
Agent Changed
Sep 20, 2026
Alice Kempf → Kempf-Vanderburgh Realty Consultants
Agent: Kempf-Vanderburgh Realty Consultants
👤
Agent Changed
Sep 20, 2026
Kempf-Vanderburgh Realty Consultants → Alice Kempf
Agent: Alice Kempf
🏠
Listed for Sale
Sep 20, 2026
$499,900
Original listing
Agent: Kempf-Vanderburgh Realty Consultants Office: Kempf-Vanderburgh Realty Consultants, Inc.

Tax History

Year Taxes Assessment
2025 $3,592 $229,100

Financial Details

Annual Property Tax
$3,592
Tax Year 2025
Assessed Value
$229,100

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Side by Side
Year Built 1889
Living Area 3,401 sq ft
Lot Size 0.15 acres
Stories 4
Bedrooms 10
Full Baths 2
Half Baths 2
Total Rooms 18

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent — · N
Heating Forced Air, Natural Gas
Cooling None
Flooring Wood, Varies, Hardwood
Appliances Range, Microwave, Refrigerator, None
Fireplace None
Basement Full, Interior Entry, Bulkhead, Concrete
Laundry Electric Dryer Hookup, Washer Hookup
Features Stone/granite/solid Counters, Upgraded Cabinets, Bathroom With Tub & Shower, Remodeled, Living Room, Dining Room, Kitchen, Family Room
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch
Features None
Total Spaces 6
Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup, Varies Per Unit

Financial

Annual Tax $3,592
Assessed Value $229,100
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Certified Treated
Seller Disclosures Seller Has Never Lived In The Property. Seller Has A Ma Re License.
Possession None
Accepted Financing None
Structure Type []
House Color navy
Sq Ft Source Public Record
Documents None
County Hampden
Total market time (incl. prior listings) 19 days

Property Overview

Property Type
2 Family - 2 Units Side by Side
Listing Type
For Sale
Year Built
1889
Bedrooms
10
Full Bathrooms
2
Half Bathrooms
2
Living Area
3,401 sq ft
Total Rooms
18
Stories
4
Levels
4

Floor Layout

Interior Features

Flooring: Wood, Varies, Hardwood
Appliances: Range, Microwave, Refrigerator, None
Interior Features: Stone/Granite/Solid Counters, Upgraded Cabinets, Bathroom With Tub & Shower, Remodeled, Living Room, Dining Room, Kitchen, Family Room
Windows: Insulated Windows
Basement: Full, Interior Entry, Bulkhead, Concrete
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1889
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Brick/Mortar
Stories: 4

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Total Parking Spaces: 6
Parking Features:

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $299
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

741-745 Union St, Springfield MA 01109

Springfield, MA 01109

Listing Information

Listing Agent Kempf-Vanderburgh Realty Consultants
Listing Office Kempf-Vanderburgh Realty Consultants, Inc.
Office Phone 413-200-2353
Agent MLS ID TM332078
Office MLS ID AN7213
Listing Data Updated Oct 9, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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