184 Main St, Oxford MA 01540

Oxford, MA 01540
$599,900
Est. $3,628/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
4
Baths
2,700
Sq Ft
$222
Price/Sq Ft
1.35
Acres
1990
Year Built
10
Parking
20
Days on Market
For Sale Listed Sep 18, 2026 • MLS# 73579766 Copied! • Updated Sep 22, 2026

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About this home

2 RESIDENTIAL UNITS + 2 COMMERCIAL SPACES come together at 184 Main Street in Oxford, offering a unique mixed-use investment opportunity with flexibility for today and potential for the future. Buyers may also explore the possibility of converting the two commercial spaces into additional residential units, subject to town approvals, zoning, permitting, and buyer due diligence.Set on an impressive 1.35-acre (58,806 sq. ft.) lot along Oxford’s highly visible Main Street corridor, this versatile property offers an attractive opportunity for investors, business owners, owner-occupants, or buyers looking to create multiple potential income streams.The property currently combines two residential units with two flexible commercial spaces, creating a variety of possibilities under one roof. Operate your own business while generating rental income, expand your investment portfolio, establish professional or office space, explore a live/work setup, or investigate the potential to reposition the commercial spaces for residential use.The residential units offer comfortable living spaces with kitchens, bedrooms, baths, and natural light, while the commercial areas feature flexible layouts that may accommodate a variety of professional or business uses. The configuration gives a new owner the ability to think creatively about how each space can be utilized to maximize the property’s potential.Outside, the expansive lot provides substantial space and off-street parking, while the property’s Main Street presence offers excellent visibility and accessibility for residents, tenants, customers, or clients.Location adds even more value, with convenient access to Route 12, US-20, and I-395, along with nearby shops, dining, schools, and area amenities.More than just a property, 184 Main Street offers the opportunity to own a sizable piece of Oxford real estate with existing residential and commercial income potential, plus flexibility for future use. Buyers and buyers’ agents to perform their own due diligence regarding zoning, permitted uses, conversion possibilities, and all intended future uses.

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Property History

Property Timeline

🏠
Listed for Sale
Sep 18, 2026
$599,900
Original listing
Agent: The Hamre Martin Team Office: Real Broker MA, LLC

Tax History

Year Taxes Assessment
2025 $4,738 $181,200

Financial Details

Annual Property Tax
$4,738
Tax Year 2025
Assessed Value
$181,200

Facts & Features

Home Facts

Type Residential Income
Style Multi Family
Year Built 1990
Living Area 2,700 sq ft
Lot Size 1.35 acres
Stories 2
Bedrooms 4
Full Baths 4
Total Rooms 12

Investment Metrics

Units 2
Unit 1 Rent $1,050/mo · Y
Unit 2 Rent — · N
Total Monthly Rent $1,050/mo
Heating Electric
Cooling Window Unit(s)
Flooring None
Appliances Range, Refrigerator
Fireplace None
Basement None
Laundry None
Features Living Room, Kitchen, Laundry Room
Construction Frame
Architecture None
Roof Shingle
Features Balcony
Pool None
Spa None
Fencing None
Patio/Porch None
Features Other
Total Spaces 10
Electric None
Water Public
Sewer Private Sewer
Gas None
Other For Electric Range

Financial

Annual Tax $4,738
Assessed Value $181,200
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Property Is Also Listed As Commercial Listing With Listing Id: 73579562. First Look At The Brokers Open 9/23 12:00-1:30pm!
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 4 days

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1990
Bedrooms
4
Full Bathrooms
4
Living Area
2,700 sq ft
Total Rooms
12
Stories
2
Levels
2

Floor Layout

Interior Features

Flooring:
Appliances: Range, Refrigerator
Interior Features: Living Room, Kitchen, Laundry Room
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Year Built: 1990
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter
Stories: 2

Heating, Cooling & Utilities

Heating: Electric
Cooling: Window Unit(s)
Hot Water: Natural Gas
Water Source: Public
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Other
Road Surface:

Parking & Garage

Total Parking Spaces: 10
Parking Features: Other

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
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Over life of loan
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Including down payment
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Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $395
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

184 Main St, Oxford MA 01540

Oxford, MA 01540

Listing Information

Listing Agent The Hamre Martin Team
Listing Office Real Broker MA, LLC
Office Phone 413-273-1381
Agent MLS ID TM325017
Office MLS ID AN8754
Listing Data Updated Sep 22, 2026 9:06 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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