38 Oberlin St, Worcester MA 01610
Worcester, MA 01610
$727,000
$679,900
Est. $4,288/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
About this home
Spacious and well-maintained three-family property located near Clark University, offering an excellent investment opportunity. This large multi-family features a desirable unit mix with a 4-bedroom first-floor unit, 3-bedroom second-floor unit, and 2-bedroom third-floor unit. Unit 2 is vacant - ready for Owner Occupied or Investor opportunity! Nicely maintained throughout, the property offers strong rental potential in a highly sought-after location close to universities, public transportation, shopping, and local amenities. Excellent opportunity for investors looking for solid income potential in the heart of Worcester.
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Recently Sold Nearby
Property History
Market Insights
2
Price Changes
6.5%
Price Range
Property Timeline
Price Reduced
Oct 9, 2026
$679,900
$20,000
(-2.86%)
From $699,900 to $679,900 (-2.9%)
Price Reduced
Sep 30, 2026
$699,900
$27,100
(-3.73%)
From $727,000 to $699,900 (-3.7%)
Listed for Sale
Sep 17, 2026
$727,000
Original listing
Agent: Kelly Rynearson
Office: Byrnes Real Estate Group LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/09/2026 | ↓ Price Reduced | $679,900 | $20,000 | - | From $699,900 to $679,900 (-2.9%) |
| 09/30/2026 | ↓ Price Reduced | $699,900 | $27,100 | - | From $727,000 to $699,900 (-3.7%) |
| 09/17/2026 | 🏠 Listed for Sale | $727,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $7,801 | $591,400 |
Financial Details
Annual Property Tax
$7,801
Tax Year 2025
Assessed Value
$591,400
Facts & Features
Home Facts
Type
Residential Income
Style
3 Family
Year Built
1890
Living Area
3,746 sq ft
Lot Size
0.08 acres
Stories
3
Bedrooms
9
Full Baths
3
Total Rooms
16
Investment Metrics
Units
3
Unit 1 Rent
$1,997/mo · Y
Unit 2 Rent
— · Y
Unit 3 Rent
$1,725/mo · Y
Total Monthly Rent
$3,722/mo
Gross Income
$66,900
Net Operating Income
$66,900
Cap Rate
9.84%
Interior
Heating
Forced Air, Natural Gas
Cooling
None
Flooring
Wood
Appliances
Range, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Full
Laundry
None
Features
Storage, Living Room, Kitchen
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Rain Gutters
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Features
Paved Drive, Off Street, Assigned
Total Spaces
2
Utilities
Electric
110 Volts
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$7,801
Assessed Value
$591,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
1st Floor Is Section 8/ Hap Pays 1648/ Tenant Pays 452/ No Photos Of Unit 3 Seller Has Never Occupied The Property. Unit 2 Is Now Vacant - Photos Are From Previous Tenant.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Total market time (incl. prior listings)
107 days
Property Overview
Property Type
3 Family
Listing Type
For Sale
Year Built
1890
Bedrooms
9
Full Bathrooms
3
Living Area
3,746 sq ft
Total Rooms
16
Stories
3
Levels
3
Floor Layout
Interior Features
Flooring:
Wood
Appliances:
Range, Refrigerator, Washer, Dryer
Interior Features:
Storage, Living Room, Kitchen
Windows:
Skylight(s)
Basement:
Full
Laundry:
Security:
Construction & Materials
Year Built:
1890
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Stories:
3
Heating, Cooling & Utilities
Heating:
Forced Air, Natural Gas
Heating Zones:
1
Cooling:
None
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Rain Gutters
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Paved Drive, Off Street, Assigned
Nearby Schools
School District
Worcester School District local
C-
Where Graduates Go
Class of 2021
51%
attend college
35%
4-Year
16%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
4.1%
Above Average
3.3%
Suspensions
1.7%
In-School
0.8%
Emergency
1.4% below state avg
Elementary Schools
10 schools
C-
Woodland Academy
0.3 mi
|
#11 of 12
|
Score: 28.8
Improved 726 spots from last year
-29.4 below state avg
486 students
Diverse
Rising School
Grades K-06
C-
Goddard School/Science Technical
0.5 mi
|
#707 of 825
|
Score: 35.1
Improved 13 spots from last year
-23.1 below state avg
334 students
Diverse
Grades PK-06
C-
Jacob Hiatt Magnet School
0.6 mi
|
#693 of 825
|
Score: 36.3
Dropped 138 spots from last year
-21.9 below state avg
362 students
Diverse
Diverse Student Body
Grades PK-06
C+
Columbus Park School
0.6 mi
|
#9 of 12
|
Score: 31.8
Improved 720 spots from last year
-26.4 below state avg
358 students
Diverse
Rising School
Diverse Student Body
Grades PK-06
C-
Canterbury School
0.6 mi
|
#747 of 825
|
Score: 32.8
Improved 62 spots from last year
-25.4 below state avg
307 students
Diverse
Rising School
Diverse Student Body
Grades PK-06
F
Chandler Elementary Community School
0.7 mi
|
#807 of 825
|
Score: 26.6
Dropped 61 spots from last year
-31.6 below state avg
412 students
Diverse
Diverse Student Body
Grades K-06
C-
Midland Street School
1.2 mi
|
#718 of 825
|
Score: 34.5
Dropped 195 spots from last year
-23.7 below state avg
239 students
Diverse
Diverse Student Body
Grades K-06
D
Elm Park Community School
1.2 mi
|
#774 of 825
|
Score: 30.9
Improved 30 spots from last year
-27.4 below state avg
444 students
Diverse
Rising School
Grades K-06
C-
Learning First Charter Public School
1.3 mi
|
#292 of 352
|
Score: 32.3
Improved 40 spots from last year
-25.9 below state avg
666 students
Diverse
Rising School
Grades K-08
Our Lady of the Angels School
1.3 mi
Grades PK-08
Middle Schools
6 schools
The Nativity School of Worcester
1.9 mi
Grades 05-08
Worcester SDA School
2.2 mi
Grades 01-08
C-
Worcester East Middle School
1.9 mi
|
#302 of 352
|
Score: 31.5
Improved 51 spots from last year
-26.7 below state avg
781 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
B
Sullivan Middle School
2.1 mi
|
#156 of 352
|
Score: 44.0
Improved 29 spots from last year
-14.2 below state avg
954 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
C+
Forest Grove Middle School
2.3 mi
|
#230 of 352
|
Score: 38.2
Improved 90 spots from last year
-20 below state avg
938 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
C+
Burncoat Middle School
3.4 mi
|
#231 of 352
|
Score: 38.0
Improved 50 spots from last year
-20.2 below state avg
679 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
High Schools
10 schools
B+
Claremont Academy
0.2 mi
|
#9 of 25
|
Score: 37.3
Improved 317 spots from last year
-20.9 below state avg
451 students
Moderate
10 sports
• 216 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 07-12
C-
University Park Campus School
0.6 mi
|
#286 of 346
|
Score: 42.8
Dropped 9 spots from last year
-15.4 below state avg
224 students
Diverse
Early College Program
College Ready Curriculum
Grades 07-12
Worcester Alternative High School
1.0 mi
36 students
Diverse
Diverse Student Body
Grades 07-12
Worcester Academy
1.5 mi
Grades 06-12
Notre Dame Academy
2.0 mi
Grades 07-12
Saint Paul Diocesan Junior/Senior High School
2.1 mi
Grades 07-12
B-
Doherty Memorial High School
1.0 mi
|
#199 of 346
|
Score: 52.3
Improved 22 spots from last year
-5.9 below state avg
1,756 students
Very Diverse
19 sports
• 1,302 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
A+
Massachusetts Academy of Math and Science at WPI
1.9 mi
|
#2 of 346
|
Score: 91.7
Same rank as last year
98 students
Moderate
Strong AP Program
College Ready Curriculum
Strong Attendance
Grades 11-12
B
South High Community School
2.3 mi
|
#169 of 346
|
Score: 54.3
Improved 64 spots from last year
-3.9 below state avg
1,770 students
Diverse
19 sports
• 1,056 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
C+
Worcester Technical High School
2.7 mi
|
#223 of 346
|
Score: 50.1
Improved 43 spots from last year
-8.1 below state avg
1,409 students
Diverse
19 sports
• 1,016 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$650
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
38 Oberlin St, Worcester MA 01610
Worcester, MA 01610
Listing Information
Listing Agent
Kelly Rynearson
Listing Office
Byrnes Real Estate Group LLC
Office Phone
833-429-7637
Agent MLS ID
CN227030
Office MLS ID
AN7224
Listing Data Updated
Oct 9, 2026 10:16 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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