41 Middle St, Newburyport MA 01950
Newburyport, MA 01950
$1,275,000
Est. $7,390/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
19
Sep
Saturday, September 19
12:00 PM - 1:30 PM EDT
20
Sep
Sunday, September 20
11:00 AM - 12:30 PM EDT
About this home
A rare opportunity to own a beautifully renovated two-unit brick rowhouse in the heart of historic downtown Newburyport. This property offers cozy, sophisticated in-town living, just steps from the beautiful waterfront and restaurants of State Street. Both residences are fully furnished and move-in ready, offering exceptional flexibility for owner-occupants seeking rental income, multigenerational living, or investors looking for a distinctive downtown property.Substantial renovations and thoughtful improvements have carefully updated the property while preserving its historic character and charm. The result is a stylish, comfortable, low-maintenance home that feels both timeless and beautifully suited to the relaxed, coastal Newburyport lifestyle.
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Recently Sold Nearby
Property History
Market Insights
65.5%
Price Range
1
Previous Sales
Property Timeline
Property Type Updated
Sep 16, 2026
Multi Family → 2 Family - 2 Units Up/Down
Listed for Sale
Sep 16, 2026
$1,275,000
Original listing
Office: Seaside Realty
Previous Transaction - MLS #71816018
Full transaction history available when tracking began
Previously Sold
Nov 17, 2015
$440,000
MLS #71816018
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/16/2026 | 🔧 Property Type Updated | - | - | - | Multi Family → 2 Family - 2 Units Up/Down |
| 09/16/2026 | 🏠 Listed for Sale | $1,275,000 | - | - | Original listing |
| 11/17/2015 | 🏷️ Previously Sold | $440,000 | - | - | MLS #71816018 |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $8,914 | $962,600 |
Financial Details
Annual Property Tax
$8,914
Tax Year 2026
Assessed Value
$962,600
Facts & Features
Central AC
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
1850
Living Area
2,016 sq ft
Lot Size
0.03 acres
Stories
4
Bedrooms
3
Full Baths
2
Total Rooms
7
Investment Metrics
Units
2
Unit 1 Rent
$3,000/mo · Y
Unit 2 Rent
$3,700/mo · N
Total Monthly Rent
$6,700/mo
Gross Income
$80,400
Net Operating Income
$80,400
Cap Rate
6.31%
Interior
Heating
Floor Furnace, Central
Cooling
Window Unit(s), Central Air
Flooring
Wood, Tile, Laminate, Hardwood
Appliances
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer, Disposal, Plumbed For Ice Maker
Fireplace
Gas
Fireplaces
7
Basement
Partial, Concrete
Laundry
Electric Dryer Hookup
Features
High Speed Internet, Upgraded Cabinets, Upgraded Countertops, Walk-in Closet(s), Bathroom With Shower Stall, Smart Thermostat, Remodeled, Walk-up Attic, Stone/granite/solid Counters, Bathroom With Tub & Shower, Open Floorplan, Living Room, Kitchen, Laundry Room, Dining Room
Exterior
Construction
Brick
Architecture
None
Roof
Shingle
Features
Balcony/deck, Rain Gutters
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Deck - Wood, Patio - Enclosed
Parking
Features
Leased, On Street
Utilities
Electric
220 Volts, Individually Metered
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Oven, For Electric Dryer, Icemaker Connection
Financial
Annual Tax
$8,914
Assessed Value
$962,600
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Seller/owner. Please Contact Seller For All Inquiries And Appointments. Entry Only Listing. Only 1 Of The Fireplaces Is A Working Gas Fp .the Other 6 Are Decorative. Apt B Has Central Air And The Unit A Has Window Acs
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Brick
Sq Ft Source
Public Record
Documents
None
County
Essex
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1850
Bedrooms
3
Full Bathrooms
2
Living Area
2,016 sq ft
Total Rooms
7
Stories
4
Levels
4
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,725 sq ft above grade
378 sq ft below grade
Display Options
Outdoor Areas
Patio & porchDeck - Wood, Patio - Enclosed
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Laminate, Hardwood
Appliances:
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer, Disposal, Plumbed For Ice Maker
Interior Features:
High Speed Internet, Upgraded Cabinets, Upgraded Countertops, Walk-In Closet(s), Bathroom with Shower Stall, Smart Thermostat, Remodeled, Walk-Up Attic, Stone/Granite/Solid Counters, Bathroom With Tub & Shower, Open Floorplan, Living Room, Kitchen, Laundry Room, Dining Room
Windows:
Insulated Windows, Screens
Basement:
Partial, Concrete
Laundry:
Electric Dryer Hookup
Security:
Construction & Materials
Year Built:
1850
Structure Type:
Exterior Materials:
Brick
Roof:
Shingle
Foundation:
Stone, Brick/Mortar
Stories:
4
Heating, Cooling & Utilities
Heating:
Floor Furnace, Central
Heating Zones:
2
Cooling:
Window Unit(s), Central Air
Cooling Zones:
1
Hot Water:
Electric
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Thermostat
Exterior & Lot
Exterior Features:
Balcony/Deck, Rain Gutters
Patio & Porch:
Deck - Wood, Patio - Enclosed
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Parking Features:
Leased, On Street
Special Features
Fireplaces:
7
Fireplace Type:
Gas
View:
Yes
View Type:
City View(s), City
Community Amenities:
Nearby Schools
School District
Newburyport School District local
A-
School Safety
2024-25
0.0%
Very Low (Safest)
5.5% below state avg
Elementary Schools
3 schools
Newburyport Montessori School
0.2 mi
Grades PK-K
Immaculate Conception School
0.3 mi
Grades K-08
A-
Edward G. Molin Elementary School
1.0 mi
|
#240 of 825
|
Score: 52.9
Improved 36 spots from last year
-5.4 below state avg
294 students
Less Diverse
Rising School
Strong Attendance
Grades 04-05
Middle Schools
2 schools
A
Rupert A Nock Middle School
1.0 mi
|
#58 of 352
|
Score: 55.6
Improved 47 spots from last year
-2.6 below state avg
498 students
Less Diverse
Rising School
Strong Attendance
Grades 06-08
B
Amesbury Middle School
4.1 mi
|
#171 of 352
|
Score: 42.8
Improved 52 spots from last year
-15.4 below state avg
366 students
Moderate
Rising School
Grades 06-08
High Schools
3 schools
A
Newburyport High School
0.9 mi
|
#53 of 346
|
Score: 67.1
Improved 12 spots from last year
+8.8 above state avg
745 students
Less Diverse
18 sports
• 1,722 athletes
Strong AP Program
High Graduation Rate
College Ready Curriculum
Strong Athletics
Grades 09-12
The Governor's Academy
4.4 mi
Grades 09-12
Coastal Connections Academy
4.5 mi
Grades 12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$743
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
41 Middle St, Newburyport MA 01950
Newburyport, MA 01950
Listing Information
Listing Agent
Kerri O'Neill
Listing Office
Seaside Realty
Office Phone
978-335-5586
Agent MLS ID
C9500936
Office MLS ID
AN6747
Listing Data Updated
Sep 16, 2026 7:40 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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