FeaturesFlooring - Vinyl, Deck - Exterior
LevelFirst
12 Chauncy Street # 4, Cambridge MA 02138
Cambridge, MA 02138 • Harvard Square
$649,000
Est. $4,016/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
20
Sep
Sunday, September 20
11:00 AM - 12:30 PM EDT
19
Sep
Saturday, September 19
11:00 AM - 12:30 PM EDT
17
Sep
Thursday, September 17
11:00 AM - 12:30 PM EDT
About this home
Harvard Square living with private deck and serene treetop views from this Italianate Victorian beauty. This lovely top-floor 1 bed condo sits just a block from Harvard Law and minutes to the heart of Harvard Sq shops, dining, MBTA. The open living space offers a cozy living room, office nook, dining area and updated kitchen with newer cabinetry, quartz countertops, stainless appliances, gas cooking, and in-unit combo washer/dryer. Kitchen opens to private south-facing deck, extending the living for outdoor dining, container gardening, or simply coffee and a book. The spacious bedroom is tucked away from the main living area for added privacy. Hardwood floors, designer lighting, tiled bath with updated fixtures, multiple closets, plus common hallway storage closet and deeded basement storage. Professionally managed association with high owner occupancy and low turnover, common amenities and strong community, set in a truly outstanding location. Seller has enjoyed off-street parking at a nearby rented space – see agent for details.
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Recently Sold Nearby
Property History
Market Insights
8.3%
Price Range
1
Previous Sales
Property Timeline
Listed for Sale
Sep 15, 2026
$649,000
Original listing
Office: Gibson Sotheby's International Realty
Previous Transaction - MLS #72802370
Full transaction history available when tracking began
Previously Sold
May 26, 2021
$595,000
MLS #72802370
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/15/2026 | 🏠 Listed for Sale | $649,000 | - | - | Original listing |
| 05/26/2021 | 🏷️ Previously Sold | $595,000 | - | - | MLS #72802370 |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $985 | $656,500 |
Financial Details
Annual Property Tax
$985
Tax Year 2026
HOA Fee
$452
Monthly
Assessed Value
$656,500
Facts & Features
Home Facts
Type
Residential
Style
Condominium
Year Built
1880
Living Area
640 sq ft
Stories
1
Bedrooms
1
Full Baths
1
Total Rooms
3
Interior
Heating
Steam, Oil
Cooling
Window Unit(s)
Flooring
Wood, Tile, Vinyl
Appliances
Range, Dishwasher, Refrigerator, Washer/dryer, Range Hood
Fireplace
None
Basement
Y
Laundry
In Unit, Electric Dryer Hookup, Washer Hookup
Features
None
Exterior
Construction
Frame
Architecture
Other (see Remarks)
Roof
Shingle, Slate, Rubber
Features
Porch
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Features
On Street
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$985
Assessed Value
$656,500
HOA & Community
HOA Fee
$452 Monthly
Fee Includes
Heat, Water, Sewer, Insurance, Maintenance Grounds, Snow Removal, Trash, Reserve Funds
Amenities
Hot Water, Laundry, Storage
Optional Fee Includes
None
Owner-Occupied Units
8
Pets
Yes
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Taxes Reflect Residential Exemption.
Exclusions
Seller Will Leave Window Ac Unit For Buyer.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Unit/Building
4
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1880
Bedrooms
1
Full Bathrooms
1
Living Area
640 sq ft
Total Rooms
3
Stories
1
Entry Level
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
640 sq ft above grade
FeaturesBathroom - Full, Bathroom - Tiled With Tub, Flooring - Stone/Ceramic Tile
LevelFirst
FeaturesFlooring - Wood, Open Floorplan
LevelFirst
FeaturesFlooring - Wood, Open Floorplan
LevelFirst
FeaturesCloset, Flooring - Wood
LevelFirst
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Vinyl
Appliances:
Range, Dishwasher, Refrigerator, Washer/Dryer, Range Hood
Interior Features:
Windows:
Basement:
Y
Laundry:
In Unit, Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Other (See Remarks)
Year Built:
1880
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle, Slate, Rubber
Foundation:
Stories:
1
Heating, Cooling & Utilities
Heating:
Steam, Oil
Heating Zones:
1
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Parking Features:
On Street
Nearby Schools
School District
Cambridge School District local
A-
Where Graduates Go
Class of 2021
65%
attend college
58%
4-Year
7%
2-Year
23%
Out of State
7%
Working
School Safety
2024-25
1.2%
Low
0.8%
Suspensions
0.2%
In-School
0.4%
Emergency
4.3% below state avg
Elementary Schools
10 schools
St. Peter Elementary School
0.4 mi
Grades PK-08
Cambridge Montessori School
0.7 mi
Grades PK-06
Cambridge Friends School
0.8 mi
Grades PK-08
A
Benjamin Banneker Charter Public School
1.0 mi
|
#105 of 825
|
Score: 59.1
Dropped 84 spots from last year
+0.9 above state avg
344 students
Less Diverse
Grades PK-06
Shady Hill School
1.1 mi
Grades PK-08
A
Amigos School
1.3 mi
|
#46 of 352
|
Score: 57.6
Improved 13 spots from last year
-0.6 below state avg
421 students
Diverse
Diverse Student Body
Strong Attendance
Grades PK-08
C
Prospect Hill Academy Charter School
1.4 mi
|
#246 of 346
|
Score: 47.4
Improved 36 spots from last year
-10.8 below state avg
888 students
Diverse
Rising School
College Ready Curriculum
Diverse Student Body
Grades PK-12
Lycee International de Boston/International School of Boston, Inc.
1.7 mi
Grades 01-12
Fayerweather Street School
1.9 mi
Grades PK-08
A-
Graham and Parks School
0.2 mi
|
#238 of 825
|
Score: 52.9
Improved 7 spots from last year
-5.3 below state avg
323 students
Very Diverse
Diverse Student Body
Grades PK-05
Middle Schools
5 schools
Allium Montessori School
0.2 mi
Grades 01-06
A
Rindge Avenue Upper School
0.9 mi
|
#66 of 352
|
Score: 54.0
Dropped 1 spots from last year
-4.2 below state avg
278 students
Diverse
Diverse Student Body
Strong Attendance
Grades 06-08
A-
Putnam Avenue Upper School
1.0 mi
|
#104 of 352
|
Score: 49.2
Dropped 25 spots from last year
-9 below state avg
286 students
Very Diverse
Diverse Student Body
Grades 06-08
B-
Cambridge Street Upper School
1.6 mi
|
#207 of 352
|
Score: 39.9
Dropped 19 spots from last year
-18.3 below state avg
317 students
Very Diverse
Diverse Student Body
Grades 06-08
B+
Darby Vassall Upper School
1.9 mi
|
#119 of 352
|
Score: 47.6
Improved 25 spots from last year
-10.6 below state avg
296 students
Very Diverse
Rising School
Diverse Student Body
Grades 06-08
High Schools
3 schools
Farr Academy School
1.4 mi
Grades 07-12
NuVu Innovation School
1.5 mi
Grades 08-12
B-
Community Charter School of Cambridge
2.1 mi
|
#205 of 346
|
Score: 51.9
Dropped 84 spots from last year
-6.3 below state avg
244 students
Diverse
7 sports
• 202 athletes
High Graduation Rate
College Ready Curriculum
Grades 06-12
Learn about these ratings
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Monthly Payment
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Loan Amount
$0
After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$82
Homeowners Insurance
$200
HOA Fee
$452/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
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$0
Total interest paid
$0
Rate Impact
-0.5% Rate
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
Harvard Square
12 Chauncy Street # 4, Cambridge MA 02138
Cambridge, MA 02138
Listing Information
Listing Agent
Laura Segal
Listing Office
Gibson Sotheby's International Realty
Office Phone
617-945-9161
Agent MLS ID
CN205224
Office MLS ID
AN2064
Listing Data Updated
Sep 15, 2026 7:24 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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