FeaturesWalk-In Closet(s), Flooring - Wall to Wall Carpet, Lighting - Overhead
LevelSecond
71 Nicolle Ter, Gardner MA 01440
Gardner, MA 01440
$675,000
$635,000
Est. $3,998/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
Open House Schedule
10
Oct
Saturday, October 10
12:00 PM - 2:00 PM EDT
11
Oct
Sunday, October 11
12:00 PM - 2:00 PM EDT
About this home
A neighborhood setting with a private backyard retreat. At the end of a small, established cul-de-sac, this 3-bedroom, 2.5-bath home offers 2,380 sq. ft. on 1.95 acres, about a mile from Route 2. Wooded surroundings, perennial gardens, and a substantial fenced portion of the yard create an inviting outdoor setting. Enjoy the backyard from the deck or knotty-pine three-season porch. Abundant windows brighten the open kitchen and living room, where a fireplace adds warmth and charm. A formal dining room, separate office, and large bonus room over the two-car garage offer space to gather, work, and unwind. The oversized primary suite has an attached bath and two walk-in closets. A 35-panel owned—not leased—solar system complements heat-pump heating and cooling. Net electric charges averaged $215.96 per billing period across 12 consecutive bills dated Aug. 22, 2025–Aug. 25, 2026, including heating, cooling, and household use. Supporting bills and summary available; future costs vary. The unfinished walkout basement features large windows, a French door, and rough-in plumbing.
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
5.9%
Price Range
Property Timeline
Showing Instructions Updated
Oct 8, 2026
New showing requirements
Price Reduced
Oct 8, 2026
$635,000
$40,000
(-5.93%)
From $675,000 to $635,000 (-5.9%)
Showing Instructions Updated
Sep 10, 2026
New showing requirements
Listed for Sale
Sep 10, 2026
$675,000
Original listing
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/08/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 10/08/2026 | ↓ Price Reduced | $635,000 | $40,000 | - | From $675,000 to $635,000 (-5.9%) |
| 09/10/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 09/10/2026 | 🏠 Listed for Sale | $675,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $7,051 | $491,000 |
Financial Details
Annual Property Tax
$7,051
Tax Year 2025
Assessed Value
$491,000
Facts & Features
2 Car Garage
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
2002
Living Area
2,380 sq ft
Lot Size
1.95 acres
Bedrooms
3
Full Baths
2
Half Baths
1
Total Rooms
8
Interior
Heating
Central, Forced Air, Heat Pump, Air Source Heat Pumps (ashp)
Cooling
Central Air, Heat Pump, High Seer Heat Pump (12+), Whole House Fan
Flooring
Wood, Tile, Carpet, Hardwood, Flooring - Hardwood, Flooring - Wall To Wall Carpet
Appliances
Electric Water Heater, Water Heater, Dishwasher, Disposal, Microwave, Refrigerator, Range Hood, Plumbed For Ice Maker
Fireplace
Living Room
Fireplaces
1
Basement
Full, Walk-out Access, Interior Entry, Radon Remediation System, Concrete, Unfinished
Laundry
Flooring - Stone/ceramic Tile, Main Level, Electric Dryer Hookup, Washer Hookup, First Floor
Features
Lighting - Overhead, Ceiling Fan(s), Home Office, Bonus Room, Finish - Sheetrock, Internet Available - Broadband, Internet Available - Dsl
Exterior
Construction
Frame
Architecture
Colonial
Roof
Shingle
Features
Porch - Enclosed, Deck, Deck - Wood, Rain Gutters, Sprinkler System, Screens, Fenced Yard, Garden
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Porch - Enclosed, Deck, Deck - Wood
Parking
Garage Spaces
2
Has Garage
Yes
Features
Attached, Garage Door Opener, Storage, Paved Drive, Off Street, Paved
Total Spaces
4
Utilities
Electric
220 Volts, Circuit Breakers, 200+ Amp Service, Net Meter
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup, Icemaker Connection
Financial
Annual Tax
$7,051
Assessed Value
$491,000
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
None
Seller Disclosures
Sellers Statement Of Property Condition Available From Listing Broker. Portion Of Property Shown As Wetlands On Massdep Mapping; See Attachments. Buyer To Perform Due Diligence Regarding Wetlands.
Exclusions
Kitchen Range/Stove
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
green
Sq Ft Source
Public Record
Documents
None
County
Worcester
Total market time (incl. prior listings)
28 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2002
Bedrooms
3
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,380 sq ft
Total Rooms
8
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,380 sq ft above grade
FeaturesCloset, Flooring - Wall to Wall Carpet, Lighting - Overhead
LevelSecond
FeaturesBathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - With Tub & Shower, Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Enclosed Shower - Fiberglass
LevelSecond
FeaturesBathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile
LevelSecond
FeaturesBathroom - Full, Ceiling Fan(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet, Lighting - Overhead
LevelSecond
FeaturesFlooring - Hardwood, Window(s) - Bay/Bow/Box, Lighting - Overhead
LevelMain
FeaturesFlooring - Hardwood, Dining Area, Deck - Exterior, Open Floorplan, Recessed Lighting
LevelMain,First
FeaturesBathroom - Half, Ceiling Fan(s), Flooring - Hardwood, Pedestal Sink
LevelMain,First
FeaturesFlooring - Hardwood, Crown Molding
LevelFirst
LevelFirst
FeaturesCeiling Fan(s), Flooring - Hardwood, Deck - Exterior, Open Floorplan, Recessed Lighting, Lighting - Overhead
LevelMain,First
Display Options
Outdoor Areas
Patio & porchPorch - Enclosed, Deck, Deck - Wood
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (3)
BABathroom (3)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Carpet, Hardwood, Flooring - Hardwood, Flooring - Wall to Wall Carpet
Appliances:
Electric Water Heater, Water Heater, Dishwasher, Disposal, Microwave, Refrigerator, Range Hood, Plumbed For Ice Maker
Interior Features:
Lighting - Overhead, Ceiling Fan(s), Home Office, Bonus Room, Finish - Sheetrock, Internet Available - Broadband, Internet Available - DSL
Windows:
Window(s) - Bay/Bow/Box, Insulated Windows, Screens
Basement:
Full, Walk-Out Access, Interior Entry, Radon Remediation System, Concrete, Unfinished
Laundry:
Flooring - Stone/Ceramic Tile, Main Level, Electric Dryer Hookup, Washer Hookup, First Floor
Security:
Construction & Materials
Style:
Colonial
Year Built:
2002
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Central, Forced Air, Heat Pump, Air Source Heat Pumps (ASHP)
Heating Zones:
1
Cooling:
Central Air, Heat Pump, High Seer Heat Pump (12+), Whole House Fan
Cooling Zones:
1
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Attic Vent Elec., Thermostat
Exterior & Lot
Exterior Features:
Porch - Enclosed, Deck, Deck - Wood, Rain Gutters, Sprinkler System, Screens, Fenced Yard, Garden
Patio & Porch:
Porch - Enclosed, Deck, Deck - Wood
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Cul-De-Sac, Easements, Gentle Sloping, Other
Road Surface:
Parking & Garage
Garage Spaces:
2
Garage Type:
Attached
Total Parking Spaces:
4
Parking Features:
Attached, Garage Door Opener, Storage, Paved Drive, Off Street, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Living Room
Community Amenities:
Shopping, Walk/Jog Trails, Golf, Medical Facility, Bike Path, Highway Access, House of Worship, Public School, Sidewalks
Nearby Schools
School District
Gardner School District local
D
School Safety
2024-25
5.8%
Above Average
5.6%
Suspensions
0.5%
In-School
0.2%
Emergency
0.3% above state avg
Elementary Schools
2 schools
Wachusett Hills Christian School
1.4 mi
Grades K-08
C-
Gardner Elementary School
0.9 mi
|
#677 of 825
|
Score: 37.1
Improved 88 spots from last year
-21.1 below state avg
1,071 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
Middle Schools
1 school
D
Gardner Middle School
1.4 mi
|
#335 of 352
|
Score: 27.0
Dropped 4 spots from last year
-31.2 below state avg
528 students
Diverse
Grades 05-07
High Schools
2 schools
C+
Gardner High School
1.2 mi
|
#230 of 346
|
Score: 49.5
Improved 83 spots from last year
-8.7 below state avg
797 students
Diverse
15 sports
• 820 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
0.8 mi
|
#325 of 346
|
Score: 30.7
Improved 54 spots from last year
-27.5 below state avg
74 students
Diverse
Early College Program
Rising School
Career Tech Programs
Grades 09-12
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Loan Amount
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$588
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
71 Nicolle Ter, Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Lydia Desgroseilliers
Listing Office
Heritage Park Realty INC
Office Phone
978-632-0553
Agent MLS ID
H0426608
Office MLS ID
H11600
Listing Data Updated
Oct 8, 2026 3:15 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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