27 Regan St, Gardner MA 01440

Gardner, MA 01440
$530,000
Est. $3,447/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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8
Beds
3
Baths
3,049
Sq Ft
$174
Price/Sq Ft
0.09
Acres
1900
Year Built
6
Parking
30
Days on Market
For Sale Listed Sep 8, 2026 • MLS# 73572975 Copied! • Updated Oct 2, 2026

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About this home

GROUP SHOWINGS BY APPT. ONLY ON — TUES./THURS./SUN. BEAUTIFULLY MAINTAINED & THOUGHTFULLY UPDATED THREE-FAMILY! This three-family home was updated in 2015, with numerous improvements including updated plumbing, electrical wiring, roof, Anderson windows, rear egress, fencing, and furnaces. Each unit offers a spacious layout with generously sized rooms, featuring two 3-bedroom units and one 2-bedroom unit. The mudrooms provide additional storage and functionality, making each apartment comfortable, practical, and appealing to tenants. The property also offers off-street parking, a highly desirable feature that adds convenience for tenants and additional value for owners. Outside, beautiful perennial landscaping creates excellent curb appeal and showcases the pride of ownership throughout the property. Whether you're an investor looking to add a solid multi-family asset to your portfolio or an owner-occupant looking to offset your housing costs with rental income, this property offers an attractive combination of updates, spacious apartments, parking, functionality, and long-term investment potential. //PACKAGE OPPORTUNITY//: This property may also be available as part of a package with 17 Regan St., Gardner, subject to the terms and timing. Check out MLS #73572990

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Recently Sold Nearby

Property History

Market Insights

Property Timeline

•
Back On Market
Sep 28, 2026
Active
📋
Status: Active under contract
Sep 18, 2026
Active → Active Under Contract
🏠
Listed for Sale
Sep 8, 2026
$530,000
Original listing
Agent: Michele Mathieu Office: LAER Realty Partners

Tax History

Year Taxes Assessment
2026 $6,807 $494,300

Financial Details

Annual Property Tax
$6,807
Tax Year 2026
Assessed Value
$494,300

Facts & Features

Home Facts

Type Residential Income
Style 3 Family - 3 Units Up/Down
Year Built 1900
Living Area 3,049 sq ft
Lot Size 0.09 acres
Stories 3
Bedrooms 8
Full Baths 3
Total Rooms 16

Investment Metrics

Units 3
Unit 1 Rent — · N
Unit 2 Rent $1,200/mo · Y
Unit 3 Rent $1,200/mo · Y
Total Monthly Rent $2,400/mo
Gross Income $28,800
Net Operating Income $28,800
Cap Rate 5.43%
Heating Baseboard, Natural Gas
Cooling Window Unit(s)
Flooring Vinyl, Laminate, Carpet, Tile
Appliances Range, Refrigerator
Fireplace None
Basement Full, Interior Entry
Laundry None
Features Ceiling Fan(s), Pantry, Bathroom With Tub & Shower, Living Room, Kitchen, Mudroom
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing Fenced/enclosed
Patio/Porch None
Features Shared Driveway, Off Street, Paved
Total Spaces 6
Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range

Financial

Annual Tax $6,807
Assessed Value $494,300
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures The Left Side Of The Building Has An Easement. There Are Two Parking Spaces On The Left Side Of The Building, Two Parking Spaces On The Right Side, And Two Additional Parking Spaces In The Rear On The Left Side, For A Total Of Six Parking Spaces.
Possession None
Accepted Financing None
Structure Type []
House Color white
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 24 days

Property Overview

Property Type
3 Family - 3 Units Up/Down
Listing Type
For Sale
Year Built
1900
Bedrooms
8
Full Bathrooms
3
Living Area
3,049 sq ft
Total Rooms
16
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring: Vinyl, Laminate, Carpet, Tile
Appliances: Range, Refrigerator
Interior Features: Ceiling Fan(s), Pantry, Bathroom With Tub & Shower, Living Room, Kitchen, Mudroom
Windows: Insulated Windows
Basement: Full, Interior Entry
Laundry:
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone, Brick/Mortar, Granite
Stories: 3

Heating, Cooling & Utilities

Heating: Baseboard, Natural Gas
Heating Zones: 3
Cooling: Window Unit(s)
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing: Fenced/Enclosed
Other Structures:
Lot Features: Easements, Level
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 6
Parking Features: Shared Driveway, Off Street, Paved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $567
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

27 Regan St, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent Michele Mathieu
Listing Office LAER Realty Partners
Office Phone 978-534-3100
Agent MLS ID CN217300
Office MLS ID AN1929
Listing Data Updated Oct 2, 2026 3:06 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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