LevelSecond
27 Hilltop St, West Springfield MA 01089
West Springfield, MA 01089
$365,000
$345,000
Est. $2,329/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Welcome to 27 Hill Top Street in West Springfield! Located in a highly desirable neighborhood, this home offers comfortable living with central air and a cozy living room fireplace. While it could use a little TLC, the property is filled with potential and ready for your personal touches. The partially finished walk-out basement provides additional living space and convenient access to the fully fenced backyard. Relax in the enclosed patio or gather with family and friends around the outdoor firepit. A direct gas hookup makes grilling easy—no propane tank needed—and the included Weber gas grill means you can start entertaining right away. Additional features include a sprinkler system, storage shed, newer refrigerator, new garbage disposal, and recently installed doors at the rear of the garage and walk-out basement. Don’t miss this opportunity to make this home your own in a neighborhood that’s hard to beat!
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Recently Sold Nearby
Property History
Market Insights
2
Price Changes
5.5%
Price Range
Property Timeline
Price Reduced
Sep 25, 2026
$345,000
$10,000
(-2.82%)
From $355,000 to $345,000 (-2.8%)
Price Reduced
Sep 18, 2026
$355,000
$10,000
(-2.74%)
From $365,000 to $355,000 (-2.7%)
Listed for Sale
Sep 5, 2026
$365,000
Original listing
Agent: Angela Cooley
Office: Keller Williams Realty
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/25/2026 | ↓ Price Reduced | $345,000 | $10,000 | - | From $355,000 to $345,000 (-2.8%) |
| 09/18/2026 | ↓ Price Reduced | $355,000 | $10,000 | - | From $365,000 to $355,000 (-2.7%) |
| 09/05/2026 | 🏠 Listed for Sale | $365,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,613 | $329,000 |
Financial Details
Annual Property Tax
$4,613
Tax Year 2026
Assessed Value
$329,000
Facts & Features
1 Car Garage
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1945
Living Area
1,596 sq ft
Lot Size
0.27 acres
Bedrooms
4
Full Baths
1
Half Baths
1
Total Rooms
6
Interior
Heating
Central
Cooling
Central Air
Flooring
Wood, Vinyl
Appliances
Range, Dishwasher, Refrigerator
Fireplace
None
Fireplaces
1
Basement
Full, Partially Finished
Laundry
None
Features
None
Exterior
Construction
None
Architecture
Colonial
Roof
Shingle
Features
Porch - Enclosed, Patio, Patio - Enclosed, Storage, Fenced Yard
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
Porch - Enclosed, Patio, Enclosed
Parking
Garage Spaces
1
Has Garage
Yes
Features
Attached, Off Street
Total Spaces
4
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$4,613
Assessed Value
$329,000
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Property Being Sold As Is, Damp Basement, 1 Broken Window Needing Replacing. Water Damage In Basement Due To Unkept Gutter System. Active Fireclosure, Potential Shortsale.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Gray
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
25 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1945
Bedrooms
4
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,596 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,596 sq ft above grade
LevelSecond
LevelSecond
FeaturesBathroom - Full
LevelSecond
LevelFirst
FeaturesBathroom - Half
LevelFirst
LevelFirst
LevelFirst
LevelFirst
FeaturesYes
Display Options
Outdoor Areas
Patio & porchPorch - Enclosed, Patio, Enclosed
Room Markers
KKitchen (1)
BRBedroom (4)
BABathroom (3)
DDining (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Vinyl
Appliances:
Range, Dishwasher, Refrigerator
Interior Features:
Windows:
Basement:
Full, Partially Finished
Laundry:
Security:
Construction & Materials
Style:
Colonial
Year Built:
1945
Structure Type:
Exterior Materials:
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Central
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch - Enclosed, Patio, Patio - Enclosed, Storage, Fenced Yard
Patio & Porch:
Porch - Enclosed, Patio, Enclosed
Fencing:
Fenced
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Parking & Garage
Garage Spaces:
1
Garage Type:
Attached
Total Parking Spaces:
4
Parking Features:
Attached, Off Street
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Walk/Jog Trails, Bike Path
Nearby Schools
School District
West Springfield School District local
B
Where Graduates Go
Class of 2021
36%
attend college
20%
4-Year
16%
2-Year
3%
Out of State
3%
Working
School Safety
2024-25
3.0%
Above Average
2.7%
Suspensions
1.1%
In-School
0.3%
Emergency
2.5% below state avg
Elementary Schools
9 schools
St. Thomas The Apostle School
1.5 mi
Grades PK-08
The May Center School for Autism and Developmental Disabilities - Chicopee and West Springfield
3.6 mi
Grades PK-12
B+
Tatham School
0.5 mi
|
#289 of 825
|
Score: 51.1
Dropped 158 spots from last year
-7.1 below state avg
263 students
Moderate
Strong Attendance
Grades K-05
C-
Mittineague School
1.6 mi
|
#666 of 825
|
Score: 37.5
Dropped 478 spots from last year
-20.7 below state avg
62 students
Diverse
Strong Attendance
Grades 01-05
B+
John R Fausey School
2.1 mi
|
#274 of 825
|
Score: 51.7
Dropped 105 spots from last year
-6.6 below state avg
411 students
Diverse
Grades K-05
B-
Memorial School
2.3 mi
|
#451 of 825
|
Score: 46.1
Improved 257 spots from last year
-12.1 below state avg
195 students
Diverse
Rising School
Diverse Student Body
Grades K-05
C+
Philip G Coburn School
2.6 mi
|
#502 of 825
|
Score: 44.8
Improved 175 spots from last year
-13.5 below state avg
686 students
Diverse
Rising School
Diverse Student Body
Grades PK-05
Montessori Children's House of West Springfield Inc.
2.7 mi
Grades PK
John Ashley School
3.9 mi
178 students
Diverse
Diverse Student Body
Grades PK-K
Middle Schools
2 schools
B
Hampden Charter School of Science Middle School
3.1 mi
|
#142 of 346
|
Score: 57.0
Improved 58 spots from last year
-1.2 below state avg
958 students
Diverse
Strong AP Program
Rising School
College Ready Curriculum
Diverse Student Body
Grades 06-12
C
West Springfield Middle School
2.1 mi
|
#251 of 352
|
Score: 36.0
Dropped 23 spots from last year
-22.2 below state avg
871 students
Diverse
Grades 06-08
High Schools
1 school
B
West Springfield High School
2.1 mi
|
#165 of 346
|
Score: 54.5
Improved 72 spots from last year
-3.7 below state avg
1,172 students
Diverse
18 sports
• 1,524 athletes
Strong AP Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$384
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
27 Hilltop St, West Springfield MA 01089
West Springfield, MA 01089
Listing Information
Listing Agent
Angela Cooley
Listing Office
Keller Williams Realty
Office Phone
413-642-8650
Agent MLS ID
CN245193
Office MLS ID
M95310
Listing Data Updated
Sep 30, 2026 5:11 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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