Dimensions7 x 15
FeaturesCloset, Flooring - Vinyl
LevelSecond
99 Lakeshore Drive, Spencer MA 01562
Spencer, MA 01562
$735,000
$699,900
Est. $4,121/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Rare, private waterfront setting on Thompson Pond! Two Single family homes, on over four private acres and an incredible 470 feet of lake frontage on fully recreational, 136 acre Thompson Pond! Tucked away at the end of a long private driveway with plenty of parking, this unique property offers endless possibilities. The cottage was built in 1945 and the A-frame which has been completely renovated, built in 1979. Enjoy year round lake living ~ boating, fishing, swimming, kayaking and more right outside your door. Create a family compound, use one for guests or extended family or explore the potential for rental income. A spacious basement with high ceilings and propane heat for additional usable space. White cottage has three mini splits and a wood stove while the A-fame has a propane wall heater.
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
4.8%
Price Range
Property Timeline
Price Reduced
Sep 22, 2026
$699,900
$35,100
(-4.78%)
From $735,000 to $699,900 (-4.8%)
Listed for Sale
Sep 1, 2026
$735,000
Original listing
Agent: Mary Stolarczyk
Office: RE/MAX Vision
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/22/2026 | ↓ Price Reduced | $699,900 | $35,100 | - | From $735,000 to $699,900 (-4.8%) |
| 09/01/2026 | 🏠 Listed for Sale | $735,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,486 | $408,600 |
Financial Details
Annual Property Tax
$4,486
Tax Year 2026
HOA Fee
$100
Annually
Assessed Value
$408,600
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1945
Living Area
2,096 sq ft
Lot Size
4.34 acres
Bedrooms
4
Full Baths
2
Total Rooms
8
Interior
Heating
Propane, Wood Stove, Ductless
Cooling
Ductless
Flooring
Tile, Vinyl, Carpet, Laminate, Flooring - Wall To Wall Carpet
Appliances
Water Heater, Range, Refrigerator, Washer, Dryer
Fireplace
None
Fireplaces
1
Basement
Full, Walk-out Access, Concrete, Unfinished
Laundry
In Basement, Electric Dryer Hookup, Washer Hookup
Features
Loft
Exterior
Construction
Frame
Architecture
Ranch
Roof
Shingle
Features
Porch - Enclosed, Deck - Wood
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch - Enclosed, Deck - Wood
Parking
Features
Off Street, Unpaved
Total Spaces
10
Utilities
Electric
Circuit Breakers
Water
Private
Sewer
Private Sewer
Gas
None
Other
For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$4,486
Assessed Value
$408,600
HOA & Community
HOA
Yes
HOA Fee
$100 Annually
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Association Required
No
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
All Information Is From Sources Deemed Reliable, Although No Warranty Is Made To The Accuracy Thereof; Also Listed As A Multi-family In Mls; Two Homes On One Lot
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
White/Brwn
Sq Ft Source
Public Record
Sq Ft Disclosures
Includes both homes
Documents
None
County
Worcester
Total market time (incl. prior listings)
25 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1945
Bedrooms
4
Full Bathrooms
2
Living Area
2,096 sq ft
Total Rooms
8
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,096 sq ft above grade
Dimensions11 x 9
FeaturesFlooring - Vinyl
LevelFirst
Dimensions12 x 12
FeaturesCloset, Flooring - Wall to Wall Carpet
LevelFirst
Dimensions11 x 8
FeaturesFlooring - Vinyl
LevelFirst
FeaturesBathroom - Full, Bathroom - With Shower Stall
LevelFirst
FeaturesBathroom - Full, Bathroom - With Shower Stall
LevelFirst
Dimensions19 x 12
FeaturesFlooring - Vinyl
LevelFirst
Dimensions16 x 11
FeaturesCloset, Flooring - Wall to Wall Carpet
LevelFirst
FeaturesNo
Display Options
Outdoor Areas
Patio & porchPorch - Enclosed, Deck - Wood
Room Markers
KKitchen (1)
BRBedroom (4)
BABathroom (3)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Vinyl, Carpet, Laminate, Flooring - Wall to Wall Carpet
Appliances:
Water Heater, Range, Refrigerator, Washer, Dryer
Interior Features:
Loft
Windows:
Insulated Windows
Basement:
Full, Walk-Out Access, Concrete, Unfinished
Laundry:
In Basement, Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Ranch
Year Built:
1945
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter, Block
Heating, Cooling & Utilities
Heating:
Propane, Wood Stove, Ductless
Heating Zones:
4
Cooling:
Ductless
Cooling Zones:
3
Hot Water:
Water Source:
Private
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch - Enclosed, Deck - Wood
Patio & Porch:
Porch - Enclosed, Deck - Wood
Fencing:
Other Structures:
Lot Features:
Level
Road Frontage:
114.00 ft
Road Surface:
Unimproved
Parking & Garage
Total Parking Spaces:
10
Parking Features:
Off Street, Unpaved
Special Features
Fireplaces:
1
Fireplace Type:
Waterfront:
Yes
Waterfront Type:
Waterfront, Lake, Frontage, Direct Access, Lake/Pond, 0 to 1/10 Mile To Beach
View:
Yes
View Type:
Scenic View(s)
Community Amenities:
Public Transportation, Shopping, Tennis Court(s), Park, Walk/Jog Trails, Stable(s), Golf, Medical Facility, Laundromat, House of Worship, Public School
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$374
Homeowners Insurance
$200
HOA Fee
$8/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
99 Lakeshore Drive, Spencer MA 01562
Spencer, MA 01562
Listing Information
Listing Agent
Mary Stolarczyk
Listing Office
RE/MAX Vision
Office Phone
508-595-9900
Agent MLS ID
K9500888
Office MLS ID
K95622
Listing Data Updated
Sep 26, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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