FeaturesFlooring - Hardwood
LevelSecond
11 Cove Dr, Sturbridge MA 01566
Sturbridge, MA 01566
$1,250,000
$1,199,000
Est. $7,377/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Paradise on the lake! Here is your chance to own this hidden gem on fully recreational Cedar Lake! This contemporary home offers approximately 100 feet of waterfront, walk-in beach and lakefront deck with stunning western sunset views. The open floor plan features cathedral ceilings, skylight, abundant natural light, and walls of windows for passive solar heat. The updated kitchen includes granite countertops, stainless steel appliances, and gas range, flowing seamlessly into the main living area and dining areas. The entire first floor has radiant heat for a very comfortable warmth. Your feet will appreciate the radiant heat in the 2 upstairs bathrooms as well! Enjoy your morning coffee on the private deck off the main bedroom overlooking the lake. The main bathroom has walk in shower, skylight, and jacuzzi soaking tub. The finished lower level has 2 bedrooms, full bath with walk in shower, pellet stove and sliders to the new screened patio to fully enjoy the outdoors in the evening. This lower level provides flexibility for guests, recreation, home office or ADU. A three-car garage offers ample storage for vehicles and watercraft and 2 storage sheds. Enjoy boating, swimming, fishing, kayaking, or simply relaxing on the waterfront deck. The landscaping has many perennials, blueberry bushes, raspberry bushes, and fruit trees. Updates include gas fireplace, roof, driveway, hardwood and vinyl flooring, heating system, lighting, bathroom updates, exterior stain, interior paint, concrete patio with screen room and under 42 foot composite deck, garage doors and openers. The home is located on a cul-de-sac and has a beautiful open backyard for parties, so lots of space and parking for your guests! Don’t miss this opportunity to own your lake dream home!
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
4.1%
Price Range
Property Timeline
Price Reduced
Sep 10, 2026
$1,199,000
$51,000
(-4.08%)
From $1,250,000 to $1,199,000 (-4.1%)
Listed for Sale
Aug 30, 2026
$1,250,000
Original listing
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/10/2026 | ↓ Price Reduced | $1,199,000 | $51,000 | - | From $1,250,000 to $1,199,000 (-4.1%) |
| 08/30/2026 | 🏠 Listed for Sale | $1,250,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $13,374 | $857,300 |
Financial Details
Annual Property Tax
$13,374
Tax Year 2026
Assessed Value
$857,300
Facts & Features
3 Car Garage
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1996
Living Area
2,546 sq ft
Lot Size
0.61 acres
Bedrooms
5
Full Baths
3
Half Baths
1
Total Rooms
9
Interior
Heating
Central, Baseboard, Radiant, Oil, Hydronic Floor Heat(radiant), Passive Solar, Pellet Stove, Leased Propane Tank
Cooling
Central Air
Flooring
Tile, Hardwood, Flooring - Vinyl
Appliances
Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer, Energy Star Qualified Dryer, Energy Star Qualified Dishwasher, Range Hood, Plumbed For Ice Maker
Fireplace
Living Room, Wood / Coal / Pellet Stove
Fireplaces
1
Basement
Full, Partially Finished, Walk-out Access, Interior Entry, Concrete
Laundry
Flooring - Stone/ceramic Tile, Electric Dryer Hookup, Washer Hookup, Second Floor
Features
Bathroom - Full, Bathroom - With Shower Stall, Bathroom, Bonus Room
Exterior
Construction
Frame, Conventional (2x4-2x6)
Architecture
Contemporary
Roof
Shingle
Features
Porch - Screened, Deck - Composite, Covered Patio/deck, Storage, Fruit Trees, Garden, Outdoor Gas Grill Hookup
Pool
None
Spa
None
Fencing
None
Patio/Porch
Screened, Deck - Composite, Covered
Parking
Garage Spaces
3
Has Garage
Yes
Features
Attached, Garage Door Opener, Storage, Workshop In Garage, Garage Faces Side, Paved Drive, Off Street, Paved
Total Spaces
8
Utilities
Electric
Circuit Breakers, 200+ Amp Service, Smart Grid Meter
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Gas Oven, For Electric Dryer, Washer Hookup, Icemaker Connection, Outdoor Gas Grill Hookup
Financial
Annual Tax
$13,374
Assessed Value
$857,300
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
None
Seller Disclosures
One Window In The Living Room Does Not Open. Broker Is Part Owner Of The Property. Leased Propane Tank.
Exclusions
Personal Items. Some Perennials And Bushes To Be Removed.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Lt Grey
Sq Ft Source
Public Record
Documents
None
County
Worcester
Total market time (incl. prior listings)
15 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1996
Bedrooms
5
Full Bathrooms
3
Half Bathrooms
1
Living Area
2,546 sq ft
Total Rooms
9
Levels
Multi/Split
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,941 sq ft above grade
605 sq ft below grade
FeaturesFlooring - Hardwood
LevelSecond
FeaturesBathroom - Full, Bathroom - With Shower Stall, Skylight, Flooring - Stone/Ceramic Tile, Jacuzzi / Whirlpool Soaking Tub
LevelSecond
FeaturesBathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile
LevelSecond
FeaturesCathedral Ceiling(s), Ceiling Fan(s), Walk-In Closet(s), Flooring - Hardwood, Balcony / Deck, Recessed Lighting
LevelSecond
FeaturesPantry, Countertops - Stone/Granite/Solid, Recessed Lighting, Stainless Steel Appliances, Gas Stove
LevelFirst
FeaturesBathroom - Half
LevelFirst
FeaturesFlooring - Vinyl, Balcony / Deck, Slider
LevelFirst
FeaturesSkylight, Cathedral Ceiling(s), Ceiling Fan(s), Flooring - Vinyl, Window(s) - Picture, Recessed Lighting, Slider
LevelFirst
FeaturesFlooring - Vinyl
LevelBasement
FeaturesFlooring - Vinyl
LevelBasement
FeaturesYes
Display Options
Outdoor Areas
Patio & porchScreened, Deck - Composite, Covered
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Hardwood, Flooring - Vinyl
Appliances:
Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Dishwasher, Range Hood, Plumbed For Ice Maker
Interior Features:
Bathroom - Full, Bathroom - With Shower Stall, Bathroom, Bonus Room
Windows:
Insulated Windows
Basement:
Full, Partially Finished, Walk-Out Access, Interior Entry, Concrete
Laundry:
Flooring - Stone/Ceramic Tile, Electric Dryer Hookup, Washer Hookup, Second Floor
Security:
Security System
Construction & Materials
Style:
Contemporary
Year Built:
1996
Structure Type:
Exterior Materials:
Frame, Conventional (2x4-2x6)
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Central, Baseboard, Radiant, Oil, Hydronic Floor Heat(Radiant), Passive Solar, Pellet Stove, Leased Propane Tank
Heating Zones:
4
Cooling:
Central Air
Cooling Zones:
1
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Attic Vent Elec.
Exterior & Lot
Exterior Features:
Porch - Screened, Deck - Composite, Covered Patio/Deck, Storage, Fruit Trees, Garden, Outdoor Gas Grill Hookup
Patio & Porch:
Screened, Deck - Composite, Covered
Fencing:
Other Structures:
Lot Features:
Cul-De-Sac, Other
Road Frontage:
100.00 ft
Road Surface:
Paved
Parking & Garage
Garage Spaces:
3
Garage Type:
Attached
Total Parking Spaces:
8
Parking Features:
Attached, Garage Door Opener, Storage, Workshop in Garage, Garage Faces Side, Paved Drive, Off Street, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Living Room, Wood / Coal / Pellet Stove
Waterfront:
Yes
Waterfront Type:
Waterfront, Lake, Lake/Pond, 0 to 1/10 Mile To Beach
View:
Yes
View Type:
Scenic View(s)
Community Amenities:
Public Transportation, Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Conservation Area, Highway Access, House of Worship, Public School
Nearby Schools
School District
Sturbridge School District local
B
School Safety
2024-25
0.0%
Very Low (Safest)
5.5% below state avg
Elementary Schools
2 schools
B+
Burgess Elementary School
0.5 mi
|
#322 of 825
|
Score: 49.9
Improved 95 spots from last year
-8.3 below state avg
795 students
Moderate
Rising School
Strong Attendance
Grades PK-06
C
Old Sturbridge Academy Charter Public School
0.8 mi
|
#278 of 352
|
Score: 34.1
Improved 39 spots from last year
-24.1 below state avg
358 students
Diverse
Rising School
Grades K-08
Middle Schools
1 school
B+
Tantasqua Regional Junior High School
1.9 mi
|
#142 of 352
|
Score: 45.1
Dropped 9 spots from last year
-13.1 below state avg
528 students
Less Diverse
Grades 07-08
High Schools
2 schools
C+
Tantasqua Regional Vocational High School
4.1 mi
|
#224 of 346
|
Score: 50.1
Improved 26 spots from last year
-8.1 below state avg
525 students
Moderate
Strong AP Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
A
Tantasqua Regional Senior High School
4.1 mi
|
#41 of 346
|
Score: 68.6
Improved 64 spots from last year
+10.4 above state avg
609 students
Less Diverse
18 sports
• 1,532 athletes
Strong AP Program
High Graduation Rate
Rising School
College Ready Curriculum
Grades 09-12
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Monthly Payment Breakdown
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Property Tax
$1,115
Homeowners Insurance
$200
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
11 Cove Dr, Sturbridge MA 01566
Sturbridge, MA 01566
Listing Information
Listing Agent
Sharon I. Riley
Listing Office
Property One
Office Phone
413-213-1411
Agent MLS ID
BB922957
Office MLS ID
AN2732
Listing Data Updated
Sep 14, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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