104 Narragansett St, Springfield MA 01107

Springfield, MA 01107
$469,000
$459,000
Est. $2,844/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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9
Beds
3
Baths
4,125
Sq Ft
$111
Price/Sq Ft
0.31
Acres
1915
Year Built
2
Garage Spaces
41
Days on Market
For Sale Price Drop -$10,000 Open House Listed Aug 28, 2026 • MLS# 73569548 Copied! • Updated Sep 22, 2026

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Open House Schedule

11
Oct
Sunday, October 11
10:00 AM - 11:30 AM EDT

About this home

Welcome to 104 Narragansett Street, a spacious two-family property ideally located just steps from Baystate Medical Center. Offering an excellent combination of existing rental income, generous living space, and a highly convenient location, this property presents a unique opportunity for investors or owner-occupants.The first-floor apartment is currently occupied by a long-term tenant paying market rent, providing immediate rental income for the new owner. The expansive upper unit spans the second and third floors and features six generously sized bedrooms. Each level has its own full bathroom, with one located on the second floor and another on the third floor.With bedrooms and living space spread across two floors, the upper unit offers plenty of room and flexibility. For added convenience, it also includes in-unit washer and dryer hookups. The unit is currently furnished, and the furnishings may remain or be removed depending on the buyer’s preference and the agreed-upon terms of the sale.Each apartment has its own private porch or deck, providing both units with dedicated outdoor space. The property also features a large detached garage and a long driveway with plenty of off-street parking—an especially valuable feature in this convenient location.With its substantial size, established first-floor tenancy, oversized six-bedroom upper unit, private outdoor spaces, detached garage, ample parking, and exceptional proximity to Baystate Medical Center, 104 Narragansett Street is a compelling multifamily opportunity. Whether you are looking to expand your investment portfolio or occupy the spacious upper unit while collecting rent from the first floor, this distinctive Springfield property offers space, flexibility, and strong income-producing potential.

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Recently Sold Nearby

Property History

Market Insights

1
Price Changes
2.1%
Price Range

Property Timeline

•
Back On Market
Sep 18, 2026
Active
↓
Price Reduced
Sep 18, 2026
$459,000 $10,000 (-2.13%)
From $469,000 to $459,000 (-2.1%)
⏳
Pending Sale
Sep 4, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Aug 28, 2026
$469,000
Original listing
Agent: Jessica Mekal Office: Lock and Key Realty Inc.

Tax History

Year Taxes Assessment
2025 $3,873 $247,000

Financial Details

Annual Property Tax
$3,873
Tax Year 2025
Assessed Value
$247,000

Facts & Features

2 Car Garage

Home Facts

Type Residential Income
Style Multi Family
Year Built 1915
Living Area 4,125 sq ft
Lot Size 0.31 acres
Stories 3
Bedrooms 9
Full Baths 3
Total Rooms 15

Investment Metrics

Units 2
Unit 1 Rent $1,850/mo · N
Unit 2 Rent — · N
Total Monthly Rent $1,850/mo
Gross Income $22,200
Net Operating Income $22,200
Cap Rate 4.84%
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Fireplaces 1
Basement Full
Laundry None
Features None
Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Garage Spaces 2
Has Garage Yes
Features Paved Drive
Total Spaces 8
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $3,873
Assessed Value $247,000
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Yes
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Hampden
Total market time (incl. prior listings) 11 days

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1915
Bedrooms
9
Full Bathrooms
3
Living Area
4,125 sq ft
Total Rooms
15
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: Full
Laundry:
Security:

Construction & Materials

Year Built: 1915
Structure Type:
Exterior Materials:
Roof:
Foundation: Concrete Perimeter
Stories: 3

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 8
Parking Features: Paved Drive

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities:
School District
Springfield School District local
D
🎓 Where Graduates Go Class of 2021
36% attend college
20% 4-Year 16% 2-Year 3% Out of State 3% Working
⚠ School Safety 2024-25
5.9% Above Average
5.1% Suspensions 1.4% In-School 0.8% Emergency
↑ 0.4% above state avg
E

Elementary Schools

10 schools
A
Alfred G. Zanetti Montessori Magnet School
0.6 mi | #3 of 16 | Score: 47.5
Improved 137 spots from last year
-10.7 below state avg
436 students Diverse
Rising School
Grades PK-08
Academy Hill School
1.3 mi
Grades PK-08
Your Educational Success Academy
1.5 mi
Grades K-12
B
Veritas Preparatory Charter School
2.1 mi | #12 of 25 | Score: 34.5
Improved 339 spots from last year
-23.8 below state avg
769 students Moderate
Early College Program Rising School
Grades 05-12
D
The Springfield Virtual School
2.3 mi | #326 of 346 | Score: 30.7
Improved 11 spots from last year
-27.5 below state avg
201 students Moderate
College Ready Curriculum
Grades PK-12
Grace Academy
2.6 mi
Grades K-12
A+
Springfield Preparatory Charter School
3.0 mi | #2 of 16 | Score: 48.5
Improved 94 spots from last year
-9.8 below state avg
485 students Moderate
Rising School Strong Attendance
Grades K-08
St. Michael's Academy
3.6 mi
Grades PK-08
Pioneer Valley Christian Academy
4.4 mi
Grades PK-12
Pioneer Valley Montessori School
5.3 mi
Grades PK-06
M

Middle Schools

10 schools
C
John J. Duggan Middle School
3.8 mi | #251 of 346 | Score: 47.1
Improved 35 spots from last year
-11.1 below state avg
843 students Diverse
High Graduation Rate Rising School College Ready Curriculum
Grades 06-12
Springfield Middle School
0.3 mi
15 students Moderate
Grades 06-08
F
Springfield Public Day Middle School
0.3 mi | #352 of 352 | Score: 19.5
Improved 14 spots from last year
-38.7 below state avg
45 students Diverse
Grades 06-08
D
Springfield Legacy Academy
0.7 mi | #16 of 16 | Score: 18.8
Improved 340 spots from last year
-39.4 below state avg
243 students Less Diverse
Rising School
Grades 06-08
C
Impact Prep at Chestnut
0.7 mi | #13 of 16 | Score: 23.7
Improved 350 spots from last year
-34.5 below state avg
314 students Moderate
Rising School
Grades 06-08
B
Chestnut Accelerated Middle School (Talented and Gifted)
0.7 mi | #162 of 352 | Score: 43.2
Dropped 9 spots from last year
-15 below state avg
291 students Diverse
Strong Attendance
Grades 06-08
C-
Van Sickle Prep School
1.6 mi | #15 of 16 | Score: 21.0
Improved 330 spots from last year
-37.2 below state avg
207 students Moderate
Rising School
Grades 06-08
B-
Van Sickle Academy
1.6 mi | #10 of 16 | Score: 28.1
Improved 340 spots from last year
-30.1 below state avg
256 students Moderate
Rising School
Grades 06-08
F
South End Middle School
1.8 mi | #350 of 352 | Score: 23.0
Improved 12 spots from last year
-35.2 below state avg
176 students Moderate
Grades 06-08
Springfield Commonwealth Academy
1.9 mi
Grades 06-08
H

High Schools

10 schools
C+
Libertas Academy Charter School
1.1 mi | #238 of 346 | Score: 48.5
Improved 106 spots from last year
-9.8 below state avg
592 students Moderate
7 sports • 134 athletes
Rising School
Grades 06-12
C-
Conservatory of the Arts
1.4 mi | #303 of 346 | Score: 37.6
Improved 2 spots from last year
-20.6 below state avg
292 students Moderate
High Graduation Rate College Ready Curriculum
Grades 06-12
C
Emergence Academy
1.5 mi | #21 of 25 | Score: 26.2
Improved 356 spots from last year
-32 below state avg
376 students Diverse
Rising School Diverse Student Body
Grades 06-12
C
The Springfield Renaissance School an Expeditionary Learning School
1.6 mi | #275 of 346 | Score: 45.0
Improved 6 spots from last year
-13.2 below state avg
596 students Diverse
High Graduation Rate College Ready Curriculum
Grades 06-12
C-
Baystate Academy Charter Public School
3.0 mi | #306 of 346 | Score: 37.1
Improved 37 spots from last year
-21.1 below state avg
344 students Diverse
Rising School College Ready Curriculum
Grades 06-12
B+
Gateway to College at Springfield Technical Community College
1.2 mi | #123 of 346 | Score: 74.4
Same rank as last year
30 students Diverse
College Ready Curriculum
Grades 09-12
F
Phoenix Academy Public Charter High School, Springfield
1.3 mi | #343 of 346 | Score: 20.1
Improved 5 spots from last year
-38.1 below state avg
175 students Moderate
College Ready Curriculum
Grades 09-12
C
High School of Commerce
1.5 mi | #272 of 346 | Score: 45.2
Improved 30 spots from last year
-13 below state avg
835 students Moderate
11 sports • 554 athletes
Early College Program Rising School College Ready Curriculum
Grades 09-12
A
Roger L. Putnam Vocational Technical Academy
2.6 mi | #6 of 25 | Score: 50.3
Improved 257 spots from last year
-7.9 below state avg
1,377 students Moderate
High Graduation Rate Rising School Career Tech Programs College Ready Curriculum
Grades 09-12
F
Springfield International Academy at Sci-Tech
2.6 mi | #340 of 346 | Score: 20.7
Dropped 40 spots from last year
-37.5 below state avg
52 students Diverse
Career Tech Programs College Ready Curriculum Diverse Student Body
Grades 09-12
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Monthly Payment Breakdown

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Property Tax $323
Homeowners Insurance $200
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Year 15
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Year 30
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Neighborhood

104 Narragansett St, Springfield MA 01107

Springfield, MA 01107

Listing Information

Listing Agent Jessica Mekal
Listing Office Lock and Key Realty Inc.
Office Phone 413-282-8080
Agent MLS ID CN248483
Office MLS ID AN5521
Listing Data Updated Sep 22, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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