250-252 Winsor Street, Ludlow MA 01056

Ludlow, MA 01056
$415,000
Est. $2,709/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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6
Beds
2.5
Baths
2,448
Sq Ft
$170
Price/Sq Ft
0.12
Acres
1978
Year Built
4
Parking
24
Days on Market
For Sale Listed Aug 28, 2026 • MLS# 73569426 Copied! • Updated Sep 11, 2026

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About this home

A rare Investment opportunity awaits on this side by side Duplex. Each unit has 3 bedrooms, living room, dinning room and kitchen as well as enclosed front porch. Unit 2 features a half bath on the first floor. Unit 1 features partially finished basement. In addition, each unit has interior access to basement. Both units have paved off street parking. This Duplex is conveniently located near shopping, dining and everyday amenities with access to the Mass Pike and Interstate 91. Don't miss out on this investment opportunity.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Aug 28, 2026
$415,000
Original listing
Agent: Calvin Warner Office: New England Realty Services LLC

Tax History

Year Taxes Assessment
2026 $4,928 $307,800

Financial Details

Annual Property Tax
$4,928
Tax Year 2026
Assessed Value
$307,800

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Side by Side
Year Built 1978
Living Area 2,448 sq ft
Lot Size 0.12 acres
Stories 4
Bedrooms 6
Full Baths 2
Half Baths 1
Total Rooms 15

Investment Metrics

Units 2
Unit 1 Rent $1,600/mo · Y
Unit 2 Rent $900/mo · N
Total Monthly Rent $2,500/mo
Gross Income $30,000
Net Operating Income $30,000
Operating Expenses $4,313
Water/Sewer Expense $3,913
Cap Rate 7.23%
Heating Oil
Cooling None, Window Unit(s)
Flooring Wood, Carpet
Appliances Other
Fireplace None
Basement Full, Partially Finished
Laundry Electric Dryer Hookup, Washer Hookup
Features Living Room, Dining Room, Kitchen
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch
Features Paved Drive, Off Street
Total Spaces 4
Electric Circuit Breakers, Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup

Financial

Annual Tax $4,928
Assessed Value $307,800
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Year Built Was Taken From Field Card, Public Record Didnt List Year Built. Annual Property Operating Cost Apo. Town Taxes Not Included.
Exclusions Appliances In Both Units Tenant Owned. Unit-1, 3 Ceiling Fans, Kitchen Chandelier And Window Blinds.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Hampden
Total market time (incl. prior listings) 14 days

Property Overview

Property Type
2 Family - 2 Units Side by Side
Listing Type
For Sale
Year Built
1978
Bedrooms
6
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,448 sq ft
Total Rooms
15
Stories
4
Levels
4

Floor Layout

Interior Features

Flooring: Wood, Carpet
Appliances: Other
Interior Features: Living Room, Dining Room, Kitchen
Windows:
Basement: Full, Partially Finished
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1978
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone, Brick/Mortar
Stories: 4

Heating, Cooling & Utilities

Heating: Oil
Cooling: None, Window Unit(s)
Hot Water: Oil, Natural Gas, Tank
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features: Level
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street
School District
Ludlow School District local
C
School Safety 2024-25
3.9% Above Average
3.9% Suspensions 0.3% In-School
1.6% below state avg
E

Elementary Schools

3 schools
St. John The Baptist School
0.1 mi
Grades PK-08
East Street Elementary School
0.5 mi
358 students Moderate
Grades PK-01
B
Harris Brook Elementary School
1.5 mi | #388 of 825 | Score: 48.1
Improved 217 spots from last year
-10.1 below state avg
578 students Moderate
Rising School Strong Attendance
Grades 02-05
H

High Schools

1 school
B-
Ludlow Senior High School
1.3 mi | #194 of 346 | Score: 52.7
Dropped 44 spots from last year
-5.5 below state avg
724 students Moderate
18 sports • 1,236 athletes
Strong AP Program Career Tech Programs Strong Athletics
Grades 09-12
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Monthly Payment Calculator

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Loan Amount
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Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $411
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

250-252 Winsor Street, Ludlow MA 01056

Ludlow, MA 01056

Listing Information

Listing Agent Calvin Warner
Listing Office New England Realty Services LLC
Office Phone 413-244-3278
Agent MLS ID CN220995
Office MLS ID AN6588
Listing Data Updated Sep 11, 2026 12:56 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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