14 Saint Paul St, Cambridge MA 02139

Cambridge, MA 02139
$2,400,000
Est. $13,676/month
6
Beds
4
Baths
3,612
Sq Ft
$664
Price/Sq Ft
0.07
Acres
1903
Year Built
2
Parking
10 hours 44 minutes
Time on Market
For Sale Listed Aug 24, 2026 • MLS# 73567218 Copied! • Updated Aug 24, 2026

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About this home

This multi-story building contains three (3) 2-Bedroom/1-Bathroom units with 3,612 square feet of gross living area in 5,294 square feet of gross area. The Property is situated upon a 0.07-acre parcel and features two (2) tandem parking spaces on a quiet, dead-end street. Beyond its exceptional location, 14 St. Paul Street offers multiple avenues for revenue growth and value creation. The current rents for the two bedroom units are well below market. Additionally, the first and second floor units feature oversized floor plans that are currently configured and leased as 2-Bedroom/1-Bathroom units. However, each has an existing layout that can readily accommodate a third bedroom by converting the living room into a bedroom with pocket doors already in place, presenting the opportunity for a significant and immediate increase in rental income. Common laundry is located in the basement and features a new washer and dryer. Units 1 and 2 have lead certificates. Updates in kitchens and baths have been made throughout. Most recently in 2026, the kitchen in Unit 2 has been updated, featuring quartz countertops and white shaker cabinets. Additionally, the Property features a clean basement with full-height ceilings, a full bathroom, and a forced hot air heating system, creating a compelling opportunity to expand the existing first-floor unit into a spacious duplex-style residence, enhancing both rental appeal and long term value. Combined with the flexibility afforded by the property's layout and location, 14 St. Paul Street offers a unique investment profile suitable for an income-generating owner-occupant, a potential condominium conversion, or a long-term value-add hold in one of Greater Boston's most supply-constrained and highly sought-after rental markets.

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Property History

Property Timeline

🏠
Listed for Sale
Aug 24, 2026
$2,400,000
Original listing
Office: Horvath & Tremblay

Tax History

Year Taxes Assessment
2026 $16,083 $2,411,300

Financial Details

Annual Property Tax
$16,083
Tax Year 2026
Assessed Value
$2,411,300

Facts & Features

Home Facts

Type Residential Income
Style 3 Family - 3 Units Up/Down
Year Built 1903
Living Area 3,612 sq ft
Lot Size 0.07 acres
Stories 3
Bedrooms 6
Full Baths 4
Total Rooms 17

Investment Metrics

Units 3
Unit 1 Rent $2,600/mo · N
Unit 2 Rent $3,080/mo · N
Unit 3 Rent $2,560/mo · N
Total Monthly Rent $8,240/mo
Gross Income $95,914
Net Operating Income $61,787
Operating Expenses $34,126
Water/Sewer Expense $3,719
Electric Expense $1,256
Insurance Expense $4,847
Cap Rate 2.57%
Heating Forced Air
Cooling None
Flooring None
Appliances Washer, Dryer
Fireplace None
Fireplaces 2
Basement Full, Partially Finished
Laundry None
Features Living Room, Dining Room, Kitchen
Construction None
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features Paved Drive, Off Street, Tandem
Total Spaces 2
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $16,083
Assessed Value $2,411,300
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Certified Treated, Unknown
Seller Disclosures Units 1 And 2 Have Lead Certifications. Unit 3 Is Unknown.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Middlesex

Property Overview

Property Type
3 Family - 3 Units Up/Down
Listing Type
For Sale
Year Built
1903
Bedrooms
6
Full Bathrooms
4
Living Area
3,612 sq ft
Total Rooms
17
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring:
Appliances: Washer, Dryer
Interior Features: Living Room, Dining Room, Kitchen
Windows:
Basement: Full, Partially Finished
Laundry:
Security:

Construction & Materials

Year Built: 1903
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Other
Stories: 3

Heating, Cooling & Utilities

Heating: Forced Air
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Paved Drive, Off Street, Tandem

Special Features

Fireplaces: 2
Fireplace Type:
Community Amenities: Public Transportation, Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Medical Facility, Laundromat, Bike Path, Highway Access, House of Worship, Private School, Public School, T-Station, University

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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After down payment
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,340
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

14 Saint Paul St, Cambridge MA 02139

Cambridge, MA 02139

Listing Information

Listing Agent Tess Kohanski
Listing Office Horvath & Tremblay
Office Phone 781-776-4000
Agent MLS ID CN234145
Office MLS ID AN2723
Listing Data Updated Aug 24, 2026 7:24 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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