89 Jolicoeur Avenue, Spencer MA 01562
Spencer, MA 01562
$549,000
Est. $3,325/month
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About this home
RARE WATERFRONT ranch style DUPLEX on beautiful (private) Cranberry Meadow Pond. THIS IS A PRIME SPOT, with APPROX 136' OF WATER FRONTAGE offering panoramic views, located on a PAVED ROAD! Whether you're an investor seeking a unique income-producing property, an owner-occupant looking to offset your mortgage with rental income, or if you are looking for a property for multi-generational living, this single-level, cozy duplex offers an exceptional opportunity in a picturesque setting. Both units feature warm wood accents, spacious eat-in kitchens with custom made pan-racks and abundant cabinet space, cozy fireplaced living rooms, two bedrooms, 3/4 baths, and convenient in-unit laundry hook-ups. Unit 1 also includes a versatile den, while unit 2 offers an encolsed porch, perfect for relaxing with a cup of morning coffee while taking in the peaceful waterfront scenery. Outside the 2-tiered backyard meets the water's edge with easy, shallow access to step out into the water. With the dock, storage shed, pump house, irrigation (on the side of the house by unit 2), and generator hookup (for unit 1), this property is ready for new owners to start their summer fun! Many updates including new roof (approx 2022), insulation in roof (approx 5-6 years ago), walls redone and insulated (approx 2012), sub-floor & flooring (approx 2012), and furnace (less than 10 years old)! Move right in! This is a rare chance to own a waterfront property that combines everyday enjoyment with highly desirable rental potential in Spencer! Whether you enjoy boating, fishing, swimming, kayaking or just enjoying your morning coffee by the water...This is the property you have been waiting for!
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Property History
Property Timeline
Listed for Sale
Aug 12, 2026
$549,000
Original listing
Office: Lamacchia Realty, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/12/2026 | 🏠 Listed for Sale | $549,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,182 | $380,900 |
Financial Details
Annual Property Tax
$4,182
Tax Year 2026
Assessed Value
$380,900
Facts & Features
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Side by Side
Year Built
1940
Living Area
1,710 sq ft
Lot Size
0.34 acres
Stories
2
Bedrooms
4
Full Baths
2
Total Rooms
9
Investment Metrics
Units
2
Unit 1 Rent
— · Y
Unit 2 Rent
— · N
Interior
Heating
Forced Air, Electric, Propane
Cooling
None
Flooring
Tile, Carpet, Laminate
Appliances
Range, Refrigerator
Fireplace
Propane
Fireplaces
2
Basement
None
Laundry
Electric Dryer Hookup, Washer Hookup
Features
Bathroom With Shower Stall, Living Room, Kitchen, Sunroom, Laundry Room, Office/den
Exterior
Construction
Conventional (2x4-2x6)
Architecture
None
Roof
Asphalt/composition Shingles
Features
Stone Wall, Other
Pool
None
Spa
None
Fencing
None
Patio/Porch
Enclosed
Parking
Features
None
Total Spaces
2
Utilities
Electric
Circuit Breakers
Water
Private
Sewer
Private Sewer
Gas
None
Other
For Gas Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$4,182
Assessed Value
$380,900
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Buyers/buyer Agents Perform Due Diligence. Separate Utilities Except The Well&septic Electric On Unit1 & Shed Elec On Unit2. 4 Row (see Deed). Unit1 Main Bdrm Being Used As Walk-in Closet. Lake Assoc Fees $300/yr. Title 5 Done But Water Quality Testing Not Yet Done. Generator Hookup For Unit 1 Only
Exclusions
Generator. Unit 1 Washer&Dryer. 2nd Dock (The One On Unit 2 Side) Excluded But Might Be Negotiable.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Grey
Sq Ft Source
Public Record
Sq Ft Disclosures
Measurements are approx.
Documents
None
County
Worcester
Total market time (incl. prior listings)
9 days
Property Overview
Property Type
2 Family - 2 Units Side by Side
Listing Type
For Sale
Year Built
1940
Bedrooms
4
Full Bathrooms
2
Living Area
1,710 sq ft
Total Rooms
9
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,710 sq ft above grade
Display Options
Outdoor Areas
Patio & porchEnclosed
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Carpet, Laminate
Appliances:
Range, Refrigerator
Interior Features:
Bathroom with Shower Stall, Living Room, Kitchen, Sunroom, Laundry Room, Office/Den
Windows:
Basement:
Laundry:
Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Year Built:
1940
Structure Type:
Exterior Materials:
Conventional (2x4-2x6)
Roof:
Asphalt/Composition Shingles
Foundation:
Slab
Stories:
2
Heating, Cooling & Utilities
Heating:
Forced Air, Electric, Propane
Heating Zones:
1
Cooling:
None
Hot Water:
Tank
Water Source:
Private
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Stone Wall, Other
Patio & Porch:
Enclosed
Fencing:
Other Structures:
Shed(s)
Lot Features:
Sloped
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Special Features
Fireplaces:
2
Fireplace Type:
Propane
Waterfront:
Yes
Waterfront Type:
Waterfront, Pond, Frontage, Direct Access
Community Amenities:
Park, Walk/Jog Trails
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$349
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
89 Jolicoeur Avenue, Spencer MA 01562
Spencer, MA 01562
Listing Information
Listing Agent
Elizabeth Brouillard
Listing Office
Lamacchia Realty, Inc.
Office Phone
508-425-7372
Agent MLS ID
CN223771
Office MLS ID
AN3002
Listing Data Updated
Aug 21, 2026 6:18 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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