19-21 Rutledge Ave, Springfield MA 01105
Springfield, MA 01105
$485,000
$450,000
Est. $2,974/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
NEW ROOF, NEW DRIVEWAY, 2 NEW GAS HOT WATER TANKS, NEW PORCH, ONE VACANT UNIT AND MORE! Welcome to 19–21 Rutledge Ave! A well-maintained 3-family offering a fantastic opportunity for investors and owner-occupants alike. Each of the three units offers 2 bedrooms and generous open layouts, creating comfortable living spaces and strong rental appeal. With major exterior and mechanical updates already completed, plus a remodeled vacant unit, this property offers an excellent opportunity to add to your portfolio or owner-occupy while generating rental income. Conveniently located near major highways, shopping, dining, and everyday amenities, this property offers both convenience and income potential. A 3-family with this combination of updates, space, and opportunity is a must-see!
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Recently Sold Nearby
Property History
Market Insights
2
Price Changes
7.2%
Price Range
Property Timeline
Price Reduced
Sep 28, 2026
$450,000
$10,000
(-2.17%)
From $460,000 to $450,000 (-2.2%)
Price Reduced
Sep 9, 2026
$460,000
$25,000
(-5.15%)
From $485,000 to $460,000 (-5.2%)
Listed for Sale
Aug 12, 2026
$485,000
Original listing
Agent: Sheila Perez
Office: Naples Realty Group
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/28/2026 | ↓ Price Reduced | $450,000 | $10,000 | - | From $460,000 to $450,000 (-2.2%) |
| 09/09/2026 | ↓ Price Reduced | $460,000 | $25,000 | - | From $485,000 to $460,000 (-5.2%) |
| 08/12/2026 | 🏠 Listed for Sale | $485,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $5,980 | $381,400 |
Financial Details
Annual Property Tax
$5,980
Tax Year 2025
Assessed Value
$381,400
Facts & Features
Home Facts
Type
Residential Income
Style
3 Family
Year Built
1896
Living Area
4,411 sq ft
Lot Size
0.10 acres
Stories
3
Bedrooms
6
Full Baths
3
Total Rooms
14
Investment Metrics
Units
3
Unit 1 Rent
$1,500/mo · N
Unit 2 Rent
$1,290/mo · N
Unit 3 Rent
$1,600/mo · N
Total Monthly Rent
$4,390/mo
Gross Income
$19,800
Net Operating Income
$19,800
Cap Rate
4.40%
Interior
Heating
Natural Gas
Cooling
None
Flooring
Carpet
Appliances
Range, Refrigerator
Fireplace
Wood Burning
Fireplaces
2
Basement
Full
Laundry
None
Features
Bathroom With Tub & Shower, Open Floorplan, High Speed Internet, Living Room, Kitchen, Living Rm/dining Rm Combo
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Deck
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
4
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Electric Range
Financial
Annual Tax
$5,980
Assessed Value
$381,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
3rd Floor Is Vacant. Rent Reflects Market Rent For A Two Bedroom In Springfield.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
WHITE
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
52 days
Property Overview
Property Type
3 Family
Listing Type
For Sale
Year Built
1896
Bedrooms
6
Full Bathrooms
3
Living Area
4,411 sq ft
Total Rooms
14
Stories
3
Levels
3
Floor Layout
Interior Features
Flooring:
Carpet
Appliances:
Range, Refrigerator
Interior Features:
Bathroom With Tub & Shower, Open Floorplan, High Speed Internet, Living Room, Kitchen, Living RM/Dining RM Combo
Windows:
Picture Window
Basement:
Full
Laundry:
Security:
Construction & Materials
Year Built:
1896
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Brick/Mortar
Stories:
3
Heating, Cooling & Utilities
Heating:
Natural Gas
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch, Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street, Paved
Special Features
Fireplaces:
2
Fireplace Type:
Wood Burning
Community Amenities:
Nearby Schools
School District
Springfield School District local
D
Where Graduates Go
Class of 2021
36%
attend college
20%
4-Year
16%
2-Year
3%
Out of State
3%
Working
School Safety
2024-25
5.9%
Above Average
5.1%
Suspensions
1.4%
In-School
0.8%
Emergency
0.4% above state avg
Elementary Schools
10 schools
B
Veritas Preparatory Charter School
0.3 mi
|
#12 of 25
|
Score: 34.5
Improved 339 spots from last year
-23.8 below state avg
769 students
Moderate
Early College Program
Rising School
Grades 05-12
Your Educational Success Academy
0.8 mi
Grades K-12
D
The Springfield Virtual School
1.9 mi
|
#326 of 346
|
Score: 30.7
Improved 11 spots from last year
-27.5 below state avg
201 students
Moderate
College Ready Curriculum
Grades PK-12
A
Alfred G. Zanetti Montessori Magnet School
2.0 mi
|
#3 of 16
|
Score: 47.5
Improved 137 spots from last year
-10.7 below state avg
436 students
Diverse
Rising School
Grades PK-08
St. Michael's Academy
2.1 mi
Grades PK-08
Academy Hill School
3.0 mi
Grades PK-08
Pioneer Valley Christian Academy
3.3 mi
Grades PK-12
A+
Springfield Preparatory Charter School
3.6 mi
|
#2 of 16
|
Score: 48.5
Improved 94 spots from last year
-9.8 below state avg
485 students
Moderate
Rising School
Strong Attendance
Grades K-08
Grace Academy
3.7 mi
Grades K-12
Pioneer Valley Montessori School
4.3 mi
Grades PK-06
Middle Schools
10 schools
C
John J. Duggan Middle School
3.1 mi
|
#251 of 346
|
Score: 47.1
Improved 35 spots from last year
-11.1 below state avg
843 students
Diverse
High Graduation Rate
Rising School
College Ready Curriculum
Grades 06-12
F
South End Middle School
0.4 mi
|
#350 of 352
|
Score: 23.0
Improved 12 spots from last year
-35.2 below state avg
176 students
Moderate
Grades 06-08
Springfield Commonwealth Academy
0.5 mi
Grades 06-08
F
Forest Park Middle School
0.9 mi
|
#341 of 352
|
Score: 26.3
Improved 18 spots from last year
-31.9 below state avg
460 students
Diverse
Grades 06-08
Springfield Middle School
2.3 mi
15 students
Moderate
Grades 06-08
F
Springfield Public Day Middle School
2.3 mi
|
#352 of 352
|
Score: 19.5
Improved 14 spots from last year
-38.7 below state avg
45 students
Diverse
Grades 06-08
D
Springfield Legacy Academy
2.4 mi
|
#16 of 16
|
Score: 18.8
Improved 340 spots from last year
-39.4 below state avg
243 students
Less Diverse
Rising School
Grades 06-08
C
Impact Prep at Chestnut
2.4 mi
|
#13 of 16
|
Score: 23.7
Improved 350 spots from last year
-34.5 below state avg
314 students
Moderate
Rising School
Grades 06-08
B
Chestnut Accelerated Middle School (Talented and Gifted)
2.4 mi
|
#162 of 352
|
Score: 43.2
Dropped 9 spots from last year
-15 below state avg
291 students
Diverse
Strong Attendance
Grades 06-08
C+
STEM Middle Academy
2.4 mi
|
#12 of 16
|
Score: 24.5
Improved 298 spots from last year
-33.7 below state avg
241 students
Diverse
Rising School
Grades 06-08
High Schools
10 schools
C-
Conservatory of the Arts
0.9 mi
|
#303 of 346
|
Score: 37.6
Improved 2 spots from last year
-20.6 below state avg
292 students
Moderate
High Graduation Rate
College Ready Curriculum
Grades 06-12
C
Emergence Academy
1.0 mi
|
#21 of 25
|
Score: 26.2
Improved 356 spots from last year
-32 below state avg
376 students
Diverse
Rising School
Diverse Student Body
Grades 06-12
C+
Libertas Academy Charter School
1.0 mi
|
#238 of 346
|
Score: 48.5
Improved 106 spots from last year
-9.8 below state avg
592 students
Moderate
7 sports
• 134 athletes
Rising School
Grades 06-12
C
The Springfield Renaissance School an Expeditionary Learning School
2.8 mi
|
#275 of 346
|
Score: 45.0
Improved 6 spots from last year
-13.2 below state avg
596 students
Diverse
High Graduation Rate
College Ready Curriculum
Grades 06-12
C-
Baystate Academy Charter Public School
3.4 mi
|
#306 of 346
|
Score: 37.1
Improved 37 spots from last year
-21.1 below state avg
344 students
Diverse
Rising School
College Ready Curriculum
Grades 06-12
C
High School of Commerce
1.0 mi
|
#272 of 346
|
Score: 45.2
Improved 30 spots from last year
-13 below state avg
835 students
Moderate
11 sports
• 554 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 09-12
B+
Gateway to College at Springfield Technical Community College
1.3 mi
|
#123 of 346
|
Score: 74.4
Same rank as last year
30 students
Diverse
College Ready Curriculum
Grades 09-12
F
Phoenix Academy Public Charter High School, Springfield
1.3 mi
|
#343 of 346
|
Score: 20.1
Improved 5 spots from last year
-38.1 below state avg
175 students
Moderate
College Ready Curriculum
Grades 09-12
Pope Francis Preparatory School
2.0 mi
18 sports
• 1,124 athletes
Strong Athletics
Grades 09-12
F
Springfield International Academy at Sci-Tech
2.3 mi
|
#340 of 346
|
Score: 20.7
Dropped 40 spots from last year
-37.5 below state avg
52 students
Diverse
Career Tech Programs
College Ready Curriculum
Diverse Student Body
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$498
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
19-21 Rutledge Ave, Springfield MA 01105
Springfield, MA 01105
Listing Information
Listing Agent
Sheila Perez
Listing Office
Naples Realty Group
Office Phone
413-650-1314
Agent MLS ID
CN229943
Office MLS ID
AN6415
Listing Data Updated
Oct 2, 2026 3:06 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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