LevelThird
546 Shirley St, Winthrop MA 02152
Winthrop, MA 02152
$765,000
Est. $4,774/month
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About this home
This is your opportunity to own in beautiful Winthrop by the Sea at an incredible value! This spacious 4+ bedroom, 2.5-bath home offers the perfect blend of character, updates, and an unbeatable location. Relax on warm summer evenings from the inviting wraparound porch, or take a short stroll just one block to Winthrop Beach for sunrise walks and ocean breezes. Inside, you'll find oversized rooms, high ceilings, original hardwood floors, a renovated kitchen, spacious mudroom, and flexible living space, including two bonus rooms on the third floor and a partially finished basement with a bar, built-in shelving, and full bath. Major updates include the electrical system, gas furnace, water heater, most windows, allowing you to move in with confidence. A detached garage with electricity adds even more convenience. Just two blocks from a playground and basketball courts, walking distance to Winthrop's popular restaurants, coffee shops, breakfast spots, the Winthrop Yacht Club, and the seasonal Winthrop Ferry to Boston, this home offers the low-maintenance affordable coastal lifestyle you've been searching for. This is your chance to own a large single family in one of the most desirable seaside communities!
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Property History
Property Timeline
Listed for Sale
Aug 6, 2026
$765,000
Original listing
Office: Bowdoin Real Estate Partners
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/06/2026 | 🏠 Listed for Sale | $765,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $8,470 | $760,300 |
Financial Details
Annual Property Tax
$8,470
Tax Year 2026
Assessed Value
$760,300
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1900
Living Area
1,933 sq ft
Lot Size
0.07 acres
Bedrooms
4
Full Baths
2
Half Baths
1
Total Rooms
5
Interior
Heating
Natural Gas
Cooling
Window Unit(s)
Flooring
None
Appliances
None
Fireplace
None
Fireplaces
2
Basement
Full, Partially Finished
Laundry
In Basement
Features
Bonus Room, Office
Exterior
Construction
None
Architecture
Other (see Remarks)
Roof
None
Features
Porch
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Garage Spaces
1
Has Garage
Yes
Features
Detached, Off Street
Total Spaces
3
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$8,470
Assessed Value
$760,300
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Seller Disclosures
Flood Insurance Required. Procuring Cause Guidelines Followed When Determining Cooperating Compensation. Buyers/buyers Agents To Do All Due Diligence And Verify All Information. Info Is As Of List Date And Subject To Change.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Suffolk
Total market time (incl. prior listings)
4 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1900
Bedrooms
4
Full Bathrooms
2
Half Bathrooms
1
Living Area
1,933 sq ft
Total Rooms
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,933 sq ft above grade
LevelThird
LevelSecond
LevelSecond
LevelSecond
LevelSecond
LevelSecond
LevelFirst
LevelFirst
LevelFirst
LevelFirst
LevelBasement
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Bonus Room, Office
Windows:
Basement:
Full, Partially Finished
Laundry:
In Basement
Security:
Construction & Materials
Style:
Other (See Remarks)
Year Built:
1900
Structure Type:
Exterior Materials:
Roof:
Foundation:
Brick/Mortar
Heating, Cooling & Utilities
Heating:
Natural Gas
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
3
Parking Features:
Detached, Off Street
Special Features
Fireplaces:
2
Fireplace Type:
Community Amenities:
Public Transportation, Shopping, Park, Walk/Jog Trails, Golf, Bike Path, Marina
Nearby Schools
School District
Winthrop School District local
C
School Safety
2024-25
0.3%
Low
0.3%
Suspensions
5.2% below state avg
Elementary Schools
3 schools
B-
Arthur T. Cummings Elementary School
0.9 mi
|
#453 of 824
|
Score: 46.0
Improved 101 spots from last year
-12.2 below state avg
467 students
Less Diverse
Rising School
Strong Attendance
Grades 03-05
William P. Gorman/Fort Banks Elementary School
1.1 mi
487 students
Less Diverse
Grades PK-02
B
Beachmont Veterans Memorial School
2.0 mi
|
#350 of 824
|
Score: 49.1
Improved 63 spots from last year
-9.1 below state avg
346 students
Diverse
Rising School
Grades PK-05
Middle Schools
2 schools
B+
Winthrop Middle School
0.9 mi
|
#119 of 352
|
Score: 47.4
Dropped 26 spots from last year
-10.8 below state avg
439 students
Less Diverse
Grades 06-08
C
Garfield Middle School
2.5 mi
|
#264 of 352
|
Score: 35.1
Dropped 12 spots from last year
-23.1 below state avg
542 students
Moderate
Grades 06-08
High Schools
3 schools
C+
Winthrop High School
0.8 mi
|
#241 of 346
|
Score: 47.2
Dropped 112 spots from last year
-11 below state avg
568 students
Less Diverse
18 sports
• 1,118 athletes
College Ready Curriculum
Strong Athletics
Grades 09-12
D
CityLab Innovation High School
2.0 mi
|
#327 of 346
|
Score: 28.4
Improved 14 spots from last year
-29.8 below state avg
117 students
Moderate
College Ready Curriculum
Grades 09-12
East Boston High
3.4 mi
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
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Property Tax
$706
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
546 Shirley St, Winthrop MA 02152
Winthrop, MA 02152
Listing Information
Listing Agent
Christine D'Ambrosio
Listing Office
Bowdoin Real Estate Partners
Office Phone
617-207-2765
Agent MLS ID
CN222898
Office MLS ID
AN9756
Listing Data Updated
Aug 10, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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