10 Cutler Street # 10, Somerville MA 02145
Somerville, MA 02145
$649,900
$624,900
Est. $4,058/month
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About this home
Exceptional opportunity for investors, contractors, or owner-occupants looking to create their dream home in prime East Somerville! Situated in a quiet 3-unit townhouse complex built in 1987, 10 Cutler Street offers 951 sq. ft. of efficient living space across two distinct levels. The main level welcomes you with a bright, open-concept living and dining area featuring charming exposed accent beams and a seamless flow into the kitchen. A convenient half bath completes the first floor. Up the open staircase, the second floor features two spacious, light-filled bedrooms with double closets and a full bathroom complete with a tub/shower combination and stacked in-unit laundry. A clean slate and true "blank canvas" for the next owner to install their choice of hardwood, luxury vinyl plank, or fresh carpet. Major mechanical upgrades include a wall-mounted, high-efficiency gas boiler for energy-conscious heating. Outside, enjoy the exclusive-use patio area—perfect for outdoor dining, grilling, or container gardening—along with designated off-street parking in the paved lot. Unbeatable location just steps from Broadway and Washington Street, minutes to Foss Park, Assembly Row, and Union Square. Commuters will love the quick access to I-93, Route 28, local MBTA bus routes, and nearby Green Line Extension (Gilman Sq/East Somerville) and Orange Line (Sullivan Sq/Assembly) stations.
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
3.8%
Price Range
Property Timeline
Price Reduced
Aug 20, 2026
$624,900
$25,000
(-3.85%)
From $649,900 to $624,900 (-3.9%)
Listed for Sale
Jul 30, 2026
$649,900
Original listing
Agent: Thomas Mario
Office: Century 21 Mario Real Estate
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/20/2026 | ↓ Price Reduced | $624,900 | $25,000 | - | From $649,900 to $624,900 (-3.9%) |
| 07/30/2026 | 🏠 Listed for Sale | $649,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,681 | $517,400 |
Financial Details
Annual Property Tax
$5,681
Tax Year 2026
HOA Fee
$225
Monthly
Assessed Value
$517,400
Facts & Features
Home Facts
Type
Residential
Style
Condominium
Year Built
1987
Living Area
951 sq ft
Stories
2
Bedrooms
2
Full Baths
1
Half Baths
1
Total Rooms
4
Interior
Heating
Baseboard, Natural Gas, Individual, Unit Control
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
N
Laundry
In Unit
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Patio, Screens, Rain Gutters
Pool
None
Spa
None
Fencing
None
Patio/Porch
Patio
Parking
Features
Off Street, On Street, Paved, Exclusive Parking
Total Spaces
1
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$5,681
Assessed Value
$517,400
HOA & Community
HOA Fee
$225 Monthly
Fee Includes
Insurance
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
Pets
Yes w/ Restrictions
MA Disclosures
Lead Paint
None
Seller Disclosures
Condo Fees Include Only Master Insurance And Association Does 1 Bill Per Year Of Approximately $2, 500.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Townhouse"]
Unit/Building
10
Sq Ft Source
Public Record
Documents
Master Deed, Rules & Regs (2)
County
Middlesex
Total market time (incl. prior listings)
21 days
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1987
Bedrooms
2
Full Bathrooms
1
Half Bathrooms
1
Living Area
951 sq ft
Total Rooms
4
Stories
2
Entry Level
1
Floor Layout
Interactive room guide
Floor Layout
Finished Area
951 sq ft above grade
FeaturesNo
Display Options
Outdoor Areas
Patio & porchPatio
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Screens
Basement:
N
Laundry:
In Unit
Security:
Construction & Materials
Year Built:
1987
Structure Type:
Townhouse
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stories:
2
Heating, Cooling & Utilities
Heating:
Baseboard, Natural Gas, Individual, Unit Control
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio, Screens, Rain Gutters
Patio & Porch:
Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
1
Parking Features:
Off Street, On Street, Paved, Exclusive Parking
Nearby Schools
School District
Somerville School District local
B-
School Safety
2024-25
2.5%
Average
1.4%
Suspensions
2.2%
In-School
1.1%
Emergency
3.0% below state avg
Elementary Schools
9 schools
C+
Arthur D Healey School
0.6 mi
|
#236 of 352
|
Score: 37.5
Improved 27 spots from last year
-20.7 below state avg
482 students
Diverse
Rising School
Diverse Student Body
Grades PK-08
St. Theresa of the Child Jesus School
0.6 mi
Grades PK-08
A
John F Kennedy School
0.6 mi
|
#50 of 352
|
Score: 56.7
Improved 5 spots from last year
-1.5 below state avg
439 students
Diverse
Grades PK-08
C-
Winter Hill Community School
1.1 mi
|
#287 of 352
|
Score: 32.6
Dropped 15 spots from last year
-25.7 below state avg
388 students
Diverse
Diverse Student Body
Grades PK-08
C+
East Somerville Community School
1.2 mi
|
#245 of 352
|
Score: 37.0
Improved 6 spots from last year
-21.2 below state avg
747 students
Diverse
Grades PK-08
B+
Albert F. Argenziano School at Lincoln Park
1.2 mi
|
#134 of 352
|
Score: 45.7
Improved 40 spots from last year
-12.6 below state avg
553 students
Diverse
Rising School
Diverse Student Body
Grades PK-08
A+
Benjamin G Brown School
0.4 mi
|
#78 of 824
|
Score: 60.5
Dropped 61 spots from last year
+2.3 above state avg
219 students
Diverse
Strong Attendance
Grades K-05
Tufts Educational Day Care Center
1.0 mi
Grades PK-K
Capuano Early Childhood Center
1.4 mi
250 students
Very Diverse
Diverse Student Body
Grades PK-01
Middle Schools
1 school
Next Wave Junior High School
0.8 mi
16 students
Diverse
Diverse Student Body
Grades 06-08
High Schools
2 schools
F
Full Circle High School
0.8 mi
|
#344 of 346
|
Score: 17.3
Improved 22 spots from last year
-40.9 below state avg
67 students
Diverse
Rising School
Career Tech Programs
College Ready Curriculum
Diverse Student Body
Grades 09-12
B+
Somerville High School
0.8 mi
|
#131 of 346
|
Score: 57.1
Improved 111 spots from last year
-1.1 below state avg
1,394 students
Diverse
17 sports
• 1,566 athletes
Rising School
Career Tech Programs
Strong Athletics
Diverse Student Body
Grades 09-12
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$473
Homeowners Insurance
$200
HOA Fee
$225/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
10 Cutler Street # 10, Somerville MA 02145
Somerville, MA 02145
Listing Information
Listing Agent
Thomas Mario
Listing Office
Century 21 Mario Real Estate
Office Phone
617-569-6044
Agent MLS ID
BB804911
Office MLS ID
BB2945
Listing Data Updated
Aug 20, 2026 12:23 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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