FeaturesFlooring - Wall to Wall Carpet, Lighting - Overhead
LevelSecond
45 Nichols St, Gardner MA 01440
Gardner, MA 01440
$349,999
Est. $2,310/month
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About this home
Searching for an affordable starter home with convenient access to Route 2? This charming 3 bedroom, 2 bathroom home offers a functional layout and comfortable living spaces. The first floor features durable laminate flooring, an eat-in kitchen with stainless steel appliances, and the convenience of first-floor laundry. Upstairs, you'll find a spacious primary bedroom with its own private bathroom, along with two additional bedrooms perfect for family, guests, or a home office. Start your mornings with a cup of coffee or unwind in the afternoon in the bright enclosed porch. The fully fenced yard provides plenty of space for entertaining, gardening, pets, or relaxing around a fire pit. Ideally located just minutes from downtown Gardner, you'll enjoy easy access to shopping, restaurants, local breweries, Pulaski Playground & Dog Park, and all the conveniences the area has to offer.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Jul 30, 2026
$349,999
Original listing
Agent: Gabe Hulen
Office: Chinatti Realty Group, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/30/2026 | 🏠 Listed for Sale | $349,999 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,079 | $296,200 |
Financial Details
Annual Property Tax
$4,079
Tax Year 2026
Assessed Value
$296,200
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1900
Living Area
1,096 sq ft
Lot Size
0.13 acres
Bedrooms
3
Full Baths
2
Total Rooms
5
Interior
Heating
Forced Air, Oil
Cooling
Window Unit(s)
Flooring
Carpet, Wood Laminate
Appliances
Water Heater, Range, Dishwasher, Microwave, Refrigerator, Freezer, Washer, Dryer
Fireplace
None
Basement
Full, Unfinished
Laundry
None
Features
None
Exterior
Construction
Conventional (2x4-2x6)
Architecture
Colonial
Roof
Shingle
Features
Patio, Storage, Fenced Yard
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
Patio
Parking
Features
Paved Drive, Shared Driveway, Off Street, Paved
Total Spaces
3
Utilities
Electric
110 Volts
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$4,079
Assessed Value
$296,200
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Seller Disclosures
Sellers Were Made Aware Of The Presence Of Lead Paint In The Property Prior To Purchasing In 2022. Potentially In The Basement And Living Room Closet. Seller Do Not Have Any Documentation. Buyers And Buyers Agents Are Responsible For Conducting Their Own Due Diligence And Verifying All Information.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
White
Sq Ft Source
Public Record
Documents
None
County
Worcester
Total market time (incl. prior listings)
5 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1900
Bedrooms
3
Full Bathrooms
2
Living Area
1,096 sq ft
Total Rooms
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,096 sq ft above grade
0 sq ft below grade
FeaturesBathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Lighting - Overhead
LevelSecond
FeaturesCeiling Fan(s), Flooring - Laminate, Lighting - Overhead
LevelSecond
FeaturesBathroom - Full, Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet, Lighting - Overhead
LevelSecond
FeaturesBathroom - 3/4, Bathroom - With Shower Stall, Flooring - Vinyl
LevelFirst
LevelFirst
FeaturesCeiling Fan(s), Flooring - Wood, Countertops - Stone/Granite/Solid, Stainless Steel Appliances, Lighting - Overhead, Crown Molding
LevelFirst
FeaturesCeiling Fan(s), Closet, Flooring - Vinyl, Exterior Access, Lighting - Overhead, Crown Molding
LevelFirst
Display Options
Outdoor Areas
Patio & porchPatio
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Carpet, Wood Laminate
Appliances:
Water Heater, Range, Dishwasher, Microwave, Refrigerator, Freezer, Washer, Dryer
Interior Features:
Windows:
Basement:
Full, Unfinished
Laundry:
Security:
Construction & Materials
Style:
Colonial
Year Built:
1900
Structure Type:
Exterior Materials:
Conventional (2x4-2x6)
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Forced Air, Oil
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio, Storage, Fenced Yard
Patio & Porch:
Patio
Fencing:
Fenced
Other Structures:
Lot Features:
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
3
Parking Features:
Paved Drive, Shared Driveway, Off Street, Paved
Nearby Schools
School District
Gardner School District local
D
School Safety
2024-25
5.8%
Above Average
5.6%
Suspensions
0.5%
In-School
0.2%
Emergency
0.3% above state avg
Elementary Schools
3 schools
C-
Gardner Elementary School
1.3 mi
|
#669 of 824
|
Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
Wachusett Hills Christian School
2.8 mi
Grades K-08
C+
Templeton Elementary School
3.8 mi
|
#518 of 824
|
Score: 44.2
Improved 95 spots from last year
-14 below state avg
581 students
Less Diverse
Rising School
Grades PK-04
Middle Schools
3 schools
F
Gardner Middle School
1.4 mi
|
#338 of 352
|
Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students
Diverse
Grades 05-07
C-
Narragansett Middle School
4.0 mi
|
#304 of 352
|
Score: 31.0
Dropped 43 spots from last year
-27.2 below state avg
366 students
Less Diverse
Grades 05-07
B
Overlook Middle School
4.2 mi
|
#170 of 352
|
Score: 42.8
Dropped 7 spots from last year
-15.4 below state avg
576 students
Less Diverse
Grades 06-08
High Schools
3 schools
D
Gardner Academy for Learning and Technology
0.8 mi
|
#331 of 346
|
Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students
Diverse
Early College Program
Rising School
Career Tech Programs
Grades 09-12
C+
Gardner High School
1.3 mi
|
#239 of 346
|
Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students
Diverse
15 sports
• 820 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 08-12
C+
Narragansett Regional High School
3.9 mi
|
#224 of 346
|
Score: 49.2
Improved 25 spots from last year
-9 below state avg
492 students
Less Diverse
14 sports
• 628 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 08-12
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Monthly Payment Breakdown
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Homeowners Insurance
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Loan Summary
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
45 Nichols St, Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Gabe Hulen
Listing Office
Chinatti Realty Group, Inc.
Office Phone
978-320-3377
Agent MLS ID
CN255524
Office MLS ID
AN7396
Listing Data Updated
Aug 4, 2026 2:04 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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