124 Belmont St, Worcester MA 01605
Worcester, MA 01605
$565,000
$540,000
Est. $3,307/month
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About this home
Don't miss this maintained and updated two-family home offering an excellent opportunity for both owner-occupants and investors. The first-floor unit features 3 bedrooms and 1 full bath, while the second-floor unit offers 1 bedroom and 1 full bath. Both units have been thoughtfully updated and are move-in ready, providing flexibility for multigenerational living, owner occupancy with rental income, or investment.With estimated market rents of approximately $2,600 for the 3-bedroom unit and $1,500 for the 1-bedroom unit, this property offers strong income potential. Separate utilities add convenience for owners and tenants alike.Conveniently located near hospitals, UMass Memorial Medical Center, schools, shopping, restaurants, public transportation, and major highways, this property provides easy access to everything Worcester has to offer.The rear egress stairs and deck will be repaired or replaced and brought into code compliance prior to closing. Whether you're looking to expand your investment portfolio or offset your mortgage with rental income while building equity, this property is one you won't want to miss.
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
4.4%
Price Range
Property Timeline
Price Reduced
Jul 28, 2026
$540,000
$25,000
(-4.42%)
From $565,000 to $540,000 (-4.4%)
Showing Instructions Updated
Jul 25, 2026
New showing requirements
Showing Instructions Updated
Jul 25, 2026
New showing requirements
Listed for Sale
Jul 24, 2026
$565,000
Original listing
Office: Return Realty Group, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/28/2026 | ↓ Price Reduced | $540,000 | $25,000 | - | From $565,000 to $540,000 (-4.4%) |
| 07/25/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 07/25/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 07/24/2026 | 🏠 Listed for Sale | $565,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $4,516 | $342,400 |
Financial Details
Annual Property Tax
$4,516
Tax Year 2025
Assessed Value
$342,400
Facts & Features
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
1890
Living Area
2,074 sq ft
Lot Size
0.07 acres
Bedrooms
4
Full Baths
2
Total Rooms
10
Investment Metrics
Units
2
Unit 1 Rent
$2,600/mo · N
Unit 2 Rent
$1,500/mo · N
Total Monthly Rent
$4,100/mo
Gross Income
$49,200
Net Operating Income
$49,200
Cap Rate
9.11%
Interior
Heating
Electric, Hot Water
Cooling
None
Flooring
Tile, Hardwood
Appliances
Energy Star Qualified Refrigerator, Range
Fireplace
None
Basement
Full, Unfinished
Laundry
None
Features
Pantry, Stone/granite/solid Counters, Walk-in Closet(s), Bathroom With Tub & Shower, Remodeled, Upgraded Cabinets, Upgraded Countertops, Living Room, Kitchen
Exterior
Construction
None
Architecture
None
Roof
None
Features
Balcony/deck
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
On Street, Other
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$4,516
Assessed Value
$342,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Total market time (incl. prior listings)
9 days
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1890
Bedrooms
4
Full Bathrooms
2
Living Area
2,074 sq ft
Total Rooms
10
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,074 sq ft above grade
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Hardwood
Appliances:
ENERGY STAR Qualified Refrigerator, Range
Interior Features:
Pantry, Stone/Granite/Solid Counters, Walk-In Closet(s), Bathroom With Tub & Shower, Remodeled, Upgraded Cabinets, Upgraded Countertops, Living Room, Kitchen
Windows:
Basement:
Full, Unfinished
Laundry:
Security:
Construction & Materials
Year Built:
1890
Structure Type:
Exterior Materials:
Roof:
Foundation:
Stone
Stories:
2
Heating, Cooling & Utilities
Heating:
Electric, Hot Water
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Balcony/Deck
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Other
Road Surface:
Parking & Garage
Parking Features:
On Street, Other
Nearby Schools
School District
Worcester School District local
C-
Where Graduates Go
Class of 2021
51%
attend college
35%
4-Year
16%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
4.1%
Above Average
3.3%
Suspensions
1.7%
In-School
0.8%
Emergency
1.4% below state avg
Elementary Schools
10 schools
Venerini Academy
0.1 mi
Grades PK-08
C-
Belmont Street Community School
0.2 mi
|
#720 of 824
|
Score: 34.1
Dropped 111 spots from last year
-24.1 below state avg
615 students
Diverse
Diverse Student Body
Strong Attendance
Grades PK-06
F
City View School
0.4 mi
|
#812 of 824
|
Score: 25.8
Dropped 79 spots from last year
-32.4 below state avg
464 students
Diverse
Diverse Student Body
Grades PK-06
Summit Academy School for Alternative Learners
0.6 mi
Grades K-12
D
Elm Park Community School
0.9 mi
|
#779 of 824
|
Score: 30.6
Improved 25 spots from last year
-27.6 below state avg
478 students
Diverse
Rising School
Diverse Student Body
Grades K-06
F
Grafton Street School
1.1 mi
|
#795 of 824
|
Score: 29.1
Improved 4 spots from last year
-29.1 below state avg
386 students
Diverse
Diverse Student Body
Grades K-06
D
Worcester Cultural Academy Charter Public School
1.2 mi
|
#786 of 824
|
Score: 29.4
Improved 49 spots from last year
-28.8 below state avg
194 students
Diverse
Rising School
Diverse Student Body
Grades K-06
F
Chandler Elementary Community School
1.3 mi
|
#805 of 824
|
Score: 26.6
Dropped 59 spots from last year
-31.6 below state avg
402 students
Diverse
Grades K-06
F
Wawecus Road School
1.4 mi
|
#802 of 824
|
Score: 27.7
Dropped 53 spots from last year
-30.5 below state avg
155 students
Very Diverse
Diverse Student Body
Grades K-06
D
Francis J McGrath Elementary School
1.4 mi
|
#784 of 824
|
Score: 29.6
Dropped 143 spots from last year
-28.6 below state avg
200 students
Diverse
Diverse Student Body
Grades PK-06
Middle Schools
6 schools
The Nativity School of Worcester
0.3 mi
Grades 05-08
Worcester SDA School
3.3 mi
Grades 01-08
C-
Worcester East Middle School
1.4 mi
|
#298 of 352
|
Score: 31.5
Improved 55 spots from last year
-26.7 below state avg
731 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
C+
Forest Grove Middle School
1.5 mi
|
#229 of 352
|
Score: 38.3
Improved 91 spots from last year
-19.9 below state avg
839 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
C+
Burncoat Middle School
1.8 mi
|
#233 of 352
|
Score: 37.9
Improved 48 spots from last year
-20.3 below state avg
720 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
B
Sullivan Middle School
4.1 mi
|
#157 of 352
|
Score: 43.9
Improved 28 spots from last year
-14.3 below state avg
940 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
High Schools
10 schools
Worcester Academy
1.4 mi
Grades 06-12
B+
Claremont Academy
1.8 mi
|
#9 of 25
|
Score: 38.3
Improved 317 spots from last year
-20 below state avg
474 students
Moderate
10 sports
• 216 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 07-12
Notre Dame Academy
1.9 mi
Grades 07-12
Saint Paul Diocesan Junior/Senior High School
2.1 mi
Grades 07-12
Worcester Alternative High School
2.2 mi
36 students
Diverse
Grades 07-12
C-
University Park Campus School
2.5 mi
|
#290 of 346
|
Score: 41.4
Dropped 13 spots from last year
-16.8 below state avg
233 students
Diverse
Early College Program
High Graduation Rate
College Ready Curriculum
Strong Attendance
Grades 07-12
A+
Massachusetts Academy of Math and Science at WPI
0.5 mi
|
#2 of 346
|
Score: 91.7
Same rank as last year
99 students
Diverse
Strong AP Program
College Ready Curriculum
Strong Attendance
Grades 11-12
C+
Worcester Technical High School
0.8 mi
|
#219 of 346
|
Score: 49.8
Improved 47 spots from last year
-8.4 below state avg
1,442 students
Diverse
19 sports
• 1,016 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
C-
North High School
1.5 mi
|
#300 of 346
|
Score: 37.9
Improved 27 spots from last year
-20.3 below state avg
1,376 students
Diverse
14 sports
• 498 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
B-
Doherty Memorial High School
1.5 mi
|
#195 of 346
|
Score: 51.8
Improved 26 spots from last year
-6.4 below state avg
1,573 students
Very Diverse
19 sports
• 1,302 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$376
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
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Current Rate
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+0.5% Rate
$0/mo
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
124 Belmont St, Worcester MA 01605
Worcester, MA 01605
Listing Information
Listing Agent
Ashley Diaz Garcia
Listing Office
Return Realty Group, Inc.
Office Phone
617-913-2722
Agent MLS ID
CN262164
Office MLS ID
AN4219
Listing Data Updated
Aug 1, 2026 3:08 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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