BMN Boston

Get our mobile app!

Download on the App Store

81 Garfield St # 81, Cambridge MA 02138

Cambridge, MA 02138
$2,895,000
Est. $16,351/month
4
Beds
3.5
Baths
2,486
Sq Ft
$1,165
Price/Sq Ft
1873
Year Built
2
Parking
9 hours 57 minutes
Time on Market
Active Open House Listed Jul 16, 2026 • MLS# 73551177 Copied! • Updated Jul 16, 2026

Open House Schedule

19
Jul
Sunday, July 19
1:15 PM - 2:45 PM EDT
18
Jul
Saturday, July 18
1:00 PM - 2:30 PM EDT

About this home

A masterfully reimagined 2016 Hill Harder Development project, this extraordinary Mansard style home occupies a prominent corner on one of Cambridge's most picturesque streets and lives like a single-family. Timeless character blends seamlessly with exceptional modern design, highlighted by soaring 11-foot ceilings, and a graceful original staircase. The beautifully appointed chef's kitchen features professional-grade appliances, tall cabinets and quartz counters, flowing effortlessly into elegant living and dining spaces with French doors opening to a beautifully landscaped private patio and fenced garden. Well proportioned bedrooms span the upper levels, while the expansive lower level offers a media room and a spacious ensuite guest suite. Radiant heated floors, spa-inspired baths, smart home technology, high-efficiency systems, and off-street parking for 2 cars complete this exceptional offering, moments from Harvard and Porter Squares and Cambridge's finest restaurants.

View in the App

Save this property, schedule tours instantly, and get alerts when the price drops

Scan to download BMN Boston app Scan with phone
Get the full experience in the BMN Boston app

BMN Estimate

Get the number an algorithm can't give you

A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Property History

Market Insights

24.5%
Price Range
1
Previous Sales

Property Timeline

🏠
Listed for Sale
Jul 16, 2026
$2,895,000
Original listing
Agent: Jennifer Gelfand Office: Coldwell Banker Realty - Boston
Previous Transaction - MLS #72074259
Full transaction history available when tracking began
🏷️
Previously Sold
Jan 4, 2017
$2,185,000
MLS #72074259

Tax History

Year Taxes Assessment
2026 $15,749 $2,805,500

Financial Details

Annual Property Tax
$15,749
Tax Year 2026
HOA Fee
$200
Monthly
Assessed Value
$2,805,500

Facts & Features

Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1873
Living Area 2,486 sq ft
Bedrooms 4
Full Baths 3
Half Baths 1
Total Rooms 7

Interior

Heating Forced Air, Heat Pump, Radiant, Air Source Heat Pumps (ashp)
Cooling Central Air, Air Source Heat Pumps (ashp)
Flooring Wood, Tile, Concrete, Hardwood
Appliances Range, Oven, Dishwasher, Disposal, Refrigerator, Freezer, Washer, Dryer, Range Hood
Fireplace None
Fireplaces 1
Basement N
Laundry In Unit
Features None

Exterior

Construction Frame
Architecture None
Roof Slate
Features Patio, Garden
Pool None
Spa None
Fencing None
Patio/Porch Patio
Features Off Street, Tandem, Exclusive Parking
Total Spaces 2
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $15,749
Assessed Value $2,805,500

HOA & Community

HOA Fee $200 Monthly
Fee Includes Water, Sewer, Insurance, Maintenance Grounds, Snow Removal
Amenities None
Optional Fee Includes None
Owner-Occupied Units 2
Pets Yes
Seller Disclosures More Photos On The Way! Check Back Friday For Interior Shots. Additional Washer/dryer Hookup In Closet On Top Floor. Ev Charger To Be Left For New Owner. Lower Living Level Has Radiant Floor Heating, No Central Ac. House A Recipient Of A 2017 Preservation Award From Cambridge Historical Commission
Possession None
Accepted Financing None
Structure Type ["Townhouse"]
Unit/Building 81
Sq Ft Source Unit Floor Plan
Sq Ft Disclosures Full sized windows in lower level living area
Documents None
County Middlesex

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1873
Bedrooms
4
Full Bathrooms
3
Half Bathrooms
1
Living Area
2,486 sq ft
Total Rooms
7
Stories
4
Entry Level
1

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom
Yes

Interior Features

Flooring: Wood, Tile, Concrete, Hardwood
Appliances: Range, Oven, Dishwasher, Disposal, Refrigerator, Freezer, Washer, Dryer, Range Hood
Interior Features:
Windows:
Basement: N
Laundry: In Unit
Security:

Construction & Materials

Year Built: 1873
Effective Year (Renovated): 2016
Structure Type: Townhouse
Exterior Materials: Frame
Roof: Slate
Foundation:
Stories: 4

Heating, Cooling & Utilities

Heating: Forced Air, Heat Pump, Radiant, Air Source Heat Pumps (ASHP)
Heating Zones: 4
Cooling: Central Air, Air Source Heat Pumps (ASHP)
Cooling Zones: 3
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Patio, Garden
Patio & Porch: Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street, Tandem, Exclusive Parking

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Bike Path, Highway Access, Private School, Public School, T-Station, University
School District
Cambridge School District local
A-
🎓 Where Graduates Go Class of 2021
65% attend college
58% 4-Year 7% 2-Year 23% Out of State 7% Working
School Safety 2024-25
1.2% Low
0.8% Suspensions 0.2% In-School 0.4% Emergency
4.3% below state avg
E

Elementary Schools

10 schools
St. Peter Elementary School
0.7 mi
Grades PK-08
Cambridge Friends School
0.8 mi
Grades PK-08
Cambridge Montessori School
0.8 mi
Grades PK-06
A
Benjamin Banneker Charter Public School
1.0 mi | #100 of 824 | Score: 59.4
Dropped 79 spots from last year
+1.2 above state avg
352 students Less Diverse
Grades PK-06
C
Prospect Hill Academy Charter School
1.4 mi | #253 of 346 | Score: 45.9
Improved 29 spots from last year
-12.3 below state avg
890 students Diverse
High Graduation Rate Rising School College Ready Curriculum Diverse Student Body
Grades PK-12
Shady Hill School
1.5 mi
Grades PK-08
A
Amigos School
1.5 mi | #45 of 352 | Score: 57.8
Improved 14 spots from last year
-0.5 below state avg
413 students Diverse
Diverse Student Body
Grades PK-08
Lycee International de Boston/International School of Boston, Inc.
1.5 mi
Grades 01-12
Fayerweather Street School
2.0 mi
Grades PK-08
A+
Maria L. Baldwin School
0.1 mi | #55 of 824 | Score: 62.0
Dropped 52 spots from last year
+3.8 above state avg
360 students Diverse
Diverse Student Body
Grades PK-05
M

Middle Schools

5 schools
Allium Montessori School
0.4 mi
Grades 01-06
A
Rindge Avenue Upper School
0.8 mi | #67 of 352 | Score: 54.3
Dropped 2 spots from last year
-3.9 below state avg
292 students Diverse
Diverse Student Body
Grades 06-08
A-
Putnam Avenue Upper School
1.2 mi | #103 of 352 | Score: 49.1
Dropped 24 spots from last year
-9.1 below state avg
283 students Very Diverse
Diverse Student Body
Grades 06-08
C+
Cambridge Street Upper School
1.5 mi | #214 of 352 | Score: 39.8
Dropped 26 spots from last year
-18.4 below state avg
301 students Very Diverse
Diverse Student Body
Grades 06-08
B+
Darby Vassall Upper School
1.8 mi | #118 of 352 | Score: 47.5
Improved 26 spots from last year
-10.7 below state avg
298 students Very Diverse
Rising School Diverse Student Body
Grades 06-08
H

High Schools

3 schools
Farr Academy School
1.6 mi
Grades 07-12
NuVu Innovation School
1.6 mi
Grades 08-12
B-
Community Charter School of Cambridge
2.0 mi | #178 of 346 | Score: 53.1
Dropped 57 spots from last year
-5.2 below state avg
251 students Diverse
7 sports • 202 athletes
High Graduation Rate College Ready Curriculum
Grades 06-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,312
Homeowners Insurance $200
HOA Fee $200/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

Loading map...

Neighborhood

81 Garfield St # 81, Cambridge MA 02138

Cambridge, MA 02138

Listing Information

Listing Agent Jennifer Gelfand
Listing Office Coldwell Banker Realty - Boston
Office Phone 617-266-4430
Agent MLS ID BB800178
Office MLS ID AN6192
Listing Data Updated Jul 16, 2026 10:54 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

BMN Boston Real Estate
BMN Boston Real Estate
Douglas Elliman
Ask about this property — free, no obligation.

Similar Homes for Sale

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Cambridge, MA

Real-time market trends and pricing data for this area

81 Garfield St # 81, Cambridge MA 02138 - Photo 1 81 Garfield St # 81, Cambridge MA 02138 - Photo 2 81 Garfield St # 81, Cambridge MA 02138 - Photo 3 81 Garfield St # 81, Cambridge MA 02138 - Photo 4 81 Garfield St # 81, Cambridge MA 02138 - Photo 5 81 Garfield St # 81, Cambridge MA 02138 - Photo 6 81 Garfield St # 81, Cambridge MA 02138 - Photo 7 81 Garfield St # 81, Cambridge MA 02138 - Photo 8
BMN Boston Real Estate

BMN Boston Real Estate

Douglas Elliman

Your message will be sent to BMN Boston Real Estate.

Schedule a Tour