FeaturesBathroom - Full
LevelSecond
28 Margin St # A, Lynn MA 01905
Lynn, MA 01905
$490,000
Est. $3,577/month
Track this home for price, status, and open-house alerts.
About this home
Experience elevated waterfront living in this meticulously renovated end-unit at the prestigious RiverBay Condominiums. This 2BD/2.5BA gem has been transformed from top to bottom, featuring a designer kitchen with custom cabinetry and premium appliances, alongside fully refreshed bathrooms and contemporary lighting. Beyond the cosmetic upgrades like new flooring and fresh paint, this home offers ultimate peace of mind with a brand-new HVAC system and a high-efficiency AC condenser. Relax on your private living room deck or step out onto the primary suite’s personal balcony to enjoy the breeze. Complete with an attached garage, and pull-down attic storage, this turnkey residence offers a high-end, worry-free lifestyle at an accessible price point.
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Recently Sold Nearby
Property History
Market Insights
28.2%
Price Range
2
Previous Sales
Property Timeline
Listed for Sale
Jul 16, 2026
$490,000
Original listing
Agent: Michael Malkin
Office: Redfin Corp.
Previous Transaction - MLS #73456622
Full transaction history available when tracking began
Previously Sold
Jan 13, 2026
$460,000
MLS #73456622
Previous Transaction - MLS #73304318
Full transaction history available when tracking began
Previously Sold
Feb 7, 2025
$351,750
MLS #73304318
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/16/2026 | 🏠 Listed for Sale | $490,000 | - | - | Original listing |
| 01/13/2026 | 🏷️ Previously Sold | $460,000 | - | - | MLS #73456622 |
| 02/07/2025 | 🏷️ Previously Sold | $351,750 | - | - | MLS #73304318 |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $4,196 | $405,000 |
Financial Details
Annual Property Tax
$4,196
Tax Year 2025
HOA Fee
$550
Per month
Assessed Value
$405,000
Facts & Features
1 Car Garage
Central AC
Home Facts
Type
Residential
Style
Condominium
Year Built
1988
Living Area
1,240 sq ft
Lot Size
1.33 acres
Stories
2
Bedrooms
2
Full Baths
2
Half Baths
1
Total Rooms
4
Interior
Heating
Heat Pump, Electric
Cooling
Central Air
Flooring
None
Appliances
Range, Dishwasher, Refrigerator, Washer, Dryer, Other
Fireplace
None
Basement
N
Laundry
Electric Dryer Hookup, Washer Hookup, First Floor, In Unit
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Porch
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Garage Spaces
1
Has Garage
Yes
Features
Attached, Garage Door Opener, Off Street, Paved
Total Spaces
2
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$4,196
Assessed Value
$405,000
HOA & Community
HOA Fee
$550
Fee Includes
Water, Sewer, Insurance, Maintenance Structure, Road Maintenance, Maintenance Grounds, Snow Removal, Reserve Funds
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
None
Seller Disclosures
Buyers And Agents Must Verify All Information And Perform Their Own Due Diligence.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Townhouse"]
Unit/Building
A
Sq Ft Source
Public Record
Sq Ft Disclosures
Measurements are approximate and need to be verified by buyer/buyers agent.
Documents
None
County
Essex
Total market time (incl. prior listings)
118 days
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1988
Bedrooms
2
Full Bathrooms
2
Half Bathrooms
1
Living Area
1,240 sq ft
Total Rooms
4
Stories
2
Entry Level
1
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,240 sq ft above grade
FeaturesBathroom - Full
LevelSecond
FeaturesCloset, Flooring - Wood, Lighting - Overhead
LevelSecond
FeaturesBathroom - Full, Closet, Flooring - Wood, Balcony - Exterior, Lighting - Overhead
LevelSecond
FeaturesBathroom - Half
LevelFirst
FeaturesFlooring - Wood, Countertops - Stone/Granite/Solid, Open Floorplan, Stainless Steel Appliances, Peninsula, Lighting - Overhead
LevelFirst
FeaturesFlooring - Wood, Exterior Access, Recessed Lighting, Slider
LevelFirst
FeaturesYes
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Range, Dishwasher, Refrigerator, Washer, Dryer, Other
Interior Features:
Windows:
Basement:
N
Laundry:
Electric Dryer Hookup, Washer Hookup, First Floor, In Unit
Security:
Construction & Materials
Year Built:
1988
Structure Type:
Townhouse
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stories:
2
Heating, Cooling & Utilities
Heating:
Heat Pump, Electric
Heating Zones:
1
Cooling:
Central Air
Cooling Zones:
1
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
1
Garage Type:
Attached
Total Parking Spaces:
2
Parking Features:
Attached, Garage Door Opener, Off Street, Paved
Special Features
Waterfront:
Yes
Waterfront Type:
Waterfront
Community Amenities:
Nearby Schools
School District
Lynn School District local
D
School Safety
2024-25
3.5%
Above Average
3.0%
Suspensions
0.3%
In-School
0.1%
Expulsions
0.4%
Emergency
2.0% below state avg
Elementary Schools
10 schools
Sacred Heart Elementary School
0.6 mi
Grades PK-08
C-
Lynn Vocational Technical Institute
1.1 mi
|
#284 of 346
|
Score: 42.8
Improved 50 spots from last year
-15.5 below state avg
1,584 students
Moderate
Early College Program
Rising School
Career Tech Programs
Grades PK-12
B-
KIPP Academy Lynn Charter School
1.6 mi
|
#197 of 346
|
Score: 51.6
Improved 64 spots from last year
-6.6 below state avg
1,637 students
Moderate
High Graduation Rate
Rising School
College Ready Curriculum
Grades K-12
St. Pius V Elementary School
2.1 mi
Grades PK-08
TEAMS Academy at Virginia Barton Center
2.5 mi
Grades PK-12
North Shore Christian School
2.5 mi
Grades PK-08
The Hathaway School
2.8 mi
Grades PK-08
C
A. Drewicz Elementary School
0.5 mi
|
#600 of 824
|
Score: 40.9
Improved 84 spots from last year
-17.3 below state avg
488 students
Moderate
Rising School
Grades K-05
C-
Lincoln-Thomson School
0.7 mi
|
#716 of 824
|
Score: 34.3
Dropped 1 spots from last year
-23.9 below state avg
219 students
Diverse
Grades K-05
C-
Wm. P. Connery Elementary School
0.8 mi
|
#719 of 824
|
Score: 34.2
Improved 75 spots from last year
-24.1 below state avg
563 students
Moderate
Rising School
Grades K-05
Middle Schools
2 schools
C+
Pickering Middle School
2.2 mi
|
#226 of 352
|
Score: 38.6
Improved 81 spots from last year
-19.6 below state avg
583 students
Diverse
Rising School
Grades 06-08
C-
Thurgood Marshall Middle School
2.6 mi
|
#311 of 352
|
Score: 30.5
Improved 40 spots from last year
-27.7 below state avg
1,310 students
Moderate
Rising School
Grades 06-08
High Schools
6 schools
City Arts & Sciences Academy at Fecteau-Leary
1.2 mi
Grades 06-12
St. Mary's High School
1.4 mi
Grades 07-12
B
Fredrick Douglass Collegiate Academy
1.8 mi
|
#12 of 25
|
Score: 33.4
Improved 330 spots from last year
-24.8 below state avg
235 students
Moderate
Early College Program
Rising School
Grades 06-12
C-
Classical High School
0.7 mi
|
#302 of 346
|
Score: 37.9
Improved 51 spots from last year
-20.3 below state avg
1,795 students
Moderate
Early College Program
Rising School
Career Tech Programs
Grades 09-12
B-
Harold Durgin Success Academy
1.2 mi
|
#16 of 25
|
Score: 30.4
Improved 329 spots from last year
-27.8 below state avg
94 students
Diverse
Rising School
Career Tech Programs
Grades 09-12
D
Lynn English High School
2.1 mi
|
#318 of 346
|
Score: 33.5
Improved 37 spots from last year
-24.8 below state avg
2,062 students
Moderate
18 sports
• 1,425 athletes
Early College Program
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
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Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$350
Homeowners Insurance
$200
HOA Fee
$550/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
28 Margin St # A, Lynn MA 01905
Lynn, MA 01905
Listing Information
Listing Agent
Michael Malkin
Listing Office
Redfin Corp.
Office Phone
617-340-7803
Agent MLS ID
CN221495
Office MLS ID
NB3534
Listing Data Updated
Aug 18, 2026 11:09 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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