123 Ferry St # 23, Grafton MA 01560
Grafton, MA 01560 • South Grafton
$599,000
$579,900
Est. $4,082/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
New Price Improvement! This beautiful sunlit townhome built in 2018 is the definition of maintenance free and move-in ready. The main level features a seamless open-concept layout with large windows letting in a ton of natural light. A cozy gas fireplace also serves as the centerpiece of this living space. You’ll love the modern kitchen, finished with crisp white cabinetry, granite countertops, and a central island perfect for casual gatherings. Upstairs holds a large primary bedroom with walk in closet, along with a 2nd bedroom and a shared full bath. One of the standout features of this floor plan is the versatile lower-level suite. With its own full bath and large windows, this space is ideal for a home office, a guest retreat, or a dedicated media room. From here, you can step directly out to a private patio—perfect for grilling and outdoor relaxation. Recent upgrades to include: Recessed lights/dimmer switches and EV Charger - 2023 • Rebuilt HVAC - 2025 • Over the range microwave and On demand gas water heater - 2026. Conveniently positioned for an easy commute with quick access to Mass Pike, Commuter Rail, Routes 495, and 146.
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Recently Sold Nearby
Property History
Market Insights
3
Price Changes
3.2%
Price Range
Property Timeline
Price Reduced
Sep 18, 2026
$579,900
$100
(-0.02%)
From $580,000 to $579,900 (-0.0%)
Price Reduced
Sep 18, 2026
$580,000
$9,900
(-1.68%)
From $589,900 to $580,000 (-1.7%)
Price Reduced
Sep 8, 2026
$589,900
$9,100
(-1.52%)
From $599,000 to $589,900 (-1.5%)
Property Type Updated
Jul 19, 2026
Single Family Residence → Condominium
Listed for Sale
Jul 16, 2026
$589,900
Original listing
Agent: Rick Grayson
Office: Compass
Listed for Sale
Jul 16, 2026
$599,000
Original listing
Agent: Rick Grayson
Office: Compass
Listed for Sale
Jul 16, 2026
$599,000
Original listing
Agent: Rick Grayson
Office: Compass
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/18/2026 | ↓ Price Reduced | $579,900 | $100 | - | From $580,000 to $579,900 (-0.0%) |
| 09/18/2026 | ↓ Price Reduced | $580,000 | $9,900 | - | From $589,900 to $580,000 (-1.7%) |
| 09/08/2026 | ↓ Price Reduced | $589,900 | $9,100 | - | From $599,000 to $589,900 (-1.5%) |
| 07/19/2026 | 🔧 Property Type Updated | - | - | - | Single Family Residence → Condominium |
| 07/16/2026 | 🏠 Listed for Sale | $589,900 | - | - | Original listing |
| 07/16/2026 | 🏠 Listed for Sale | $599,000 | - | - | Original listing |
| 07/16/2026 | 🏠 Listed for Sale | $599,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $6,583 | $475,200 |
Financial Details
Annual Property Tax
$6,583
Tax Year 2025
HOA Fee
$401
Monthly
Assessed Value
$475,200
Facts & Features
1 Car Garage
Central AC
Home Facts
Type
Residential
Style
Condominium
Year Built
2018
Living Area
1,823 sq ft
Lot Size
0.0000
Stories
3
Bedrooms
3
Full Baths
2
Half Baths
1
Total Rooms
5
Interior
Heating
Central, Forced Air, Propane
Cooling
Central Air
Flooring
Wood, Tile, Carpet
Appliances
Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Fireplaces
1
Basement
N
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Patio
Pool
None
Spa
None
Fencing
None
Patio/Porch
Patio
Parking
Garage Spaces
1
Has Garage
Yes
Features
Attached, Off Street, Paved
Total Spaces
5
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$6,583
Assessed Value
$475,200
HOA & Community
HOA Fee
$401 Monthly
Fee Includes
Insurance, Maintenance Structure, Road Maintenance, Maintenance Grounds, Snow Removal, Trash
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
Pets
Yes w/ Restrictions
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Open House Saturday 9/19 • 12:30 - 2:30 ** Buyer And Buyers Agent To Verify All Information And Perform Their Own Due Diligence**
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Townhouse"]
Unit/Building
23
Sq Ft Source
Public Record
Documents
Master Deed, Rules & Regs (2)
County
Worcester
Total market time (incl. prior listings)
37 days
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
2018
Bedrooms
3
Full Bathrooms
2
Half Bathrooms
1
Living Area
1,823 sq ft
Total Rooms
5
Stories
3
Entry Level
1
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,823 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPatio
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Carpet
Appliances:
Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Insulated Windows
Basement:
N
Laundry:
Security:
Security System
Construction & Materials
Year Built:
2018
Structure Type:
Townhouse
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stories:
3
Heating, Cooling & Utilities
Heating:
Central, Forced Air, Propane
Heating Zones:
1
Cooling:
Central Air
Cooling Zones:
1
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Thermostat
Exterior & Lot
Exterior Features:
Patio
Patio & Porch:
Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
1
Garage Type:
Attached
Total Parking Spaces:
5
Parking Features:
Attached, Off Street, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Public Transportation, Shopping, Park, Walk/Jog Trails, Golf, Laundromat, Bike Path, Highway Access, House of Worship, Public School
Nearby Schools
School District
Grafton School District local
A-
School Safety
2024-25
0.4%
Low
0.3%
Suspensions
0.4%
In-School
0.1%
Emergency
5.1% below state avg
Elementary Schools
5 schools
A-
Millbury Street Elementary School
2.1 mi
|
#226 of 825
|
Score: 53.4
Dropped 1 spots from last year
-4.8 below state avg
635 students
Diverse
Strong Attendance
Grades 02-06
Touchstone Community School
2.4 mi
Grades PK-08
B
North Street Elementary School
3.0 mi
|
#416 of 825
|
Score: 47.3
Dropped 251 spots from last year
-10.9 below state avg
566 students
Diverse
Strong Attendance
Grades 02-06
South Grafton Elementary School
0.6 mi
261 students
Diverse
Grades PK-01
North Grafton Elementary School
4.6 mi
279 students
Diverse
Grades PK-01
Middle Schools
1 school
A-
Grafton Middle School
2.7 mi
|
#97 of 352
|
Score: 49.9
Dropped 37 spots from last year
-8.3 below state avg
469 students
Moderate
Strong Attendance
Grades 07-08
High Schools
1 school
A-
Grafton High School
2.7 mi
|
#85 of 346
|
Score: 62.1
Improved 62 spots from last year
+3.9 above state avg
905 students
Moderate
17 sports
• 1,348 athletes
Strong AP Program
High Graduation Rate
Rising School
College Ready Curriculum
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$549
Homeowners Insurance
$200
HOA Fee
$401/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
South Grafton
123 Ferry St # 23, Grafton MA 01560
Grafton, MA 01560
Listing Information
Listing Agent
Rick Grayson
Listing Office
Compass
Office Phone
781-365-9954
Agent MLS ID
CN221470
Office MLS ID
AN5216
Listing Data Updated
Sep 18, 2026 7:55 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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